Award Travel 101 Podcast Episode 32: 40 Cards – Is it Necessary? Will it Ruin You? Award Travel 101 Podcast Episode 32: 40 Cards – Is it Necessary? Will it Ruin You?

Award Travel 101 Podcast Episode 32: 40 Cards – Is it Necessary? Will it Ruin You?

Bonus Points

AwardWallet receives compensation from advertising partners for links on the blog. Terms Apply to the offers listed on this page. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.

Offers for the Hilton Honors American Express Surpass® Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.

All information about Hilton Honors American Express Surpass® Card has been collected independently by AwardWallet

Welcome back to the Award Travel 101 Podcast — from the original Facebook community created for miles and points enthusiasts. Angie is back with Joe to discuss card offers, news, trip updates, and the answer to whether having so many cards will ruin your credit.

Award Travel 101 Podcast Show Format

We break each show into six sections:

  • Question/Win of the Week — asked or shared by members of the Award Travel 101 community
  • News & Enhanced Offers
  • What Bonuses Did We Get — which will tell you what credit cards we're working on and why
  • Trip Updates
  • Highlight Feature
  • What You Didn't Know — a feature dedicated to a big or small tip that will help you better maximize the value you receive from your rewards.

How To Listen to the Award Travel 101 Podcast

You can find us anywhere you listen to other fine podcasts including:

Previous episode show notes

Award Travel 101 Podcast Episode 32 Show Notes

The Award Travel 101 Community and Podcast are brought to you by AwardWallet. Check out all of the features in AwardWallet Plus that can help you better track your progress and prevent loss or expiration. If you register for our next-level Award Travel 201 Community for $89.99 annually, AwardWallet Plus is included in your subscription (which means you get access to next-level strategies for just $5 per month). If this interests you, register here.

Post of the Week

Krista Wetmore was listening to the podcast and wondered, “He was an AU in his wife’s chase sapphire card. I’ve only seen that this is not a good thing to do. Are there times / reasons this makes sense to do?”


Trip updates

  • Angie: Getting home from MSP
  • Joe

What bonuses did we get?

Highlight feature: 40 Cards – Is it Necessary? Will it Ruin You?

Referring back to Episode 30

Let’s dispel a myth: This isn’t “Free” travel, but you can:

  • Build wealth (savings) with credit cards
    • Bank bonuses
    • Fixed point cashouts
    • Overall goal to reduce costs on the thing you love: travel
    • Can take the money saved on travel and knock out other debts sooner
  • Our credit scores: Joe hit 850 recently again, then dropped… to 818
  • Annual fees: Joe pays $5,742 (or $480 per month), but that doesn’t count any of my credits, perks, or benefits, which as a business owner (consult your tax advisor) could be written off ($2,200 in savings). Doesn’t include any points earned.

If you need help tracking all of your credit cards, Cardpointers could help.

Tip of the week

From Alec Legg

“A weird tip for those who book partner awards and have trouble booking seats. Try putting the PNR on other airline's ‘manage booking' tool. I just booked China Airlines through KLM, and the China Airlines site wouldn't let me choose seats or even let me pull up my record. I read to try Saudia, but that didn't work, but I tried Garuda Indonesia, and it let me pick my seats!”

Where To Find the Award Travel 101 Community

For questions, you can join us in the free 99,000+ member Award Travel 101 Community.

  1. If you want to jump into more intermediate and advanced strategies, our Award Travel 201 community ($89.99 annually) is filled with those who want to dig into the weeds, looking for more outsized value.
  2. To book time with our team to discuss how to better your earning and burning strategies, check out Award Travel one-on-one.
  3. You can also email us at
  4. Our next meetup is located in San Antonio, TX on April 26–28, 2024. For more details and to purchase tickets, visit our Taco ‘Bout A Fiesta! Eventbrite.
5 / 5 - (1 vote)
AwardWallet Tip of The Day
You can choose to store all of your loyalty account passwords locally on your device, instead of storing them in our secure database. If you choose this option, you can (and should) periodically back them up into a file. In the event that you delete your cookies, these passwords will be deleted. With a proper backup, you'd be able to safely restore from that backup file.
Show me how

The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *