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The best-ever 100,000-point offer on the Chase Sapphire Preferred® Card (Rates & Fees) is back! Need we say more?
If you're not familiar with the Sapphire Preferred, it's one of our favorite travel cards. This lucrative bonus is the icing on the cake for a card that consistently delivers exceptional value and was recently refreshed with new benefits. And it carries a modest $95 annual fee.
This is a limited-time offer, so here's what to know about the 100,000-point Sapphire Preferred offer and how to apply.
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on gas and EV charging
- 3X points on vacation homes at top brands like Airbnb, Vrbo and more
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
Earn 100,000 Points With the Chase Sapphire Preferred
The best part of getting a new credit card is the welcome bonus, and the Sapphire Preferred‘s elevated offer is certainly a head-turner.
New applicants can earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Chase is advertising this as a limited-time offer, so we don't know how long it will be available.
What is this Sapphire Preferred welcome offer worth?
The value of the Sapphire Preferred welcome bonus depends on how you choose to redeem your new stash of Ultimate Rewards points. But no matter how you use them, this bonus can be incredibly valuable.
To maximize its value, one of the best strategies is transferring your points to Chase's 14 travel partners. On average, AwardWallet users redeem Ultimate Rewards points this way for 2.01¢ apiece, making this bonus worth more than $2,000 toward award travel.
And Chase has some excellent transfer partners, including United MileagePlus, Virgin Atlantic Flying Club, and World of Hyatt. Just note that for new applicants, transfers to Hyatt are now made at a 4:3 ratio instead of the previous 1:1 ratio.
If you’d rather avoid the hassle of transferring points and searching for award space, you can redeem points earned with the Sapphire Preferred through Chase Travel℠ at up to 1.75¢ per point through the Chase Points Boost feature. At that rate, this welcome bonus could be worth as much as $1,750 in travel booked through Chase.
Cardholders can also combine Ultimate Rewards points earned across their entire portfolio of Chase cards into a single account. That makes it easy to maximize card earnings and accumulate enough points toward your next redemption.
Why Should You Get the Sapphire Preferred?
Welcome bonus aside, the Sapphire Preferred is an incredibly well-rounded travel rewards card — and became even more compelling when Chase added a handful of new benefits without increasing the annual fee.
All that to say, it's a card we recommend to beginners and seasoned travelers alike. Here are just a few reasons why.
Lucrative earning rates
It's easy to stock up on Ultimate Rewards points thanks to the Sapphire Preferred‘s many bonus categories. With this card, you'll earn points as follows:
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on gas and EV charging
- 3X points on vacation homes at top brands like Airbnb, Vrbo and more
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
Several useful benefits
The Sapphire Preferred has a lengthy list of practical benefits, including:
- $100 annual hotel credit.
- Receive one statement credit of up to $120 every four years as reimbursement for a Global Entry or TSA PreCheck® or NEXUS application fee charged to your card.
- Get a year of complimentary Apple TV when activated by December 31, 2026.
- Complimentary DashPass from DoorDash.
- Primary collision damage waiver (CDW) insurance on car rentals worldwide.
- Trip delay reimbursement of up to $500 per ticket for delays of 12+ hours.
- Trip cancellation and interruption insurance up to $20k per covered trip.
- Lost luggage reimbursement and baggage delay coverage.
- Extended warranty and purchase protection.
- No foreign transaction fees.
Reasonable annual fee
The Sapphire Preferred offers cardholders a lot of value — and you'll get it all for just a $95 annual fee.
Who’s Eligible for This Sapphire Preferred Welcome Bonus?
Chase enforces multiple restrictions on rewards credit card applications. The first is a published application rule stating you can’t get the Sapphire Preferred if you currently hold the card or have received a welcome bonus for it in the past:
“This credit card is unavailable to you if you currently have one open. The new cardmember bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed in determining your bonus eligibility.”
Keep in mind that you can still get this increased sign-up bonus if you're currently an authorized user on another Sapphire Preferred account.
Not sure if you qualify? Chase should now pop up a window letting you know that you aren't eligible for the bonus when you go to submit an application. If you get this message, you'll get the chance to cancel your application before you get a ding on your credit report.
Chase cards are also subject to a second, unpublished rule known as the Chase 5/24 policy. If you’ve been approved for five or more personal credit cards in the previous 24 months (from any card issuer), you likely won’t be approved for this card.
Our Take
Sound the alarm! Our favorite travel card is back with an increased — and best-ever — welcome bonus of 100,000 points.
This Sapphire Preferred offer doesn't come around often, and with Chase advertising it as a limited-time offer, it's one you won't want to miss while it's on the table.
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on gas and EV charging
- 3X points on vacation homes at top brands like Airbnb, Vrbo and more
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Preferred® Card (Rates & Fees)
