Bank of America Partners With Starbucks To Offer Bonus Earnings Bank of America Partners With Starbucks To Offer Bonus Earnings

Bank of America Partners With Starbucks To Offer Bonus Earnings

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Thanks to a new partnership between Starbucks and Bank of America, your next cup of coffee will come with some extra rewards. After linking an eligible Bank of America credit or debit card to your Starbucks app, you'll bank 2% cash back and an extra star per $2 spent on in-app purchases — on top of the base rewards you'll already earn. For those unaware, that's better than what you'll earn when paying with credit cards from other banks.

Here's how you can take advantage of this sweet opportunity.

Earn Bonus Stars and Cash Back by Linking a Bank of America Card to Your Starbucks Account

Bank of America crafted a new partnership with Starbucks to offer rewards to credit and debit card holders in the form of 2% cash back and a bonus star per $2 spent. Even better, these rewards come in addition to your card's base earnings and the stars you usually earn on Starbucks purchases.

Signing up first requires visiting the BankAmeriDeals® webpage to enroll. After that, you'll need to log into your Starbucks account and save your Bank of America card to your Starbucks wallet. It's that simple.

Cash back and bonus stars are awarded on qualifying purchases, which include digital Starbucks card reloads, ordering ahead in the app, and paying through the Starbucks app at the cash register. However, if your in-app purchase includes taxes or a tip for your barista, you won't earn bonus rewards on those charges.

a Starbucks employee hands a drink to a customer inside a store
Credit: Starbucks

Typically, you only earn two stars per $1 when paying with a Starbucks gift card or pre-loaded Starbucks card in the app. On purchases made with other payment methods, you'll earn a single star per dollar spent. But when you pay with an eligible Bank of America card, you'll earn 1.5X the number of stars you'd get by paying with a Chase or American Express credit card, for example. Plus, you'll get cash back in addition to your card's base earning rates. You also could increase your earnings by using your Bank of America card to reload your Starbucks card, then paying with that for the optimal earning rate of two stars per $1 spent.

If you're a coffee fan and a Bank of America credit or debit card holder, this is a partnership worth enrolling in.

Related: When Do Starbucks Rewards Stars Expire?

Final Thoughts

Ever since the Chase-issued Starbucks Rewards™ Visa® Card went away, there haven't been many unique ways to earn bonus rewards on Starbucks purchases. But with the new Bank of America-Starbucks tie-up, coffee drinkers can now bank some fantastic rewards in the form of 2% cash back and a bonus star per $2 spent on in-app purchases — on top of the rewards you already earn. If you're a Bank of America cardholder with a love for Starbucks, this partnership is a win-win.

Plus, remember that Delta and Starbucks have a partnership to earn SkyMiles on your coffee purchases (plus extra on days when you're flying with Delta). It will be interesting to see if these can stack together. If you link a Bank of America card and your Delta account to Starbucks, let us know what you earn.

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