AwardWallet receives compensation from advertising partners for links on the blog. AwardWallet is an American Express, Citi, Chase, and CreditCards.com advertising partner. This content is not provided by any bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. Here's our complete Advertiser Policy.


Step 1: Sign Up for an Account with AwardWallet (FREE)

If you're looking to keep track of your points, miles, and other loyalty currency, create an AwardWallet account. We track over 650 different programs!

Step 2: Check Your Credit Scores (FREE)

We like Credit Karma and Credit Scorecard from Discover. You want your credit scores over 700 at all times.

Step 3: Sign Up for Loyalty Programs (FREE)

It's free to sign up for airline or hotel loyalty programs. If you plan on accruing miles or points in any program, you will need to be a member. Sign up and then add the programs to your AwardWallet account for easy tracking. Here are the most popular ones we see in AwardWallet.

Airlines:

Hotels:

 

Step 4: Apply for Rewarding Credit Cards 

Once you know that your credit score is good to excellent, you can apply for travel credit cards that meet your travel needs.

Earning points that transfer to different travel programs is an excellent way to start. You can receive transferable points with the following rewards programs: Chase Ultimate Rewards, American Express Membership Rewards, and Citi Thank You Rewards. Below are credit cards that receive points in each program.

Chase Ultimate Rewards®

The information related to the Ink Plus® Business Credit Card has been collected by AwardWallet and has not been reviewed or provided by the issuer of this card.

American Express Membership Rewards®:

Citi ThankYou® Rewards:

  • Citi ThankYou® Preferred Card
  • Citi® ThankYou® Premier Card

If you're loyal to a particular airline or hotel chain, then you will most likely want their co-branded rewards credit card. Here's our full list of travel credit cards:  Airlines – HotelsBusiness

Step 5: Receive Miles & Points on Every Purchase

Use your rewards credit card responsibly to receive miles and points on every purchase you make. Many rewards cards will give you multiple points per $1 on certain categories. For example, the Sapphire Preferred receives 2x points per $1 on dining and travel. And the Amex Premier Rewards Gold card earns 3x on airfare and 2x on groceries.

If you're shopping online, you can receive multiple points per $1 by going through online shopping portals.

Also, don't forget to sign up for dining programs, so you can double your earning for dining out. There's also usually a sign-up bonus for just joining and dining your first time at an in network restaurant. You can sign up for the major dining programs below:

 

Step 6: Have a Plan & Know How to Redeem Your Miles

Follow the AwardWallet blog for the best tips and techniques on how to use your miles and points.


The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.