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Capital One’s rewards program has come a long way. Once a fixed-value rewards system, it now offers transferrable rewards that unlock incredible travel redemptions — sometimes far exceeding their base 1-cent-per-mile value. With a growing list of airline and hotel partners, Capital One competes with Chase Ultimate Rewards, American Express Membership Rewards, and Citi ThankYou® Rewards.
However, not all Capital One transfer partners offer the same value. Some programs unlock business-class sweet spots, while others devalue your miles on arrival.
In this guide, we’ll break down the best and worst Capital One transfer partners, show you how to maximize your miles, and help you decide when to transfer — and when to just redeem your miles for paid travel.
Page Contents
- How To Earn Capital One Miles
- Capital One Transfer Rates
- Capital One Airline Partners
- Aeromexico Rewards
- Air Canada Aeroplan
- Air France–KLM Flying Blue
- Avianca LifeMiles
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands
- Finnair Plus
- JAL Mileage Bank
- JetBlue TrueBlue
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Singapore Airlines KrisFlyer
- TAP Air Portugal Miles & Go
- The British Airways Club
- Turkish Airlines Miles & Smiles
- Virgin Red (including Virgin Atlantic)
- Capital One Hotel Partners
- Tips for Maximizing Capital One Transfer Partners
- Final Thoughts
- Capital One Partners FAQ
How To Earn Capital One Miles
Six credit cards earn transferable Capital One miles. Three of these are personal cards:
- Capital One Venture Rewards Credit Card
- Capital One Venture X Rewards Credit Card
- Capital One VentureOne Rewards Credit Card
$0
- 5 Miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 5 Miles per dollar on purchases through Capital One Entertainment
- 1.25 Miles per dollar on every purchase, every day.
$95
- 5X miles per dollar on purchases through Capital One Entertainment
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles per dollar on all other purchases
$395
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment
- 5X miles per $1 on flights when booking via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on all other eligible purchases
The other three cards are for small business owners:
- Capital One Venture X Business
- Capital One Spark Miles for Business
- Capital One Spark Miles Select for Business
$0
- 5X Miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 1.5 Miles per $1 on every purchase.
$95
- 2X miles per dollar on every purchase, everywhere, no limits or category restrictions
- 5X miles per dollar on purchases through Capital One Entertainment
- 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
$395
- 10X miles per $1 on hotels and rental cars booked via Capital One Business Travel
- 5X miles per $1 on purchases through Capital One Entertainment
- 5X miles per $1 on flights booked via Capital One Business Travel
- 5X miles per $1 on vacation rentals booked via Capital One Business Travel
- 2X miles per $1 on other eligible purchases
These cards offer base earning rates between 1.25 and 2 miles per dollar spent. Certain cards also offer bonus categories, such as a higher earning rate for booking travel through the Capital One Business Travel.
If you hold one of the cards listed above, you can convert cash-back rewards from Savor, Quicksilver, and Spark Cash cards to Capital One miles. You can then combine your miles before transferring them to partners.
Related: All of the Cards That Earn Capital One Miles
Capital One Transfer Rates
There are 22 Capital One transfer partners: 18 airlines and four hotels.
The transfer rate for most partners is 1,000 Capital One miles = 1,000 airline or hotel points. However, a few partners convert at lower rates — with 1,000 Capital One miles yielding 750, 600, or even 500 points.
Need to know how long it takes for transfers to post? Check out our data on Capital One transfer times.
Related: How To Transfer Capital One Miles to Airline and Hotel Partners: A Step-By-Step Guide
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Capital One Airline Partners
Looking to maximize the value of your Capital One miles? Here are the best Capital One transfer partners — and the ones probably worth avoiding.
Aeromexico Rewards
Aeromexico is a SkyTeam alliance member along with Air France, Delta, KLM, and more. Aeromexico Rewards can be tricky to navigate, with multiple award types, wide pricing differences, and no ability to book connecting itineraries online.
Capital One miles transfer to Aeromexico at a 1:1 ratio, which generally offers middling value — especially compared to Amex Membership Rewards’ 1:1.6 transfer rate.
The best Aeromexico Rewards sweet spots can provide competitive pricing on business-class fares — provided you have a bounty of Capital One miles available. Round-trip flights from the U.S. to Japan and South Korea cost 180,000 miles with relatively low surcharges, though dynamic pricing can make these awards harder to find. You may also find decent value on partner economy awards to Europe or routes between the U.S. and Mexico. That said, Aeromexico generally isn’t a strong option for economy tickets overall.
The biggest drawback: Aeromexico no longer displays partner award pricing online, so booking requires calling.
Air Canada Aeroplan
Air Canada is a member of Star Alliance, so you can use Aeroplan points to book flights with partners like United, Lufthansa, and Singapore. Aeroplan uses a combination of mileage-based and region-based charts. Thankfully, Aeroplan eliminated its once hefty fuel surcharges.
One of Aeroplan’s biggest strengths is its flexible routing rules. You can add a stopover for just 5,000 points — bookable online — to include an extra destination for minimal additional cost.
Aeroplan offers a points predictor to help you estimate your award pricing.
Aeroplan now uses more dynamic pricing for certain partners — including United — making award rates less predictable. If you're booking one of these airlines, it's worth comparing options across programs to make sure you're getting the best value.
Related: The Secret Sweet Spots of Aeroplan Stopovers and Open Jaws
Air France–KLM Flying Blue
Flying Blue is the rewards program for Air France, KLM, and Transavia. You can use Flying Blue miles for travel on SkyTeam alliance airlines like Delta, Korean Air and other nonalliance airlines.
Two of the best ways to get value from Flying Blue miles start with Promo Rewards, which offers up to a 25% discount on award flights to and from select cities each month. These deals can bring economy flights to Europe and North Africa down to just 18,750 miles each way.
The second Flying Blue sweet spot is its better pricing on select destinations. Like many rewards programs, Flying Blue uses a region-based award chart. However, it categorizes some countries differently than most. For example, according to Flying Blue, Algeria, Morocco, Tunisia, Libya, and the Canary Islands are all part of Europe — which can provide some good award opportunities.
Avianca LifeMiles
Avianca has historically been one of the best Capital One transfer partners. As a Star Alliance member, you can use LifeMiles on carriers like Air Canada, Lufthansa, Singapore, and United.One of its biggest advantages is that it doesn’t pass on fuel surcharges, which can lead to meaningful savings compared to programs like Singapore KrisFlyer or Lufthansa Miles & More.
Avianca’s award charts are a little confusing but, overall, offer solid value, with several LifeMiles sweet spots scattered throughout. For example, U.S. domestic economy flights cost 7,500 to 12,500 LifeMiles each way (depending on what region you are flying from/to). Mixed-cabin pricing on connecting itineraries can also help reduce the total cost.
The biggest drawback for LifeMiles is its website. It won’t always show award seats even if it's bookable through a Star Alliance partner. In addition, you may find availability when searching segment by segment but not for the full itinerary.
When this happens, you could call LifeMiles to book. However, finalizing your travel itinerary this way is rarely quick and is typically challenging.
Transfers from Capital One to LifeMiles are generally instant.
Cathay Pacific Asia Miles
Cathay Pacific is a Oneworld alliance member, so Asia Miles can be used to book flights on partners like American, Japan Airlines, Qantas, and Qatar. Be aware that Asia Miles passes on fuel surcharges for some partners like British Airways and Qatar.
Using Asia Miles can be complicated. It has three separate award charts — and its single-airline partner award chart isn’t published online. Only some partners can be booked through the Asia Miles website (for instance, you have to call to book American Airlines flights). Search results can also be cluttered with flights that don’t actually have award availability. That said, pricing can be competitive and sometimes offers strong value, especially in business and first class.
One great thing about Asia Miles is its flexible routing rules: If you’re flying all Oneworld airlines, you can have up to five stopovers on a round-trip, multicarrier itinerary. Award pricing is distance-based, calculated using the total trip distance rather than individual segments. This can be a particularly good option if you visit several cities in the same region or want to book a round-the-world ticket, among other Asia Miles sweet spots.
Another advantage is access to Cathay Pacific award space earlier than many partner programs, which can be especially useful for premium cabin bookings. Transfers from Capital One typically take up to 24 hours
Emirates Skywards
Emirates isn't a part of an alliance, but it still partners with over a dozen airlines, including Air Canada, American, and United.
In the right cases, Skywards miles can make sense for Emirates award flights. For example, the screenshot below shows that Emirates flights from Newark (EWR) to Athens (ATH) are generally a solid value. You can find economy seats for only 17,500 miles.
It's also worth noting that Emirates charges a premium for one-way award tickets. While round-trip business class can be booked for 108,000 miles, one-way tickets on the exact route cost 87,000 miles.
Emirates revamped its partner awards on March 4, 2026, significantly lowering its redemption rates. Better deals can now be found across the board, from short domestic segments to long-haul routes in premium cabins. With these changes, it's worth taking a look at the new award chart to assess your value.
Awards start at 3,000 miles each way on flights up to 300 miles.
Etihad Guest
Etihad has a fascinating collection of 20-plus partners — including larger airlines like American, ANA, Air Canada, and Brussels. It also partners with smaller carriers you cannot easily book, such as Philippine Airlines, Air Serbia, and Royal Air Maroc.
The best value in this program will be short flights in economy, which start at 7,000 miles for Etihad's own flights and 6,000 miles with partner airlines. The above screenshot also shows Etihad's award calculator, which you can use to determine the minimum miles required for a particular redemption on select airlines.
EVA Air Infinity MileageLands
EVA Air Infinity MileageLands has limited value for award bookings. Most routes can be booked for fewer miles through programs like Avianca LifeMiles, Air Canada Aeroplan, or Singapore KrisFlyer.
EVA Air also passes on fuel surcharges from partner airlines. And since the same award space is typically available through other programs, you can often book those flights for fewer miles and lower out-of-pocket costs elsewhere.
In short, we can't find a good reason to transfer miles to EVA. But let us know if we missed something!
Finnair Plus
Finnair is a member of the Oneworld alliance. You can use its Avios points to book flights with Oneworld airlines partners. You can also transfer Avios between Finnair, British Airways, Aer Lingus, Iberia, and Qatar at a ratio of 1:1.
At first glance, Finnair’s prices for partner awards are middle-of-the-road. For example, a domestic economy flight on American costs 23,000 Avios each way. However, a few spots on Finnair’s award chart are worth considering. The first is flights within Europe. Note that Finnair is not currently operating flights to Russia. The screenshot below shows Finnair's expansive route network in Europe.
Flying with Finnair anywhere in this region can provide solid value. Awards cost as little as 6,500 Avios for economy or 10,000 for business class. Remember, though, that an intra-Europe “business-class” seat just means there won't be anyone in the middle seat next to you.
The award chart on Finnair shows that business-class costs are reasonable compared to the mid-level economy and premium economy rates.
Finnair charges fees for all award tickets.
On the good side, transfers from Capital One to Finnair are usually instant.
JAL Mileage Bank
Capital One transfers to Japan Airlines Mileage Bank with a 4:3 transfer ratio (750 JAL miles per 1,000 Capital One miles transferred). While not always the best value, you can still find some lucrative deals with a specific use in mind.
JAL Mileage Bank is one of the best ways to book premium cabins on Japan Airlines, including business class on its new A350-1000. Awards start at 55,000 miles each way for a business-class ticket between North America and Japan. Although the lowest-priced awards can be difficult to grab (often requiring booking far in advance), its more expensive options can still be worth a look.
Another benefit of booking through JAL is access to award space up to 360 days in advance — earlier than some programs like American Airlines AAdvantage, which typically opens partner awards around 331 days out.
Keep in mind that JAL miles expire after 36 months. Transfer only what you need, since unused miles can sit in your account until they expire.
JetBlue TrueBlue
Normally, JetBlue TrueBlue can be a good way to snag a ride on the airline's Mint Suites across the country or to Europe, in addition to flights with the program's multiple partner airlines.
However, with a transfer ratio of 5:3 (600 TrueBlue points per 1,000 Capital One miles transferred), you'll need a higher amount of Capital One miles to make redemptions. Additionally, the program's revenue-based system, where the number of points required is tied to the flight's ticket price, can make it difficult to find solid redemption rates.
Qantas Frequent Flyer
Qantas is another Oneworld alliance member. It also partners with several other airlines, including Airnorth, Air Niugini, Air Vanuatu, China Eastern, El Al, Emirates, and Westjet.
Qantas uses a distance-based award chart. The best value is typically on short-haul economy flights, starting at 8,000 points each way for routes under 600 miles and 12,000 points for flights up to 1,200 miles.
Qantas doesn’t charge close-in booking fees, and its website is better than most at handling complex itineraries — including connections from smaller U.S. airports.
Transfers from Capital One are typically instant.
Qatar Airways Privilege Club
Qatar Airways boasts one of the most comfortable rides in the sky with its Qsuite business class. If you want the best availability for these suites, booking directly with Qatar Airways Privilege Club is the way to go. You can book Qsuites through other programs like American Airlines AAdvantage (often for fewer miles), but availability is scarce, and snagging seats can be competitive.
Capital One cardholders can transfer miles at a 1:1 ratio.
In addition to booking Qsuites directly through Privilege Club, the program has some other sweet spots on partner airlines. You also can transfer Avios to other programs like British Airways and Finnair, which can further expand your options.
Singapore Airlines KrisFlyer
Singapore Airlines KrisFlyer is often a strong option for booking Star Alliance flights, with reasonable award rates and no close-in fees.
Using Capital One miles for KrisFlyer bookings is especially useful if you need to combine points from another credit card company. While you can transfer miles to KrisFlyer to redeem for flights on other Star Alliance airlines, the best redemption might be on its own metal. That's because Singapore reserves its luxury Suites Class on the Airbus A380 to its own loyalty members.
Note that KrisFlyer passes on fuel surcharges from airlines that charge them. If the flight you’re looking at has significant fees attached, Avianca LifeMiles or United MileagePlus may be better options. This is true even if you'll pay more miles to save cash. Other sweet spots abound with KrisFlyer, including monthly Spontaneous Escapes for discounted award bookings for short-notice travel.
Transfers from Capital One to Singapore KrisFlyer take up to 18 hours to process.
TAP Air Portugal Miles & Go
TAP Air Portugal is another Star Alliance member. As exciting as that sounds, TAP's partner award chart is less than favorable. You're probably better off using other miles like Avianca LifeMiles to book the same flights.
Another nail in the coffin for TAP Miles & Go is that it tacks on carrier-imposed fees. You can expect to pay some hefty costs, depending on which partner you book with.
Even when taxes and fees are reasonable, award costs are still higher than other booking options. Looking at the screenshot below (booking with United), this is the same flight referenced in the screenshot above (booking with TAP). The United flight has a higher mileage cost in the economy but is lower mileage for business class. And United has lower taxes and fees for both economy and business options.
Due to the high out-of-pocket costs and relatively uncompetitive prices, transferring your Capital One miles to TAP Portugal is not recommended.
Related: Do TAP Portugal Miles & Go Miles Expire?
The British Airways Club
The British Airways Club is a valuable option for your Capital One miles. That's especially true with shorter flights, which can be significantly cheaper here than with other programs.
British Airways is a member of the Oneworld alliance. That means you can use Avios to book flights with more than a dozen Oneworld member airlines. In addition, British Airways has a few independent partnerships with airlines outside of Oneworld.
Related: How Many Miles Do You Need for a Free Flight?
British Airways uses a distance-based award chart instead of a region-based one — like most loyalty programs. This means that if a flight falls within a shorter mileage range, it could cost far less than the same award flight with a region-based award chart.
For example, it's possible to save money when booking short-haul flights in the United States by booking with British Airways instead of American Airlines. With British Airways Avios, you can redeem for flights under 650 miles for 13,500 Avios. Comparing the two is worthwhile if you can access both types of miles since American Airlines doesn't publish an award chart. Check out this post to learn more about using Avios for American Airlines flights.
Related: The Best Ways To Redeem Avios in the Americas
Turkish Airlines Miles & Smiles
Miles & Smiles offers some decent value for flights with its Star Alliance partners. One-way economy flights within the U.S. typically 15,000 miles each way, which can be competitive depending on the route and cash price.
Turkish Airlines' website has some quirks, but it's better than it used to be. Head to the Turkish Airlines book Star Alliance tickets page and log in. On the search page, click “Award Ticket–Buy a Ticket with Miles.”
Virgin Red (including Virgin Atlantic)
Virgin Red became a transfer partner of Capital One in 2022 and is the loyalty program of all Virgin brands, which includes Virgin Atlantic. You can enjoy some tremendous sweet spots with Virgin Atlantic Flying Club.
While there was a significant devaluation for ANA first-class redemptions, using Virgin to book ANA flights can still present good value.
| Route | Economy Class Mileage Requirement | Business Class Mileage Requirement | First Class Mileage Requirement |
|---|---|---|---|
| Domestic Japan | 15,000 | - | - |
| Japan–South Korea | 18,000 | 35,000 | 50,000 |
| Japan–China/Guam/Hong Kong/Philippines/Taiwan | 23,000 | 45,000 | 60,000 |
| Japan–Malaysia/Myanmar/Singapore/Thailand/Vietnam | 40,000 | 70,000 | 105,000 |
| Japan–Hawaii/India/Indonesia | 45,000 | 75,000 | 115,000 |
| Japan–Australia/Canada/Western USA | 60,000 | 105,000 | 145,000 |
| Japan–Europe/Central and Eastern USA | 65,000 | 120,000 | 170,000 |
Other great options with Virgin Atlantic include short-haul flights with Delta and Aeromexico or flights within Hawaii on Hawaiian Airlines.
Related: Overlooking Virgin Atlantic Flying Club Can Be Costly
Capital One Hotel Partners
Capital One offers four hotel transfer partners: Accor Live Limitless, Choice Privileges, I Prefer Hotel Rewards, and Wyndham Rewards.
Accor Live Limitless
Accor Hotels may not be the most well-known hotel group in the U.S. However, it's a major player in Europe and can come in handy when you can't find a good deal with one of the other hotel chains. Accor boasts 5,700-plus hotels across 55 brands in 110 countries. This includes high-end brands like Orient Express and Sofitel and more affordable options like Adiago and BreakFree.
Like most loyalty programs, Accor Live Limitless (ALL) members can earn and redeem points in various ways. This includes hotel stays, dining programs, retail purchases, and partnerships with airlines, Europcar, Eurostar, and even a French football club!
Using ALL points for hotel stays is straightforward. Redemptions are in 2,000-point increments. There are no blackout dates, but not all Accor Hotels participate in the loyalty program. You can also redeem these points for Accor's “Limitless Experiences.”
Capital One cardholders can transfer miles to Accor Live Limitless at a 2:1 ratio (100 Capital One miles to 50 ALL Rewards points). In many cases, you may be better off paying for your stay with your Capital One credit card and redeeming Capital One miles for a statement credit afterward.
Choice Privileges
Capital One cardholders can transfer miles to Choice Hotels Choice Privileges program at a 1:1 rate.
While Choice isn't generally known for its luxurious accommodations, its large footprint makes it a convenient option. One of the best uses for Choice hotels is for locations outside of the U.S., where Choice options include historic and unique boutique properties via the Ascend Hotel Collection and Strawberry Hotels. Choice doesn't publish an award chart, but you can find current and upcoming rates on an individual hotel's webpage.
It's possible to find redemptions as low as 6,000 points per night, but 8,000–15,000 is more common.
Even at a 1:1 transfer ratio, it's often a better value to transfer Capital One miles to airline partners than to Choice Privileges.
I Prefer Hotel Rewards
Capital One added I Prefer Hotel Rewards as a transfer partner in September 2025, making it the program's fourth hotel partner.
Preferred Hotels & Resorts is a network of small, upscale, and independent hotels (think similar to Mr and Mrs Smith properties). While its loyalty program may be slightly less well-known with its smaller footprint, it can be a solid way to find unique properties by using Capital One miles. Capital One cardholders can transfer miles at a 1:2 ratio (2,000 points per 1,000 Capital One miles transferred), which can open the door for some solid redemptions with the right use in mind.
Wyndham Rewards
With more than 9,000 hotels across 25 brands in 95 countries, Wyndham Hotels and Resorts offers many options for travelers to explore.
The Wyndham Rewards program offers some solid earning and redemption opportunities that can make it worthwhile for you. Through their partnerships, Wyndham Rewards members can book free and discounted stays at over 30,000 hotels, vacation club resorts, and vacation rentals worldwide.
Wyndham has a more straightforward rewards program than many other hotel chains. There are only three free night tiers for participating properties: 7,500, 15,000, or 30,000 points per night.
As always, you'll need to search for the redemptions that make sense. It's possible to book a stay at the adults-only, all-inclusive TRS Coral Costa Mujeres in Cancun for 30,000 points a night.
A three-night stay would run 90,000 points. Compared to a cash price of $1,719 for the same stay, redeeming points offers a good value of nearly 1.9 cents per point.
Tips for Maximizing Capital One Transfer Partners
- Always ensure that flights or hotel nights are available for booking before transferring miles to a partner. Points transfers can't be reversed if you change your mind or can't find the award space you want.
- Check cash prices for your flight or hotel. Since you can redeem Capital One miles for travel purchases on your card at a rate of one cent per point, you might save by redeeming miles for a cash booking instead of transferring to a partner.
- Remember that each of Capital One’s airline partners has its own list of partner airlines. You don’t have to be flying one of the airlines listed here to use your Capital One miles. If you aren't familiar with this, check out our beginner's guide to airline alliances and partnerships.
- Compare the total cost. Several airlines can be booked with multiple transfer partners. Be sure to compare the total number of Capital One miles required plus how much you’ll have to pay in taxes and fees to other rewards programs.
Final Thoughts
Capital One has a solid lineup of transfer partners that can provide excellent opportunities to broaden your travel experiences. When more than one transfer partner can book the same flight, you'll benefit from comparing the miles required and the total out-of-pocket cost between the partners. Then, you can decide where to move your miles. Also, you can share your Capital One miles with others to build your balance for redemption.
For U.S.-based flyers, the biggest drawback to Capital One's program is the lack of a U.S. airline transfer partner. Still, you can utilize airline alliances and partnerships to book award flights within North America for as few as 6,000 Capital One miles.
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment
- 5X miles per $1 on flights when booking via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on all other eligible purchases
Capital One Partners FAQ
Can I transfer Capital One miles to United MileagePlus?
No, you can’t transfer Capital One miles to United, but you can transfer your miles to Air Canada, Avianca, Turkish, or Singapore Airlines to book United flights. These four airlines are Star Alliance members and can book flights on United.
Can I transfer Capital One miles to Alaska Mileage Plan?
No, you can’t transfer Capital One miles to Alaska Airlines, but you can transfer your miles to British Airways, Cathay Pacific, Emirates, Finnair, Qantas, or Singapore and use those miles to book Alaska Airlines flights.
Can I transfer Capital One miles to American Airlines AAdvantage?
No, you can’t transfer Capital One miles to American Airlines, but you can transfer your miles to British Airways, Cathay Pacific, Etihad, Finnair, or Qantas and use those miles to book American Airlines flights.
Can I transfer Capital One miles to Delta SkyMiles?
No, you can’t transfer Capital One miles to Delta, but you can transfer your miles to Air France, KLM, Aeromexico, or Virgin and use those miles to book flights on Delta since they are all members of the SkyTeam alliance.
Can I use Capital One miles to book travel for others?
Airline transfer partners will generally let you use your points and miles to book travel for others (though some have restrictions. such as Singapore Airlines limiting the number of other people for whom you can book tickets). However, it's almost always against their rules to make an award booking in exchange for money or other compensation. As long as you’re just booking flights for friends and family, you shouldn't have any issues. When redeeming Capital One miles for a fixed-value against travel costs you have charged to your Capital One card, you can book travel for anyone.
Is it possible to use these transfer partners when flying in/out of small regional airports? For example, United flies from IDA and I can book award flights from IDA to anywhere with Star Alliance partners. However, is it possible that I could book flights with another Star Alliance airline, such as Avianca, to fly out of IDA even though they don’t service that airport?
Absolutely! And one of our writers (Toni) has been using LifeMiles for just that purpose: flying in/out of a regional airport in Colorado. That’s a great use for LifeMiles.
This is super useful! I needed to get some points into Avianca to fly in south America.
that’s a log guide and i find it harder to earn capital one points
Best capital one card to apply for currently?
Thank you for the article. I am not sure about Capital One. Very complicated for me, but I will probably give It a try.
This is really overly complicated but it is nice to have options.
From all the lists, I would prefer Asia Miles from the lot.
This card is an excellent top-up source for many overseas loyalty programs.
Capital One’s gone from completely off my radar to one of the ones to be on top of, thanks for the summary.
This is very helpful. Bookmarking this
So glad they changed some of the transfer ratios from 2:1 to 1:1. I can definitely find more value in Capital One points now.
Sounds like a lot to keep up with.
This is helpful, we have a Capital One card and we haven’t been impressed with the redemption options on their platform. We’ll definitely consider transferring.
Now if we could just get come great domestic partners!
I have thought about getting a venture card for a while. This is helping me finally decide. Thanks!
Been a CapOne customer for many years. Great online and app. Never owned a venture card, just airline partner credit cards. May be time to re-evaluate.
I’ve never had a Capital One card but will certainly check it out – those are useful airline programs for me.
Definitely like the direction where Capital One is headed, especially when Amex is cutting its membership benefits gradually.
Good summary.
Does anyone know if existing dollars in a Capital One Quicksilver card account can be transferred to a Capital One Venture card?
Capital One are upping their credit card game, looks like they may be about to introduce a new card as well soon, the card will most likely have a fee and offer lounge access. These are only rumors, but I think they may have some truth about them.
Thank you soooo much for this post. I’m new to Capital One, and this helped me understand the new offerings. Being used to Chase Ultimate Rewards, I often am so confused as to what are the best redemption rates and how to get them and/or transfer them out. So many different travel hacks to use that I’m often overwhelmed. So, thank you!!
American Airlines and United Airlines should be partners in the fidelity millage accounts . So would be Capital
I want to transfer Capital ONe Rewards to Etihad. Can I then use the miles from Ethiad for a flight on AA that also has one segment on Japan Air?
Unfortunately not. Etihad doesn’t partner with Japan Airlines. So, you’d only be able to redeem Etihad miles for the AA-operated flights.
People should take a look at this card if they have maxed out their “5/24” quota.
The transfer ratios aren’t competitive with Capital One’s competitors for many of the same transfer partners.
I don’t know. It seems like those transfer ratios still seem too low to be competitive.
I like how Capital One has Accor as a unique hotel transfer partner compared to others, but the transfer rate is not so good…I wish they’d improve the transfer rate from 1000:500 to 1000:1000.
Accor is not an attractive program at all, especially with its top tier benefits.
… especially for North American-based members.
This is a very good write up. Capital one came out of no where with their points transfer options and quickly established themselves as big players in the transfer market. Right now they have a really competitive roster of transfer partners. It would be really nice if they added ana.
I think US airlines are totally married to their credit card partners.
Thanks for the great and detailed article!
wow! capital one just keeps on getting better and better! Definitely something to consider!
Capital One is getting better with their product offering. May consider this in the future.
A bit disappointing.
Hopefully they will add hotels and domestic airlines soon
I agree with some others that I think UR and MR are better for me at this point. I do see lots of cross overs of transfer partners but I want to focus on a couple to get the points built up. I don’t think it’d be a good idea to have Chase, Amex and Capital One unless you got a major boost with them rather than Chase or Amex.
I love that I can transfer to a US carrier with UR and MR. Now someone needs to convince American!
Great summary of the options. Hope they add a useful domestic partner or two (with bonuses of course).
Thanks for the guide! Very comprehensive
This is a nice summary of Capital One transfer partners, which has been covered less than other transferable points currencies.
Thanks for the great and detailed article. Some very useful information on here.
lots of good information here
Excellent and detailed article. For AA bookings or others that matter, the way is to book through Qantas, Avianca and so on … Thanks.
To bad both American Airline and United are not partners. These are the most people fly in USA. Is any reason Capital One do not partner with AA and UAL.
Do you know how frequently they give bonuses for transferring?
We haven’t seen a lot of bonuses compared to Amex or Citi, but I’d guess we saw 6-10 in 2019.
6-10 isn’t bad. Better than Chase’s 1…
Why the repost? Has something changed that warrants this?
2 new hotel partners, two airline partners dropped, and a change in JetBlue transfer ratio since we originally published.
Both Skymiles and Aeroplan charge “high taxes” on award flights ex Europe, which is a shame.
It’s really ridiculous to charge “fuel surcharges” with gasoline at decades low prices.
I was all set to be happy until I saw the Jetblue transfer ratio. Not good. But a great and very, very thorough post. Thank you.
The Avianca connecting flight mix and match award feature is sure unique.
I’ve been following the evolution of capitalone’s points usage options but in terms of earnings, i’m still not sure why capital one’s 2 miles per dollar would be any better than citi double cash or amex blue business preferred ?
I had a bad experience before with Capital One, so I’m going to avoid them Never the less, thank you for such a complete and balanced analysis.
This article is a good review of the program. I just wish they partnered with the big US airlines. The only US airline they partner with is Jet Blue and based on the article, not a good choice for redemption. Hopefully in the future, they will have more mainstream airline partners.
I find it a bit too bad that its against the rules to make an award booking in exchange for money or other similar compensation. Otherwise, it has a lot of potential.
It is indeed against the rules but if it’s a friend or family member, I will just say I’d be comfortable doing it.
Great thanks!! Learned a lot!
Great comprehensive article! I wish Capital One would consider me for their cards. I think that I already have too many cards to be approved for one of theirs.
Hopefully Capital One will also add a hotel transfer partner at some point.
It would be nice if an US airline partner is on the list as well.
That’s a very good overview of their transfer partners, as advertised, but I would also appreciate more detail on applying for their cards because I have heard that they’re pretty stingy with approvals. Thanks!
Capital one will approve 1 card per 6 month, right?
That seems to be the prevailing wisdom. 1 card per 6 months, with no distinction between business and personal cards. More detail here.
It is very good that Capital One waive the first year annual fee. And it is so easy to convert to other airline partners, I will apply and keep one year. Then I will see is it worthwhile to pay the annual fee.
You would think that they could afford 1st year annual fee waiver.
Very helpful article! Finishing up my $50k spend on the Spark Miles in just a few more weeks!
Congrats on finishing the spend… very soon! Completely understand why you used an exclamation mark! 🙂
I’m relatively new to this, so please excuse if the question seems basic…but do you need to have an account to book with the major airline that you want? For example, do you need to have an account with Cathay Pacific, Etihad, Finnair, Qantas, or Qatar in order to book with American Airlines through your Capital One rewards?
Hey Lauren,
You don’t need an account with the frequent flyer program of the airline operating your flights. For example, you can use Etihad miles to book an award for a flight operated by American Airlines—without having an AA frequent flyer account.
Capital One doesn’t transfer to American, so if you wanted to book an award flight on American, you’d need to open a Qantas, Finnair, Etihad, or Cathay Pacific FF act. Then, you transfer miles to that account and book the American flight.
Lastly, don’t forget that Capital One miles can book any flight as a revenue ticket. You just buy the flight with your Cap One card, and then use points to get a statement credit. These redemptions are fixed at 1.0 cents per point, so make sure to compare prices with the different transfer partners. If you book a paid ticket, you don’t need any frequent flyer memberships.
Thanks for clearing that up for me! Appreciate the insight!
I have bookmarked this article, as the partner airlines are explained in a comprehensive fashion. A great resource.
It is a good idea for the website to have an index that contains a list of companies and articles mentioning these companies.
Award Wallet is great about putting out comprehensive, useful articles rather than some sites that write articles purely based off of what credit card they want to push (I won’t name names).
Incredibly comprehensive and informative post! Sure would be nice if they would coordinate more and do transfer options for main carriers like American, Delta, Alaska, and United.
Thanks!!
I feel like having one major US carrier is a must. I know you can use BA miles to book AA but Chase has United and Amex has Delta. Citi and Capital One each need something.
I’m not invested in Capital One because there is better value in MR and UR, but this is a great write up.
You have to admit though. They’re stepping their game up and are showing they want to be a contender. I’d put them on par with Citi right now.