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Offers for the
Capital One lets cardholders combine miles earned from personal and business Venture cards into a single account. Plus, you can share your miles with any other account holder and even convert your cash-back earnings into miles.
And the icing on the cake is that all of this can be done for free. Compared to other flexible
- Earn 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus a limited-time $300 Capital One Travel stays credit
- 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles on all other purchase
- Fee credit for Global Entry or TSA Pre✔® (up to $120)
- No foreign transaction fees
- $95 annual fee
- 5X miles per dollar on purchases through Capital One Entertainment
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles per dollar on all other purchases
Takeaways for Sharing Capital One Miles
- You can combine miles from any Venture-branded card (personal or business) into a single account.
- You can transfer miles between business and personal accounts, as long as both are miles-earning accounts.
- You can transfer miles to any other Capital One miles-earning account, though this must be done over the phone.
- There’s no maximum cap on the number of miles you can transfer.
- There are no transfer fees.
Capital One issues six miles-earning rewards cards. Three are for personal use:
- Capital One VentureOne Rewards Credit Card
- Capital One Venture Rewards Credit Card
- Capital One Venture X Rewards Credit Card
$0
- 5 Miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 5 Miles per dollar on purchases through Capital One Entertainment
- 1.25 Miles per dollar on every purchase, every day.
$95
- 5X miles per dollar on purchases through Capital One Entertainment
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles per dollar on all other purchases
$395
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment
- 5X miles per $1 on flights when booking via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on all other eligible purchases
And three are for business use:
$0
- 5X miles per $1 on hotels, vacation rentals and rental cars booked via Capital One Business Travel
- 1.5X miles per $1 on other eligible purchases
$95
- 5X miles per $1 on hotels, vacation rentals and rental cars booked via Capital One Business Travel
- 2X miles per $1 on other eligible purchases
$395
- 10X miles per $1 on hotels and rental cars booked via Capital One Business Travel
- 5X miles per $1 on purchases through Capital One Entertainment
- 5X miles per $1 on flights booked via Capital One Business Travel
- 5X miles per $1 on vacation rentals booked via Capital One Business Travel
- 2X miles per $1 on other eligible purchases
As long as the person you're transferring to holds a miles-earning Capital One card, you can move rewards to their account with no cap and no transfer fee.
Additionally, if you have earned cash back on the Spark Cash cards, the Capital One Savor Cash, or the Capital One Quicksilver and also hold a miles-earning card, you can convert that cash back into miles. For example, a traveler earning cash back on the Capital One Savor Cash can convert it into miles if they hold the Capital One Venture X.
Related: How To Convert Capital One Cash Back to Miles
You can share Capital One miles in two ways: transferring between your own accounts or transferring to another Capital One member.
Transferring between your own accounts
Here’s how to move miles between accounts you own:
First, log in to your Capital One account on your computer or phone, then click “View Rewards” next to your miles balance.
Next, scroll down and click “Move Rewards.”
Then, choose which card to transfer to.
Finally, enter the number of miles to transfer, then confirm.
Transferring to another Capital One member
To transfer miles to another Capital One member, call the number on the back of your card.
The Capital One representative will verify your personal information and ask for the recipient’s name, card number, and the number of miles you want to transfer. They’ll then confirm the details and ask for your permission to complete the transfer. Once submitted, the transfer is instant.
To see miles transferred from you to someone else, log on to your Capital One account, click “View Rewards,” and then “Redemptions.” You will see the miles transferred out.
To see miles transferred from someone else to you, log on to your Capital One account, then click “View Rewards,” then “Earn Activity.” You will see the miles transferred in.
The ease of transfer makes it effortless to top off a friend or family member’s account if they plan to transfer miles to a partner program for an award redemption. It's also useful when another person’s loyalty account is better positioned for a particular redemption.
Here's a look at Capital One's airline transfer partners. If someone close to you has accumulated a significant number of miles with one of these programs, pooling your Capital One miles may help you reach an award more quickly.
| Capital One Transfer Partner | Transfer Ratio | ...which you can use to book award flights on: |
|---|---|---|
| Aeromexico Rewards | 1:1 | Delta |
| Air Canada Aeroplan | 1:1 | United |
| Air France/KLM Flying Blue | 1:1 | Delta, WestJet, and Aeromexico |
| Avianca LifeMiles | 1:1 | United |
| British Airways Club | 1:1 | American and Alaska |
| Cathay Pacific Asia Miles | 1:1 | American and Alaska |
| Emirates Skywards | 4:3 | United |
| Etihad Guest | 1:1 | American and JetBlue |
| EVA Air Infinity MileageLands | 4:3 | United |
| Finnair Plus | 1:1 | American and Alaska |
| JAL Mileage Bank | 4:3 | American |
| JetBlue TrueBlue | 5:3 | JetBlue, United, and Cape Air |
| Qatar Privilege Club | 1:1 | American |
| Qantas Frequent Flyer | 1:1 | American and Alaska |
| Singapore KrisFlyer | 1:1 | United |
| TAP Air Portugal Miles&Go | 1:1 | United |
| Turkish Airlines Miles&Smiles | 1:1 | United |
| Virgin Red | 1:1 | Delta and Aeromexico |
Related: Do Capital One Miles Expire?
How Does Capital One Compare to Other Rewards Programs?
Here are the rewards-sharing policies for other transferable points programs:
Chase Ultimate Rewards Amex Membership Rewards Citi ThankYou Marriott Bonvoy - Capital One miles: You can share rewards between any miles-earning accounts with no caps, no fees, and no expiration. You can also convert cash-back rewards into miles if you hold both types of cards.
$95Rates & Fees
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on gas and EV charging
- 3X points on vacation homes at top brands like Airbnb, Vrbo and more
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
$95Rates & Fees
- 10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
- 3X – Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases
- 3X – Earn 3 Points per $1 spent on Restaurants
- 3X – Earn 3 Points per $1 spent on Supermarkets
- 3X – Earn 3 Points per $1 spent on Gas and EV Charging Stations
- 1X – Earn 1 Point per $1 spent on All Other Purchases
$325
- 4X Membership Rewards® points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 5X Membership Rewards® points on prepaid hotels booked on amextravel.com
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 2X Membership Rewards® points on prepaid car rentals booked through amextravel.com
- 2X Membership Rewards® points on cruises booked and paid through amextravel.com
- 1X on other eligible purchases
Final Thoughts
The ability to combine miles with any other account holder at no cost and with no limits is an attractive feature of Capital One’s rewards program. The lack of restrictions on sharing miles is a unique benefit, making it a compelling alternative to Chase, Citi, and Amex.
- Earn 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus a limited-time $300 Capital One Travel stays credit
- 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles on all other purchase
- Fee credit for Global Entry or TSA Pre✔® (up to $120)
- No foreign transaction fees
- $95 annual fee
- 5X miles per dollar on purchases through Capital One Entertainment
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles per dollar on all other purchases
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Preferred® Card (Rates & Fees), and Citi Strata Premier® Card (Rates & Fees)
