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American Express has dropped a new record-high offer on one of its most popular business rewards cards. Right now, new American Express® Business Gold Card applicants can earn 100,000 bonus points after meeting the minimum spending requirements.
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
- Rates & Fees
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
This unprecedented offer makes the Amex Business Gold a top choice for any business looking to maximize the Membership Rewards earned on business expenses. Let's take a look at what this bonus is worth and how the card can significantly boost the rewards earned from business spending.
Amex Business Gold 100,000-Point Welcome Offer
One of the best parts of getting a new card is collecting the welcome bonus. As a new applicant for the Amex Business Gold, you can earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
This is the best publicly available offer we've ever seen on the Amex Business Gold. And it easily ranks as one of the top business card offers on the market.
You might also be targeted for a higher offer using different web browsers, via email, regular mail, or even within your Amex account when logged in.
Related: Credit Card Welcome Bonuses of 100,000 Points or More
What is the Amex Business Gold 100,000-point offer worth?
Any time a card offers six figures worth of rewards points, your ears should perk up. A welcome offer of this magnitude is almost always worth a lot, and that's absolutely the case with the Amex Business Gold.
While there are several ways to redeem your stash of points, one option stands squarely ahead of the rest: transferring Amex points to partner airline and hotel programs. The main reason is the potential for fantastic value — far exceeding what's otherwise possible by redeeming points for gift cards or statement credits.
On average, AwardWallet users enjoy 1.96¢ per Amex point on partner program redemptions. In other words, the 100,000-point welcome offer on the Amex Business Gold is worth nearly $1,900 toward award travel.
The first step to unlocking this value is to familiarize yourself with Amex's 21 transfer partners and explore some of the best ways to redeem Membership Rewards points.
Related: The Best Flexible Rewards Points for Free Travel
Why Should You Get the Amex Business Gold?
There are several reasons why the Amex Business Gold could make a great addition to your business wallet. Here's an overview of the top three.
Earning rates
Part of what makes the Amex Business Gold unique and continuously rewarding its its earning structure.
Most notably. you can earn 4X Membership Rewards points on the top two eligible categories (from a list of six) where your business spends the most each month. You'll earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter); only the top 2 categories each billing cycle will count towards the $150,000 cap.
Here's the list of bonus categories:
- U.S. purchases for advertising in select media (online, TV, radio).
- U.S. purchases made from electronic goods retailers and software & cloud system providers.
- U.S. purchases at gas stations.
- U.S. purchases at restaurants, including takeout and delivery.
- Transit purchases, including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
Additionally, Card Members can enjoy 3X points on flights and prepaid hotels booked on amextravel.com and 1X on other purchases.
Related: American Express® Business Gold Card Full Review
Statement credits
Compared to other business cards, the Amex Business Gold‘s $375 annual fee (Rates & Fees) may seem steep. Thankfully, the card offers up to $395 in business value via statement credits, which eclipses the annual fee.
The Amex Business Gold offers two noteworthy credits; here's a breakdown of each:
- $240 flexible business credit: Earn up to $20 in statement credits each month when you use your card for eligible U.S. purchases at FedEx, Grubhub, and office supply stores.
- Walmart+ monthly membership credit: Receive up to $12.95 per month plus applicable taxes for a monthly Walmart+ membership you charge to your card.
Enrollment is required for select Amex benefits.
If your business can maximize the statement credits, the Amex Business Gold is a no-brainer. Conversely, if your company doesn't spend at the retailers lumped into the flexible business credit or require a Walmart+ membership, you might struggle to get annual fee-justifying value from the card.
Spending, purchase, travel, and protection benefits
But wait, there's more. Card Members can also enjoy several additional benefits courtesy of the Amex Business Gold:
- No preset spending limit.
- No foreign transaction fees (Rates & Fees).
- Experience credits and elite-like benefits on 2+ night stays booked at The Hotel Collection properties through Amex Travel.
- Trip delay reimbursement.
- Extended warranty.
- Purchase protection.
- Baggage insurance.
- Secondary car rental loss and damage insurance.
- Cell phone protection.
- Global Assist Hotline.
Final Thoughts
While the American Express® Business Gold Card isn't for every business, it offers incredible value for those who can take full advantage of its benefits. With the unprecedented 100,000-point welcome offer smashing the previous high-water mark, now is an ideal moment to consider adding the Amex Business Gold to your wallet.
- Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
- *Terms Apply
- Rates & Fees
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
For rates and fees of the cards mentioned in this post, please visit the following links: American Express® Business Gold Card (Rates & Fees)
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