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The Business Platinum Card® from American Express remains a go-to for business owners. While its annual fee is steep (Rates & Fees), generous welcome offers and a long list of valuable perks often justify the cost, especially for frequent travelers who know how to maximize the benefits.
One of these benefits is the ability to earn 5X Membership Rewards on select travel booked through the American Express Travel portal. Until last week, this bonus was limited to flights and prepaid hotel stays. But, on April 17, 2025 American Express quietly expanded the eligible categories — and it’s good news for anyone who books vacation rentals or travel packages.
Here's what you need to know.
Business Platinum Card Now Earns 5X on More Amex Travel Bookings
An update to Amex's marketing materials last week unveiled two new 5x earning categories for travel booked through the Amex Travel portal:
- Short-term vacation rentals
- Select prepaid hotel + flight packages
If you log into the Amex Travel portal now, you may notice that there are two new tabs at the top of the page: Vacation Rentals and Hotel + Flight. It’s a nice update, especially for Business Platinum Card members who frequently book travel through the portal.
You’ll also see tabs for cruises and rental cars, but those still don’t earn 5X points.
Before booking, it's worth comparing rates across other platforms. Portal bookings can be convenient, but they don’t always offer the lowest prices or best cancellation terms. Still, if the price is right, this is a solid way to earn more points on a trip you were going to take anyway.
Related: All About The Business Platinum Card® from American Express
The Fine Print
To earn 5X Membership Rewards, you’ll need to book and pay with your Business Platinum Card. The bonus only applies to prepaid reservations, so you won’t earn extra if you pay at the property or later on.
When browsing the Amex Travel portal, you’ll see indicators that flag eligible bookings; look for a small blue corner on the listing noting “get 5X points”:
For short-term rentals, it’s important to note that you can’t change the dates after booking. If your plans change, you’ll need to cancel and rebook entirely, so be sure to confirm that your dates are set in stone before completing your booking.
Bottom Line
If you’re a business owner who often books vacation rentals or bundled hotel + flight packages, these enhanced earning rates should come as welcome news. Being able to earn 5X Membership Rewards points on more types of travel gives Business Platinum Card members even more ways to make the most of their spend, especially when the benefits match how you already like to travel.
- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.
- Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)
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