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Running a business often means looking for ways to maximize value in every corner: cutting unnecessary costs, stretching your dollars, and getting the most out of every tool in your wallet. If you carry The Business Platinum Card® from
You can use your card to get up to $120 in statement credits per year (up to $10 back per month) for wireless telephone service purchases made directly with a wireless provider in the U.S. Enrollment is required. It may not be the card’s flashiest feature, but it’s an easy way to offset a regular expense if you know how to use it correctly.
Here’s what you need to know to maximize this benefit on your Business Platinum Card.
What Is the Amex Business Platinum Wireless Credit?
Put simply, American Express will reimburse you up to $10 per month in the form of statement credits when you pay your U.S. wireless telephone bill with your Business Platinum Card. If maximized, this can amount to a total of $120 in credits per calendar year.
However, this isn’t an automatic perk. Before taking advantage of it, you'll need to enroll your card. Only the Basic Card Member (primary cardmember) or an authorized account manager can do this.
Once enrolled, you can then use your card (or employee cards on the same account) to pay for wireless telephone service purchases made directly with a wireless provider in the U.S. You'll then earn up to $10 per month worth of statement credits. It's that easy.
Related: Full Review of The Business Platinum Card® from American Express
What Purchases Qualify for the Amex Wireless Credit?
To receive the monthly Amex wireless statement credit, you must use your enrolled Business Platinum Card to pay for wireless telephone service charges. Charges must be billed directly by a U.S.-based wireless provider. Here's what qualifies and what doesn’t.
Eligible charges
- Purchases for monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. and its territories.
- Starting February 17, 2027, this benefit will be available only for purchases made directly with the following providers:
- Verizon
- AT&T
- T-Mobile
- Frontier
- Comcast
- Charter
- Spectrum Mobile
- UScellular
- Optimum
- Ultra Mobile
- Mint Mobile
Ineligible charges
- Hardware or equipment purchases, such as phones, tablets, or accessories, as well as cellular repair services
- Bundled services that include TV, internet, or VoIP
- Charges from Google Fi or payments made through third parties, marketplaces, or retailers
- Any transaction not coded specifically as a wireless telephone service provider
In short, paying your actual wireless bill directly through your provider’s billing system is the best way to ensure you receive the credit.
How To Enroll for the Business Platinum Card Monthly Wireless Credit
Enrolling in the Business Platinum Card monthly wireless credit benefit is easy. Start by logging in to your American Express online account. From the top menu, select
Scroll down until you see the benefits listed under Your Benefit Highlights. Find the one marked Wireless Credit and click to enroll.
You don't need to specify a wireless carrier or renew your enrollment. Once you've opted in, you're all set.
Officially, statement credits can take six to eight weeks to arrive after your purchase posts. However, in my experience, it posts much sooner.
How To Maximize the Business Platinum Wireless Credit
To get the full $120 annual value, enroll first and make sure at least $10 in eligible wireless charges hits your Business Platinum Card each month. Unused credits don't roll over, so you'll need an eligible charge each month to maximize the benefit.
If your provider allows split payments, you don't necessarily have to put the entire bill on the card. You could make a $10 payment with the Business Platinum Card to trigger the credit, then pay the remaining balance with another card. This can be especially useful if you have more than one The Business Platinum Card® from American Express account, since each enrolled account can earn its own $10 monthly credit. (This is not the case for employee cards, however. Employee cards can trigger the credit, but they don't have their own $10 credit.)
You could, for example, leave your bill on autopay with one Business Platinum Card and make a separate $10 payment each month with another. Just be sure to check whether making a separate credit card payment will affect any autopay discounts offered by your wireless provider.
Don't Forget About Cell Phone Protection
In addition to the monthly statement credit, cardmembers who pay their entire wireless bill with the Business Platinum Card can also receive cell phone protection against theft and damage, including cracked screens.
Coverage includes up to $800 per approved claim, with a $50 deductible per claim and a limit of two approved claims per 12-month period. That protection is worth considering when deciding whether to put your wireless bill on the Business Platinum Card or another card that may earn more rewards.
Keep in mind that coverage begins the first day of the calendar month following your initial eligible wireless bill payment.
Final Thoughts
When you're running a business, an easy $10 back each month is worth taking advantage of. For Business Platinum Card members with an eligible U.S. wireless bill, that's up to $120 in value each year with very little effort.
The key is making sure your payment qualifies for the monthly credit and that the way you pay still preserves any cell phone protection you want to rely on. With those details in mind, this is an easy benefit to put on autopilot and use year after year.
(Terms apply)
- As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Learn more.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 01/2026.
- See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel® using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $219 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
- Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required. Effective February 17, 2027, select merchants only. See terms.
- 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers¹, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per Card account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. ¹Effective February 17, 2027, select merchants only. See terms.
- 5X points on flights and prepaid hotels on AmexTravel.com
- NEW: With the Business Platinum Card® , you receive a complimentary American Express® ZO Membership from Tishman Speyer. Enjoy access to premium ZO Clubhouses and Lounges in select U.S. cities. Plus, get 4 complimentary day passes per month at U.S. Studio spaces and up to $500 in statement credits each calendar year when you use the Business Platinum Card® for event space bookings and/or a Dining Club membership.
- 1X points on other eligible purchases
- Apply to know if you're approved with no personal or business credit score impact. If you are approved and choose to accept the Card, your personal and business credit scores may be impacted
- Terms Apply.
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers*.
- 2X earning rates are subject to a cap of $2 million in purchases per Card account per calendar year.
- *Effective February 17, 2027, select merchants only. See terms.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)
