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American Express has a nice incentive to add employee cards to your small business credit card account, coming in the form of bonus Membership Rewards points or cash back. Even better, this bonus is easy to earn and lucrative if you can take advantage of it in its entirety. When maximized, it offers up to 75,000 bonus points or $500 cash back. But this offer won't last forever; the enrollment period closes on February 2, 2024.
Here's everything you need to know about this American Express offer.
Add Employee Cards, Earn Bonus Membership Rewards Points or Cash Back
Amex is no stranger to offering primary card members a bonus for adding employee cards to their small business account. And now, the bonus is even sweeter.
On a handful of American Express small business credit cards, you'll earn 15,000 Membership Rewards or $100 cash back for each employee (up to five) you add to your business card account. Across the eligible cards, the spending requirement is the same: $4,000 during the first six months of card membership, spent on the employee's new card.
By adding the maximum number of employee cards and meeting the spending requirement on each card, you'll earn 75,000 Amex points or $500 cash back as a statement credit. This bonus is hard to overlook, so you'll want to act soon to take advantage of it.

Related: 5 Excellent Redemption Strategies for Amex Membership Rewards
Eligible Amex business cards
For each employee card you add through the promotional page, you'll earn bonus Amex points or cash back once the spending requirements are met. Let's take a look at the eligible cards.
- The Blue Business® Plus Credit Card from American Express
- Earn 15,000 bonus Amex points per employee — up to 75,000 points
- Promotion page
- American Express® Business Gold Card
- Earn 15,000 bonus Amex points per employee — up to 75,000 points
- Promotion page
- The Business Platinum Card® from American Express
- Earn 15,000 bonus Amex points per employee — up to 75,000 points
- Promotion page
- The American Express Blue Business Cash™ Card
- Earn $100 per employee — up to $500 cash back
- Promotion page
Terms to know
While the offer is straightforward, there are a few key terms you'll want to note:
- This offer is non-transferable.
- Employees must be added by 11:59 ET on February 2, 2024.
- Add employees through the promotional page to qualify for a bonus.
- Purchases made by the primary cardmember will not count towards each employee's spending requirement.
- Purchases across multiple cards cannot be combined to meet a spending requirement.
- Bonus points or cash back will post to the primary cardmember's account 8–12 weeks after the requirements are met.
Final Thoughts
Earning bonus Amex points or cash back for adding an employee card and meeting a spending requirement is one of the easiest ways to earn a big bonus — especially if your small business doesn't have to go out of its way to get it. Earning bonuses like these, achievable outside of new credit card welcome offers, should play a part in your long-term credit card strategy.
However, this offer won't last forever. Add employees by February 2, 2024 to ensure you qualify for the bonus.
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