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If you are a cardholder of the American Express Platinum Card®, you have a suite of statement credits at your disposal. That's a good thing, considering the substantial $895 annual fee (Rates & Fees). Most credits are tailored toward travelers, like the hotel and airline fee credits. However, there are a few additional credits that are useful when you're at home.
If you want to exercise more, you're in luck — Card Members can access up to $300 in statement credits each calendar year on a digital or club membership at Equinox. Enrollment is required, and terms apply.
Here's how you can use the Platinum Card® $300 Equinox credit — even if you don't live near an Equinox location.
Page Contents
What Is Equinox?
If you aren't familiar, Equinox is a premium health and fitness space founded in 1991. You might already be acquainted with the luxury lifestyle brand, even if you've never been to Equinox. Brands under the Equinox Group umbrella include SoulCycle and Pure Yoga, both of which are popular among fitness enthusiasts.
There are 110 clubs across the U.S., Canada, and the UK, each offering classes, coaching, pilates, and more. Select locations also have spas where you can get treatments.
An Equinox+ membership costs $40 per month, or $480 per year. So, you can essentially cover 7.5 months of membership with your credit if you go this route. Meanwhile, an Equinox all-access membership to 80+ clubs across the U.S. (excluding several locations in NYC and SoCal) costs $325 per month.
Related: Don’t Leave Money on the Table — Use These Credit Card Statement This Year
How to Use Platinum Card® Equinox Credit
To take advantage of the $300 Platinum Card® Equinox credit, you'll need to be a cardholder of the Platinum Card®. Once you have that out of the way, go to platinum.equinox.com to enroll in the promotion.
It's worth emphasizing that enrollment in the Equinox benefit must be completed through the platinum.equinox.com landing page. Credits will not trigger if you subscribe through other platforms, such as the app or directly on the Equinox site.
Unlike some card offerings, Amex doesn't restrict this credit to new Equinox members. However, if you are a former member of Equinox or a former Equinox+ subscriber, you'll need to email hello@equinoxplus.com to enroll. Keep in mind that you'll only get one credit per account per year, even if you have authorized users on your account.
On the website, existing members will sign in to their accounts, and new members will create a new account and select a membership plan. Once enrolled, use your card to pay for your monthly Equinox+ digital subscription or Equinox club membership fee.
Statement credits should post to your account within a few days, but it could take up to eight weeks. Memberships purchased through the Equinox mobile app won't count toward the credit, so be sure to sign up online or in person.
Related: All You Need to Know About the Platinum Card® Saks Credit
Equinox+ digital subscription
The Equinox+ digital subscription is one of the best value ways to utilize your Equinox credit. The app offers a variety of classes for almost any fitness level, including:
- Equinox classes
- Guided meditations
- PURE Yoga
- Guided treadmill and outdoor running and walking classes
- Pilates
- Strength training and targeted recovery
You can also sync your account with Apple HealthKit to track your progress and metrics. Although you can't access Equinox club locations, you can get a heavily discounted Equinox-worthy workout by utilizing your credit on an Equinox+ subscription.
How to Use Platinum Card® Equinox Credit for Spa
A few savvy Platinum Card® Card Members found a loophole to use the Equinox credit for spa treatments like massages. They activated an Equinox+ digital 7-day free trial, booked a massage, and paid using their Platinum Card®, then received statement credits of up to $300 back. They then cancelled the free trial before being charged and never had to pay for an Equinox membership.
Unfortunately, it appears the loophole has been closed. Amex and Equinox are reportedly no longer allowing spa services to be reimbursed under the Equinox credit. User reports are iffy — while it could still work, make sure you're fine paying for a $200 massage if it ends up not working. If you'd rather not take the risk, you're better off using the credit towards an Equinox membership.
Related: Your Guide to Using the Platinum Card®‘s Digital Entertainment Credit
Final Thoughts
The high annual fee on the Platinum Card® can only be justified if you're taking full advantage of the available statement credits and other cardholder benefits. If you like at-home workouts, you'll be able to cover a large portion of an Equinox+ membership using your Platinum Card® Equinox credit. If you'd rather go to a physical location, you'll still pay a lot of money throughout the year, but at least you won't be leaving money on the table.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
- More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
- More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
- More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
- New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
- Earn 5X points on Fine Hotels + Resorts® and The Hotel Collection bookings.
For rates and fees of the cards mentioned in this post, please visit the following links: American Express Platinum Card® (Rates & Fees)
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