AwardWallet receives compensation from advertising partners for links on the blog. Terms Apply to the offers listed on this page. Enrollment is required for select Amex benefits. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
American Express has recently “enhanced” several cards with new Resy dining credits — typically in exchange for higher annual fees. If you carry one of these Amex cards, you now need to utilize this Resy credit to get the most out of your card.
So, which Amex cards offer Resy credits? And how can you use it to save money the next time you dine out? Here's everything you need to know about Amex Resy credits.
Page Contents [show]
What Is Resy?
Resy is an online platform for searching for restaurants and making reservations. This easy-to-use service can introduce you to top-rated or up-and-coming restaurants in your neighborhood or wherever you happen to be traveling.
In 2019, American Express acquired Resy, which explains the coziness between the issuer and the service. The acquisition also explains these new-fangled credits on a couple of Amex cards that might be in your wallet.
Which Amex Cards Offer Resy Credits?
Lots of Amex cards have Resy dining credits nowadays. The issuer has made it a point to add these credits as new benefits when it brings in a card for a refresh. But to keep things simple, here's the complete list of Amex cards that have Resy credits, plus the denominations each one offers:
- American Express® Gold Card: Up to $100 Resy credit (available as $50 semi-annually).
- Delta SkyMiles® Platinum American Express Card: Up to $120 Resy credit (available as $10 per month).
- Delta SkyMiles® Reserve American Express Card: Up to $240 Resy credit (available as $20 per month).
- Delta SkyMiles® Platinum Business American Express Card: Up to $120 Resy credit (available as $10 per month).
- Delta SkyMiles® Reserve Business American Express Card: Up to $240 Resy credit (available as $20 per month).
Note that for each card, enrollment for the Resy dining credit benefit is required. Without enrolling, you won't receive your statement credits.
Related: The Best Credit Cards for Dining and Restaurant Purchases
How Do You Use Amex Resy Credits?
We'll mention it again because it's important. As soon as you get your new Amex card in the mail, register for all the benefits that require enrollment — Resy credits included. This simple step ensures you get money back when you visit a Resy establishment or make an eligible purchase — up to your allotted amount. You should also add your card to your online Resy profile via the Resy app or website.
Once you've enrolled, the next step is visiting a Resy restaurant in the United States and using your Amex card to pay. Since most eligible restaurants are popular or noteworthy, you might find value in making a reservation online. It won't cost you anything extra, and Resy's website and app make this a quick task.
Provided your purchase was eligible, Amex notes that you can expect to receive your statement credits within eight weeks. Though, in personal experience, Resy statement credits post much faster than that.
Which purchases are eligible for the Amex Resy dining credits?
Generally speaking, if you make a purchase with your eligible, enrolled Amex card at a U.S.-located establishment listed on the Resy website or in the Resy app, it'll count toward your credit amount. However, there are two points of interest in the benefit terms and conditions to pay attention to:
- Purchases made via Resy Pay, purchases of Resy OS restaurant management software, and Resy-branded American Express Gift Cards are not eligible.
- Gift cards purchased at restaurants may not receive the statement credit.
In other words, if you dine out and use your Amex card to pay, you'll be fine. But if you try to purchase restaurant management software or gift cards, you won't trigger your card's Resy credit.
Final Thoughts
Depending on who you ask, Amex Resy credits might not get a lot of love. After all, once you enroll, you have to remember to use your Resy credits every month or semi-annually to unlock their full value. Forgetting about these credits means leaving value on the (dinner) table.
But to others, Amex Resy credits are invaluable additions to the five cards we listed. If you dine out at establishments live on the Resy website, the Amex Resy credits can help you save on the cost of your meal. They're easy to use and it's hard to argue with saving money on things you'll already pay for.
- Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 4X Membership Rewards® Points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 2X Membership Rewards® points on prepaid hotels and other eligible travel booked on amextravel.com
- 1X on other eligible purchases
For rates and fees of the cards mentioned in this post, please visit the following links: American Express® Gold Card (Rates & Fees)
Show me how
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
