Toni Perkins-Southam

Community Organizer

Toni joined the AwardWallet team in 2017 as a moderator for AwardTravel 101, the original Facebook points and miles community. Now she helps run the group in addition to writing for AwardWallet.


She is an award travel enthusiast who has been leveraging credit card rewards to travel around the world, for nearly free, with her husband and their four young children. Toni and her kids have spent the last several summers living in Europe, Central and South America and have encountered countless adventures throughout their travels.


Her passion is to inspire other big families by showing and teaching them that traveling with kids is not only logistically possible, but financially feasible for even the smallest of budgets.

How Citi Merchant Offers Works

Citi Merchant Offers gives card members even more options to save money when they load the offer and use their linked card to make purchases from hundreds of merchants. The offers are similar to Amex Offers, but with a few differences. Here’s what you need to know.

Select Chase Cards Now Offer NEXUS Membership Fee Reimbursement

If your Chase credit card comes with a Global Entry/TSA PreCheck reimbursement benefit, you may have a new use. Chase recently, but quietly, added a new option to several of its cards: an application fee credit for the Trusted Traveler Program called NEXUS. But what is this program, and how do you use this benefit? You might be surprised to learn that NEXUS is a better option than Global Entry or TSA PreCheck.

A Guide to Amex Centurion Lounges and Locations

American Express Centurion Lounges are some of the most highly sought-after airport lounges. But, to enter, you need to have the right card. In this post, we explain how you can score access to Centurion Lounges, the Centurion Lounge locations, and why they’re so great in the first place.