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A Beginner’s Guide to Building a Credit Card Application Strategy

A Beginner’s Guide to Building a Credit Card Application Strategy
Erik PaquetMark Jackson
by Erik Paquet and Mark Jackson
May 25, 2025
14

U.S banks play a huge role in the travel rewards ecosystem. Learning about credit card application rules won’t be the most exciting part of your points-and-miles education, but it’s hard to overstate the importance of building a healthy relationship with the banks for your credit card application strategy. In this post, we explain how to build a sustainable, long-term strategy.

Why Starting With Chase Cards Matters if You’re Under 5/24

Why Starting With Chase Cards Matters if You’re Under 5/24
Ian Snyder
by Ian Snyder
May 24, 2025
0

If you're new to the points and miles hobby or looking to dive deeper after just dipping your toes in, you'll want to develop a solid earning strategy. This applies to both welcome offers and ongoing rewards. To do so, you need to understand the rules and restrictions card issuers have in place. With Chase offering so many lucrative bonuses, we recommend designing your credit card strategy around their 5/24 rule. Here's how you best do that, and the potential cost of ignoring this unwritten rule.

How to Use Chase Trip Delay Insurance to Get Reimbursed for Flight Delays

How to Use Chase Trip Delay Insurance to Get Reimbursed for Flight Delays
Jess FarleyAndrew Kunesh
by Jess Farley and Andrew Kunesh
May 23, 2025
36

Flight delays are inevitable when traveling by air. Planes get held up by weather, mechanical, or personnel issues, or you may get bumped due to the flight being overbooked. But, provided you pay with the right card, you won’t have to rough it in the departures lounge or wear the outlay of an expensive airport hotel. If you hold a Chase travel card, it’s likely you have access to some of the best Trip Delay protection available, provided you follow all the steps listed out below.

Can You Use Credit Card Travel Credits to Pay Award Change and Cancellation Fees?

Can You Use Credit Card Travel Credits to Pay Award Change and Cancellation Fees?
Jess FarleyIan Snyder
by Jess Farley and Ian Snyder
April 27, 2025
37

One of the frustrating aspects of award travel is often needing to book well in advance to get the best price with your points and miles, knowing that your plans might change along the way. And some programs will charge you (handsomely!) if you have to make these changes. But if your credit card has travel credits, can you use these to cover the award change and cancellation fees?