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AwardWallet receives compensation from advertising partners for links on the blog. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers. Offers for Bank of America cards mentioned in this post have been updated as of 10/01/2026

Offers for Bank of America cards mentioned in this post have been updated as of 10/01/2026

Bank of America® Unlimited Cash Rewards credit card
Bank of America® Unlimited Cash Rewards credit card
How to Apply
Welcome Bonus Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Bank of America® Unlimited Cash Rewards credit card
Welcome Bonus Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Annual Fee:$0
Show moreWhy We Like ItEarning Rates
The Bank of America® Unlimited Cash Rewards credit card offers a simple and straightforward rewards setup, ideal if you prefer uncomplicated cash back earnings. With no annual fee, the card provides a flat rate of 1.5% cash back on all purchases. For BofA Rewards™ members, the cash back rate can increase significantly, up to 2.62% as an ongoing earning rate, depending on the account balance tier​. Learn more about BofA Rewards™.
  • Earn unlimited 1.5% cash back on all purchases
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