Capital One Platinum Secured Credit Card
Welcome Bonus N/A
Annual Fee:$0
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The Capital One Platinum Secured Credit Card stands out as a straightforward way to establish or repair credit without ongoing fees. Its flexible security deposit model allows applicants to start with less money upfront while still accessing a meaningful credit line. Over time, responsible use can unlock a higher limit and the potential return of the original deposit, making this card a practical entry point for long-term credit improvement.
- No annual fee
- Built to help establish or rebuild credit with responsible card use
- Refundable security deposit starting at $49 for an initial credit line of at least $200
- Automatic reviews for a higher credit line in as little as 6 months with no additional deposit required
- Opportunity to receive your security deposit back as a statement credit over time
- $0 Fraud Liability for unauthorized charges
- Free credit score access and monitoring through Capital One CreditWise
- 24/7 account access with online banking and the Capital One mobile app
- Top rated mobile app