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Offers for the Citi Custom Cash® Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers

Citi Custom Cash® Card
Citi Custom Cash<sup>®</sup> Card
How to Apply
Welcome Bonus Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
Citi Custom Cash® Card
Welcome Bonus Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
Annual Fee:$0
Show moreWhy We Like ItHighlightsEarning Rates
The Citi Custom Cash® Card offers a distinctive and flexible cash back program that adapts to your top spending category. Every billing cycle, it automatically grants 5% cash back on the first $500 in your highest spend category, which can range from restaurants, gas stations, and grocery stores to select streaming services, travel, transit, home improvement stores, fitness clubs, live entertainment, and drugstores. Beyond this, all other purchases earn an unlimited 1% cash back. Notably, there's no annual fee, adding to its appeal. The cash back you earn is in the form of ThankYou Points, which can be redeemed for cash back, or combined with rewards​​​​​​​​​​​​ from other qualifying ThankYou Rewards cards and transferred to travel partners.
  • Sign-up bonus of $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening, issued as 20,000 ThankYou® Points
  • 5% cash back in your top eligible spend category on up to $500 of purchses each billing cycle
  • No rotating bonus categories to sign up for--the top earning category adjusts automatically each month to the eligible category in which you spend the most.
  • Excellent intro APR offer on purchases and balance transfers
  • No annual fee
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent
  • 1% cash back thereafter, plus, you'll earn unlimited 1% cash back on all other purchases
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • Eligible spending categories are: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.
  • Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal.
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