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Mastercard® Gold Card™
Mastercard<sup>®</sup> Gold Card<sup>™</sup>
Featured Benefit Annual Airline Credit—up to $300 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardmembers simply pay for airline purchases with their Mastercard Gold Card, and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year.
Mastercard® Gold Card™
Featured Benefit Annual Airline Credit—up to $300 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardmembers simply pay for airline purchases with their Mastercard Gold Card, and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year.
Annual Fee:$1,199
Show moreWhy We Like ItHighlightsEarning Rates
The Mastercard® Gold Card is renowned for its luxury look and valuable perks, including a 24K-gold-plated design that stands out for status-conscious cardholders. It offers a high redemption rate of 2% for airfare and 2% cash back value for cash back redemptions. Cardholders enjoy extensive travel perks like a $300 annual airline credit, access to over 1,800 airport lounges worldwide, and a comprehensive suite of travel insurance. The card also provides 24/7 luxury travel & lifestyle concierge service.
  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • Redeem at 2% value for airfare or cash back. For example, when you redeem 50,000 points you will get $1,000 value for airfare or cash back, issued as a direct deposit statement credit.
  • $300 Annual Airline Credit: Receive up to $300 in annual statement credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more. No enrollment or airline designation required.
  • $200 Annual Dining Credit: Get up to $200 in annual statement credits when you use your Luxury Card for restaurant transactions. No enrollment, designated restaurant networks or third-party apps required.
  • $200 Ship&Play Credit: Send your belongings ahead of time with Ship&Play and receive up to $200 in credits annually.
  • Receive up to $120 reimbursement credit for a Global Entry or TSA PreCheck® application for each Mastercard Gold Card Primary Cardmember and Authorized Users.
  • Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dining reservations, everyday tasks such as sending flowers or researching products and services. Available 24/7: Call, email, text, or chat with agents.
  • Enjoy automatic complimentary access to over 1,800 airport lounges. Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests.
  • Made with 24K Gold®: A contactless, patented metal card design that raises the standard.
  • Exclusive Luxury Card Travel® benefits—average value of $750 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $1,199 ($349 for each Authorized User). Terms and conditions apply.
  • Earn one point for every dollar spent
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