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Preferred Cash Rewards Credit Card
Preferred Cash Rewards Credit Card
Intro Offer Intro Offer: Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
Preferred Cash Rewards Credit Card
Intro Offer Intro Offer: Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
Annual Fee:$0
Show moreWhy We Like ItHighlightsEarning Rates
The Preferred Cash Rewards Credit Card offers a straightforward 1.5% cash back on purchases with no limits or categories to track. This card comes with no annual fee, provides exclusive benefits for military members, and delivers decent travel protection benefits, making it a versatile option for everyday spending and military lifestyle needs.
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Earn a $250 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
  • No annual fee.
  • Cash back rewards never expire.
  • Redeem cash back your way, on your schedule.
  • No foreign transaction fees.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
  • 15.40% to 27.40% variable regular APR.
  • Terms and Restrictions apply. See the Reward Terms and Conditions on USAA's website for details.
  • See Rates and Fees for details.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
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