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Offers for the Preferred Cash Rewards Credit Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers

Preferred Cash Rewards Credit Card
Preferred Cash Rewards Credit Card
Intro Offer Limited Time Offer: Cash back match - earn 3% in your first year on the first $15,000 in purchases. After that, earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
Preferred Cash Rewards Credit Card
Intro Offer Limited Time Offer: Cash back match - earn 3% in your first year on the first $15,000 in purchases. After that, earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
Annual Fee:$0
Show moreWhy We Like ItHighlightsEarning Rates
The Preferred Cash Rewards Credit Card offers a straightforward 1.5% cash back on purchases with no limits or categories to track. This card comes with no annual fee, provides exclusive benefits for military members, and delivers decent travel protection benefits, making it a versatile option for everyday spending and military lifestyle needs.
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Limited Time Offer: Cash back match - earn 3% in your first year on the first $15,000 in purchases. After that, earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
  • Auto Deductible Reimbursement (ADR) up to $200.
  • No annual fee.
  • Cash back rewards never expire.
  • Redeem cash back your way, on your schedule.
  • No foreign transaction fees.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
  • 15.40% to 27.40% variable regular APR.
  • Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details.
  • See Rates and Fees for details.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
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