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United Gateway℠ Card
United Gateway℠ Card
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Rates & Fees
Welcome Bonus Earn up to 40,000 bonus miles after qualifying activities. Plus, get a 0% intro APR for 12 months from account opening on purchases (then, a Variable APR of 19.74% - 28.24% will apply)
United Gateway℠ Card
Welcome Bonus Earn up to 40,000 bonus miles after qualifying activities. Plus, get a 0% intro APR for 12 months from account opening on purchases (then, a Variable APR of 19.74% - 28.24% will apply)
Annual Fee:$0
Show moreWhy We Like ItHighlightsEarning Rates
The United Gateway℠ Card is the entry-level United card, offering 2X miles on United purchases (5X total miles on eligible United flights), gas stations, and local transit and commuting, including rideshare. Additionally, it provides 25% back as a statement credit on inflight and Club premium drink purchases with United. This card has no annual fee and no foreign transaction fees, enhancing its value for international travel. Other notable features include Auto Rental Collision Damage Waiver, and Trip Cancellation/Interruption Insurance.
  • Earn up to 40,000 bonus miles
  • 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
  • 5x total miles on eligible United flights and 2x miles on all other eligible United® purchases
  • 2x miles at gas stations, on local transit and commuting
  • 1x mile on all other purchases
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
  • Earn 2 checked bags after you spend $10,000 in a calendar year
  • NEW! Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
  • Member FDIC
  • Earn at least 5X total miles on eligible United flights (excluding Basic Economy and other base fares)*
  • 2X miles on eligible United purchases
  • 2X miles on gas stations, local transit and commuting
  • 1X on all other purchases
The earning for spending on eligible United flights breaks down as follows:
  • 3X miles on the primary cardmember’s fare from United as a MileagePlus member
  • 2X miles on entire United purchases with the United Gateway℠ Card
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