Virgin Red Rewards Mastercard®
Welcome Bonus
Limited time offer: Earn 75,000 points with the Virgin Red Rewards Mastercard® when you open a new account and spend $4,000 in the first 90 days.
Virgin Red Rewards Mastercard®
Welcome Bonus
Limited time offer: Earn 75,000 points with the Virgin Red Rewards Mastercard® when you open a new account and spend $4,000 in the first 90 days.
Annual Fee:$99
Show moreWhy We Like ItHighlightsEarning Rates
The Virgin Red Rewards Mastercard offers strong value for travelers with elevated earning rates across Virgin brands and solid rewards on everyday spending. The added perks—like annual bonus points, customizable Personal Perks, and travel-related benefits—help extend its value beyond simple points earning. Combined with a reasonable annual fee, it’s a well-rounded option for those looking to earn and use rewards across flights, hotels, and cruises.
- Earn 3X Virgin Points per $1 spent on Virgin Atlantic, Virgin Hotels and Virgin Voyages.
- Earn 2X Virgin Points per $1 at grocery stores, restaurants, streaming services and EV charging.
- Earn 5,000 Virgin Points each year as an anniversary bonus.
- Unlock up to two Personal Perks each year when you meet spend thresholds.
- Earn Tier Points toward Virgin Atlantic Flying Club status through qualifying spend.
- Book two nights at Virgin Hotels and get a third night free each year.
- Add additional cardholders and earn bonus Virgin Points.
- Access Mastercard World Elite Concierge services.
- $99 annual fee.
- 3X points per $1 spent on Virgin Atlantic flights, Virgin Hotels bookings and Virgin Voyages cruises.
- 2X points per $1 spent at grocery stores and restaurants, as well as on streaming services and electric vehicle charging.
- 1 point per $1 on everything else.