Capital One
Last updated: November 11, 2026
Capital One transfer partners: all 24 programs that transfer to or from Capital One, with current transfer ratios, minimum transfer amounts and measured transfer times. Ratios and bonuses are verified daily by AwardWallet.
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Australia
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New Zealand
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United Kingdom
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Canada
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Singapore
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United States
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Germany
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Hong Kong
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India
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Taiwan
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Brazil
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Saudi Arabia
Frequently Asked Questions
q: How long do Amex points take to transfer?
a: Most Amex Membership Rewards transfers to airline partners post immediately, though some partners take a day or more.
q: Are point transfers reversible?
a: No. Transfers from a bank program to an airline or hotel program are generally irreversible once submitted.
Developer access: Mile Transfer Times API
Build with AwardWallet's measured transfer speeds. Use our public endpoints to fetch how long point transfers really take across bank, airline, and hotel programs, including card-specific rates and ratios.
Endpoints
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API (OpenAPI 3.1):
https://loyalty.awardwallet.com/v1/mile-transfer-times/openapi-3.1.0.yml
Usage & attribution (rules of engagement)
You're free to use this data in your products as long as you clearly attribute AwardWallet, link to this page, and keep our links live:
- Include this line: “Transfer times are measured and managed by AwardWallet.”
- Link: https://awardwallet.com/mile-transfer-times
- If you display this data, you must also display AwardWallet's links (the buy_url field and any links inside message_html) as active, clickable links. Removing, rewriting, or cloaking them is not permitted.
Data details
- Unit: hours (durations may include a decimal part; 0 = immediate, null = not enough data yet)
- Shape: single transfers[] array, one object per source/target pair
- Card-specific rates are split into variants[]; credit_cards: null means the rate applies to all cards
- Each variant includes ratio, min_transfer, duration, bonus, message_html, buy_url
Caching
- Responses include ETag and meta.data_hash for cache validation.
- We recommend respecting Cache-Control and using conditional requests.
Examples
API (OpenAPI 3.1)
curl -s https://loyalty.awardwallet.com/v1/mile-transfer-times/list \
-H 'Accept: application/json'JavaScript (fetch)
const res = await fetch('https://loyalty.awardwallet.com/v1/mile-transfer-times/list', {
headers: { 'Accept': 'application/json' }
});
const data = await res.json();
/* Example filter: pairs with at least one immediate transfer */
const instant = data.transfers.filter(t =>
t.variants.some(v => v.duration.max_hours === 0)
);Conditional fetch with ETag
curl 'https://loyalty.awardwallet.com/v1/mile-transfer-times/list' -v -H 'If-None-Match: "your-saved-etag-from-last-fetch"' -qThe server will return '304 Not Modified' with an empty body if there is no new data, and '200 OK' with the new data if there is new data.
Versioning
- Current version: v1 (/v1/…).
- If the schema changes, we’ll introduce /v2 and keep /v1 available for a deprecation window.