e-Rewards Transfer Partners, Ratios and Transfer Times

Last updated: September 23, 2026

How long do point transfers take? AwardWallet measures these times rather than estimating them. We run transfers ourselves and record when the points land. We also learn from members who set up a balance watch on the destination program after initiating a transfer, telling us which program the points are coming from and when they started. We then check the destination account at least hourly, and members often refresh manually far more often, so we can identify the arrival moment closely. Averaging across many transfers of the same pair is what produces the figures below.

This page covers 600+ transfer pairs across Amex Membership Rewards, Chase Ultimate Rewards, Capital One, Bilt, Marriott Bonvoy and other programs, including country-specific variants where ratios and speeds differ. Most transfers to airline partners are immediate, but some take considerably longer, and a handful of pairs stretch to several days. Because a transfer is irreversible once submitted, knowing the speed in advance matters when you are holding an award booking. Note that these are transfer times, not purchase times. Pairs marked "Unknown" do not have enough data yet.

e-Rewards transfer partners: all 2 programs that transfer to or from e-Rewards, with current transfer ratios, minimum transfer amounts and measured transfer times. Ratios and bonuses are verified daily by AwardWallet.

Australia
New Zealand
United Kingdom
Canada
United States
Germany
Hong Kong
Singapore
India
Taiwan
Brazil
Saudi Arabia

From

Transfer Ratio

Min. Transfer

Average Time

Chase (Ultimate Rewards)

Aer Lingus (AerClub)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

Air Canada (Aeroplan)

1,000:1,200

20% transfer bonus through September 30, 2026 (up to 30% for Aeroplan cardholders).

47 minutes

20% transfer bonus through September 30, 2026 (up to 30% for Aeroplan cardholders).

Chase (Ultimate Rewards)

Air France (Flying Blue)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

British Airways (Club)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

1:1

Immediate

Chase (Ultimate Rewards)

Hyatt (World of Hyatt)

Chase Sapphire Reserve®
Sapphire Reserve for Business℠

1:1 transfer rate only for Sapphire Reserve-branded cardholders.

Chase Sapphire Preferred® Card
Ink Bold® Business Credit Card
Chase Ink Plus® Business
Chase Ink Business Preferred®

1:1 transfer rate maintained through October 1, 2026 for cardholders as of June 14, 2026.

Immediate

Chase (Ultimate Rewards)

Iberia Plus

1,000:1,000

Immediate

Chase (Ultimate Rewards)

IHG Hotels & Resorts (One Rewards)

1,000:1,000

5 hours

Chase (Ultimate Rewards)

JetBlue Airways (TrueBlue)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

KLM (Flying Blue)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

Marriott (Bonvoy)

1,000:1,700

70% transfer bonus through October 15, 2026.

2 days

70% transfer bonus through October 15, 2026.

Chase (Ultimate Rewards)

Singapore Airlines (KrisFlyer)

1,000:1,000

1 day

Chase (Ultimate Rewards)

Southwest Airlines (Rapid Rewards)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

United Airlines (Mileage Plus)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

Virgin Atlantic (Flying Club)

1,000:1,000

Immediate

Chase (Ultimate Rewards)

Wyndham Rewards

1,000:1,000

Unknown

Accor Group (ALL - Accor Live Limitless)

Kenya Airways (Asante Rewards)

3,000:1,000

Unknown

Axis Bank (Edge Rewards)

Accor Group (ALL - Accor Live Limitless)

Unknown

Bilt Rewards

IHG Hotels & Resorts (One Rewards)

1,000:1,000

2,000

Unknown

e-Rewards

United States

e-Rewards

United States

Accor Group (ALL - Accor Live Limitless)

275:2,000

Better conversion rate for larger transfers.

Unknown

Better conversion rate for larger transfers.

e-Rewards

United States

Air France (Flying Blue)

2,000:500

Unknown

Hainan Airlines (Fortune Wings Club)

IHG Hotels & Resorts (One Rewards)

2,500:500

Unknown

IHG Hotels & Resorts (One Rewards)

Aeromexico (Rewards)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Air Canada (Aeroplan)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Air China (PhoenixMiles)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Air France (Flying Blue)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Air New Zealand (Koru Club)

10,000:25

Unknown

IHG Hotels & Resorts (One Rewards)

Alaska Airlines (Atmos Rewards)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Alitalia (MilleMiglia)

10,000:2,000

Transfers available to the independent "MilleMiglia" program.

Unknown

Transfers available to the independent "MilleMiglia" program.

IHG Hotels & Resorts (One Rewards)

All Nippon Airways (ANA Mileage Club)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

American Airlines (AAdvantage)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Asiana Airlines (Asiana Club)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Avianca (LifeMiles)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Blue Rewards

10,000:250

Unknown

IHG Hotels & Resorts (One Rewards)

British Airways (Club)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Cathay Pacific (Cathay)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

China Eastern (Eastern Miles)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

China Southern (Sky Pearl)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Delta Air Lines (SkyMiles)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Emirates (Skywards & Business Rewards)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Etihad Airways (Etihad Guest)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Finnair Plus

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Gulf Air (Falconflyer)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Hainan Airlines (Fortune Wings Club)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Iberia Plus

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

7 hours

IHG Hotels & Resorts (One Rewards)

InterMiles

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Japan Airlines (JMB)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

JetBlue Airways (TrueBlue)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Korean Air (SkyPass)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Malaysia Airlines (Enrich)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Qantas (Frequent Flyer)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Qatar Airways (Privilege Club)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Saudia (AlFursan)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Singapore Airlines (KrisFlyer)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

South African Airways (Voyager)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

TAP Portugal (Miles&Go)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Thai Airways (Royal Orchid Plus)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

United Airlines (Mileage Plus)

10,000:2,000

Unknown

IHG Hotels & Resorts (One Rewards)

Virgin Atlantic (Flying Club)

10,000:2,000

5 days

IHG Hotels & Resorts (One Rewards)

Virgin Australia (Velocity Frequent Flyer)

10,000:2,000

Unknown

Kenya Airways (Asante Rewards)

Accor Group (ALL - Accor Live Limitless)

3,000:1,000

Unknown

US Bank (Altitude Rewards)

Accor Group (ALL - Accor Live Limitless)

2:1

Unknown

US Bank (Altitude Rewards)

Air France (Flying Blue)

1:1

Unknown

US Bank (Altitude Rewards)

Avianca (LifeMiles)

1:1

Unknown

US Bank (Altitude Rewards)

Ethiopian Airlines (ShebaMiles)

1:1

Unknown

US Bank (Altitude Rewards)

Qantas (Frequent Flyer)

1:1

Unknown

Frequently Asked Questions

q: How long do Amex points take to transfer?

a: Most Amex Membership Rewards transfers to airline partners post immediately, though some partners take a day or more.

q: Are point transfers reversible?

a: No. Transfers from a bank program to an airline or hotel program are generally irreversible once submitted.

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e-Rewards Transfer Partners, Ratios and Transfer Times

Frequently Asked Questions

q: How long do Amex points take to transfer?

q: Are point transfers reversible?