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The Business Platinum Card® from American Express is a premium business card out with a newly elevated welcome offer. New applicants can earn 200,000 Amex Membership Rewards points after meeting the minimum spending requirement, while also unlocking the card’s refreshed lineup of new and enhanced benefits.
Here’s a look at the offer, along with both the new and longstanding benefits, to help you decide if this card is worth adding to your wallet.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Annual Fee$895
Welcome Offer
Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
The Business Platinum Card® from American Express is a powerhouse for business travelers, offering cardholders up to $1,150 in yearly Dell Technologies credits, up to $360 with Indeed, $250 for Adobe business plans, and $120 for U.S. wireless services. The card includes extensive lounge access, a $200 airline fee credit each year, up to $209 CLEAR® Plus credit, Marriott Bonvoy™ and Hilton Honors™ Gold Statuses, exclusive Fine Hotels + Resorts® benefits, and a TSA PreCheck® or Global Entry fee credit. Enrollment required for select American Express benefits.
- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.
- Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
Business Platinum Card Welcome Offer: Earn 200,000 Points!
Few things go together like a premium card and a big welcome offer. Right now, new applicants for the Business Platinum Card can earn 200,000 Membership Rewards points after you spend $20,000 in eligible purchases within your first 3 months of Card Membership.
This is an incredibly lucrative bonus. The most valuable way to redeem Membership Rewards points is by transferring them to Amex's 20 transfer partners. AwardWallet users average 1.59¢ per point with these redemptions, putting the value of this bonus at over $3,100 toward award travel.
You may be targeted for more than 200,000 points
The offer you see after clicking “apply now” may be for 200,000 points — or even more. Sometimes the offer changes when you refresh the page or return later. All to say, if you find an offer you like, it’s best to apply right away. And before you do, be sure to review the credit card application rules to confirm you’re eligible.
Business Platinum Card Highlights
We’ve said it before and we’ll say it again: the Business Platinum Card is a premium card with premium benefits. That’s even more true after Amex refreshed the card in September 2025, raising the annual fee to $895 (Rates & Fees) while adding new perks and enhancing existing ones.
Key benefits
Here’s a look at the benefits cardmembers can enjoy today:
- Global Lounge Collection: Access to Centurion Lounges and partner lounges, including Delta Sky Club® (when flying Delta), select Lufthansa lounges (when flying Lufthansa), Plaza Premium lounges, and Escape Lounges. Enrollment in Priority Pass Select is also included.
- Hotel Elite Status: Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status after enrollment.
- Rental Car Elite Status: Complimentary elite status with Avis Preferred Plus, Hertz President’s Circle, and National Car Rental Emerald Executive Club after enrollment.
- $209 CLEAR Plus Credit: Up to $209 in statement credits per year for a CLEAR Plus membership when paid with your Card.
- Global Entry or TSA PreCheck Credit: Receive up to $120 every 4 years for Global Entry or up to $85 every 4.5 years for TSA PreCheck application fees when charged to your Card.
- $360 Indeed Credit: Up to $90 in statement credits each quarter for eligible Indeed purchases (enrollment required).
- $120 Wireless Credit: Up to $10 in statement credits each month for eligible wireless phone service purchases (enrollment required).
- $200 Hilton Credit: Up to $50 in statement credits each quarter for eligible purchases at Hilton properties (enrollment required).
- $200 Airline Fee Credit: Receive up to $200 in statement credits each calendar year after selecting one qualifying airline and charging incidental fees to your Card.
- $600 Hotel Credit: Get up to $300 in statement credits twice per year (up to $600 annually) on prepaid Fine Hotels + Resorts or Hotel Collection bookings through Amex Travel at more than 3,100 properties worldwide.
- $1,150 Dell Technologies Credit: Up to $150 in statement credits on U.S. purchases with Dell Technologies plus an additional $1,000 in credits after spending $5,000 or more per calendar year (enrollment required).
- $250 Adobe Credit: Get a $250 statement credit after spending $600 or more on U.S. purchases directly with Adobe each calendar year, valid for products like Acrobat and Adobe Express (enrollment required).
- Additional Statement Credits After Eligible Spending: Unlock up to $3,600 in additional credits for the following calendar year after spending $250,000 in a year, including:
- $1,200 Flight Credit: Up to $1,200 in credits for flights booked on AmexTravel.com.
- $2,400 One AP Credit: Up to $2,400 in credits for monthly fees with American Express One AP®, Amex’s accounts payable platform that automates supplier payments.
- Complimentary Premium Hotel Status: Leaders Club Sterling Status with The Leading Hotels of the World, including daily breakfast for two, on-property perks, and upgrade opportunities when available (enrollment required).
- 35% Airline Bonus: Receive 35% of your points back when you Pay with Points for flights booked through Amex Travel with one of nine selected qualifying airlines, up to 1,000,000 points returned per calendar year.
- Extensive trip delay, cancellation, and interruption insurance.
- No foreign transaction fees (Rates & Fees).
Enrollment is required for select Amex benefits.
Earning power
The Business Platinum Card isn’t the most rewarding card for every business purchase, but it does feature quite a few bonus categories where you can earn elevated rewards:
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
Bottom Line
If we had to sum up the Business Platinum Card in one word, it would be “big.” Big benefits, a big annual fee, and a big welcome bonus. If that sounds like the right fit for your business, now’s a great time to apply. If not, there are plenty of other business cards worth considering.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Annual Fee$895
Welcome Offer
Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
The Business Platinum Card® from American Express is a powerhouse for business travelers, offering cardholders up to $1,150 in yearly Dell Technologies credits, up to $360 with Indeed, $250 for Adobe business plans, and $120 for U.S. wireless services. The card includes extensive lounge access, a $200 airline fee credit each year, up to $209 CLEAR® Plus credit, Marriott Bonvoy™ and Hilton Honors™ Gold Statuses, exclusive Fine Hotels + Resorts® benefits, and a TSA PreCheck® or Global Entry fee credit. Enrollment required for select American Express benefits.
- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.
- Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)
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