IHG Cardholders Can Register to Earn up to 20k Bonus Points From Card Spending IHG Cardholders Can Register to Earn up to 20k Bonus Points From Card Spending

IHG Cardholders Can Register to Earn up to 20k Bonus Points From Card Spending

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Chase just rolled out new promotions for IHG co-branded cardholders to earn bonus points with eligible spending through January 15, 2026. Depending on the offer you were targeted for, you can earn up to 20,000 bonus points.

Here are the details and all the links we found for registration.

IHG Co-Brand Cards Spending Promotion: Earn up to 20k Bonus Points

IHG co-branded cardholders can earn up to 20,000 bonus points with eligible card spending through January 15, 2026. Each promotion offers different bonus points and requires more spending. The catch is that you are likely only targeted for one of seven available promotions.

Here are the links to try to register:

If you aren't targeted for that particular offer, you'll get the following error letting you know that “this offer is not available to you.”

Screenshot showing error when trying to enroll in IHG spending offer
Screenshot of IHG One Rewards

Cardholders must register for their targeted promotion by January 15, 2026. After registering, reach the threshold in eligible spending on the card between October 15, 2025, and January 15, 2026.

Chase IHG Card 20,000 Bonus Points 2025 Promotion
Credit: IHG

These promotions are valid with the following Chase IHG cards:

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
Welcome Bonus Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Annual Fee$99Rates & Fees
Credit ScoreExcellent, Good
  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • 5X points per $1 spent on purchases on travel, gas stations, and restaurants
  • 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG One Rewards Premier Credit Card member
  • Earn up to 6X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
Welcome Bonus Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
Annual Fee$0Rates & Fees
Credit ScoreGood/Excellent
  • Earn up to 17X points total per $1 spent when you stay at an IHG hotel
  • 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
  • 2X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
  • Earn up to 2X points from IHG® with Silver Elite Status, a benefit of this Card
  • Earn up to 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
Welcome Bonus Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
Annual Fee$99Rates & Fees
Credit ScoreGood, Excellent
  • Earn up to 26X total points per $1 spent when you stay at an IHG hotel
  • 5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations
  • 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card
  • Earn up to 6X bonus points for having IHG®Platinum Elite Status, a benefit of having this card
  • Earn up to 10X base points for being an IHG® One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

Key terms

  • Register by January 15, 2026.
  • Make purchases with your card between October 15, 2025, and January 15, 2026.
  • Reach the threshold of the promotion you registered for to earn bonus points with your Chase IHG card.
  • Eligible purchases must post to your account by the end of the promotion on January 15.
  • Cardholders will receive the bonus points within 8 weeks of the promotion ending.
  • The following purchases are ineligible: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Our Take

These promotions for Chase IHG cardholders can be pretty rewarding if you're targeted for and able to spend your way to one of the top offers. Regardless of whether you think you'll reach the required spending threshold, it's worth registering for the promotion you're targeted for. While IHG cards are the best everyday spending cards, this bonus could alter that math.

For rates and fees of the cards mentioned in this post, please visit the following links: IHG One Rewards Premier Credit Card (Rates & Fees), IHG One Rewards Traveler Credit Card (Rates & Fees), and IHG One Rewards Premier Business Credit Card (Rates & Fees)

AwardWallet Tip of The Day
Did you know that AwardWallet doesn’t solely focus on travel-related loyalty programs? We support many retail loyalty programs including grocery stores, gas stations, pharmacies and more. You can browse the full list of the programs that AwardWallet supports.
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