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Good news, cardholders of the Citi-issued AT&T Points Plus® Card from Citi (Rates & Fees): Your card just got a valuable new benefit! The best part? There's no increase to its $0 annual fee. However, you'll need to subscribe to AT&T wireless and internet services and enroll in AutoPay and paperless billing to take advantage.
Here's what you need to know about the AT&T Points Plus card's enhanced benefits.
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AT&T Points Plus Card Now Lets You Save on Monthly AT&T Bills
AT&T Points Plus cardholders will now enjoy a $10 per line monthly discount on their AT&T wireless bill and a $10 monthly discount on eligible AT&T internet bills when enrolled in AutoPay and paperless billing.
This is an all-new benefit that was announced by AT&T and Citi on February 17, 2026.
How the AT&T Points Plus card's monthly discount works
To receive the full $10 monthly discount, you also need to link your bank account or AT&T Points Plus card to AutoPay. If you enroll with a debit card, your discount is reduced to $5 each month, and if you pay with any other credit card, you will not receive a discount. However, if you subscribe to AT&T Internet Air, you get a flat $5 monthly discount, regardless of payment method.
This is an exclusive benefit for AT&T Points Plus cardholders, so other Citi / AT&T credit cards are not eligible. Keep in mind that cardholders who are AT&T wireless customers already receive up to $240 per year in statement credits according to their spending:
- Spend $1,000 on your card each billing cycle, earn a $20 statement credit
- Spend $500 to $999.99 on your card each billing cycle, earn a $10 statement credit
And even though the AT&T Points Plus is a co-branded card, you'll still earn Citi ThankYou® Points on your purchases. You'll earn 3X ThankYou Points at gas and EV charging stations, 2X points at grocery stores, and 1X points on all other purchases. The points you earn can then be transferred to Citi's 21 transfer partners.
Related: Free Cell Phone Insurance: Which Cards Cover Damage, Theft, and Loss
Bottom Line
If you have the AT&T Points Plus, odds are you're subscribed to AT&T wireless and internet services. So, your no-annual-fee credit card enables you to save money on your monthly bill and earn up to $240 in annual statement credits.
Although this might not be the most rewarding card of all time, it's a great opportunity to earn up to $20 in monthly statement credits and another $20+ in monthly discounts on services you're already subscribed to.
- Earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months of account opening.
- Earn a $10 per line monthly discount on your AT&T wireless bill and a $10 monthly discount on your eligible AT&T internet bill when enrolled in AutoPay and paperless billing at AT&T.
- Earn a $20 statement credit on your AT&T Points Plus® Card from Citi each billing cycle after you spend $1,000 or more on purchases. That's up to $240 a year!
- Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations.
- Earn 2 ThankYou® Points for every $1 spent at grocery stores and 2 ThankYou® Points for every $1 spent on AT&T products and services.
- Earn 1 ThankYou® Point for every $1 spent on all other purchases.
- Earn unlimited points that do not expire and redeem them your way. Choose from gift cards, travel rewards, online shopping at participating merchants and more.
- No Annual Fee.
- 3X – 3 ThankYou® Points for every $1 spent at gas and EV charging stations.
- 2X – 2 ThankYou® Points for every $1 spent at grocery stores and 2 ThankYou® Points for every $1 spent on AT&T products and services.
- 1X – 1 ThankYou® Point for every $1 spent on all other purchases
For rates and fees of the cards mentioned in this post, please visit the following links: AT&T Points Plus® Card from Citi (Rates & Fees)
