AwardWallet receives compensation from advertising partners for links on the blog. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
Wyndham's 25-brand portfolio includes thousands of hotels worldwide. A Wyndham
Wyndham now offers four
Current Wyndham Credit Card Sign-Up Bonuses
One of the fastest ways to earn Wyndham Rewards points is through a credit card sign-up bonus. Here's a look at the offers available now:
- Wyndham Rewards Earner® Card: Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 45,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. $0 annual fee.
- Wyndham Rewards Earner® Plus Card: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. $95 annual fee.
- Wyndham Rewards Earner® Premier Card:Earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full (both within the first 120 days), plus 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days. $395 annual fee.
- Wyndham Rewards® Earner℠ Business Card: Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days, plus 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. $149 annual fee.
$0
- 5X points on Hotels by Wyndham
- 3X points on eligible Vacation Club, dining and grocery store purchases (excluding Target® and Walmart®)
- 1X points on all other purchases (excluding Vacation Club down payments).
$95
- 6X points on Hotels by Wyndham
- 4X points on eligible Vacation Club, dining and grocery store purchases (excluding Target® and Walmart®)
- 1 point per dollar on all other purchases (excluding Vacation Club down payments)
$149
- 8X points on Hotels by Wyndham
- 5X points on eligible Vacation Club, gas, EV charging, marketing, advertising, office supply store and shipping purchases
- 1X on all other purchases (excluding Vacation Club down payments)
Related: Best Hotel Rewards Credit Cards
Wyndham Credit Card Comparison: Which One Is Right for You?
Wyndham Rewards offers four credit cards through Barclays — three personal cards and one business card — as well as a debit card issued by Sunrise Banks, N.A.
Each card offers complimentary Wyndham elite status, bonus points on spending, and other perks. Here's a comparison table to help you decide which one is right for you, as well as a breakdown of benefits for each card:
| Card | Annual Fee | Wyndham Earning Rates | Other Earning Rates | Wyndham Status? | Anniversary Bonus? | Award Redemption Discount |
|---|---|---|---|---|---|---|
| Wyndham Rewards Earner® Premier Card | $395 | Earn 8X points on eligible purchases at Hotels by Wyndham; 4X points on eligible Vacation Club | 4X points on eligible travel, dining, and grocery store purchases (excluding Target® and Walmart®); and 1X point on other eligible purchases (excluding Vacation Club down payments). | Diamond | 30,000 | 25% |
| Wyndham Rewards Earner® Plus Card | $95 | Earn 6X points on eligible purchases at Hotels by Wyndham; 4X points on eligible Vacation Club | 4X points on eligible travel, dining, and grocery store purchases (excluding Target® and Walmart®); and 1X point on other eligible purchases (excluding Vacation Club down payments). | Diamond for the first year, then Platinum | 15,000 | 10% |
| Wyndham Rewards Earner® Card | $0 | Earn 5X points on eligible purchases at Hotels by Wyndham; 3X points on eligible Vacation Club | 3X points on dining, grocery store, gas, and EV charging purchases (excluding Target® and Walmart®); and 1X point on other eligible purchases (excluding Vacation Club down payments). | Gold | 7,500 | 10% |
| Wyndham Rewards® Earner℠ Business Card | $149 | Earn 6X points on eligible purchases at Hotels by Wyndham; 5X points on eligible Vacation Club | 5X points on eligible gas, EV charging, marketing, advertising, office supply store, and shipping purchases; and 1X point on other eligible purchases (excluding Vacation Club down payments). | Diamond | 15,000 | 10% |
| Wyndham Rewards Debit Card | $6 monthly fee, waived with $2,500 average monthly balance | Earn 1X points on eligible purchases at Hotels by Wyndham | 1X points per $1 spent on eligible purchases made on qualifying gas and grocery purchases, and 1X points per $2 spent on all other qualifying purchases | None | Up to 7,500 points (depending on purchases) | None |
Wyndham Rewards Earner® Premier Card
The Wyndham Earner Premier Card charges a $395 annual fee. It comes with a nice slate of benefits, including complimentary Diamond status and several annual statement credits.
- Earn 8X points on eligible purchases at Hotels by Wyndham; 4X points on eligible Vacation Club, travel, dining, and grocery store purchases (excluding Target® and Walmart®); and 1X point on other eligible purchases (excluding Vacation Club down payments).
- Receive complimentary Diamond status and earn 20% more points on stays, plus benefits like late checkout when available.
- Earn 30,000 bonus points each year after paying the annual fee.
- Receive a 25% discount on Wyndham Rewards points required for free-night redemptions.
- Stay five nights and receive a free night annually, worth 30,000 points.
- Receive complimentary Emerald Club Executive status with National Car Rental.
- Receive a $100 statement credit after spending $100 or more in aggregate at eligible Wyndham brands each calendar year.
- Receive up to $100 in statement credits each calendar year for qualifying streaming purchases.
- Receive up to $10 in statement credits each month, up to $120 per calendar year, for qualifying meal delivery purchases.
- Receive a $65 statement credit each calendar year for qualifying wholesale club membership purchases.
- Receive a complimentary Wyndham Rewards Insider subscription, a $95 annual value.
- Receive up to a $120 statement credit every four years for a TSA PreCheck or Global Entry application fee.
- No foreign transaction fees.
Wyndham Rewards Earner® Card
The Wyndham Earner Card charges no annual fee but still offers a solid assortment of perks, including complimentary elite status and bonus points on everyday spending.
- Earn 5X points on eligible purchases at Hotels by Wyndham; 3X points on dining, grocery store, gas, and EV charging purchases (excluding Target® and Walmart®); and 1X point on other eligible purchases.
- Receive complimentary Gold status and earn 10% more points on stays, plus benefits like late checkout when available.
- Earn 7,500 bonus points each year after spending $15,000 on eligible purchases.
- Receive a 10% discount on Wyndham Rewards points required for free-night redemptions.
- Get access to a cardmember-exclusive booking discount at participating Wyndham properties.
- No foreign transaction fees.
- 5X points on Hotels by Wyndham
- 3X points on eligible Vacation Club, dining and grocery store purchases (excluding Target® and Walmart®)
- 1X points on all other purchases (excluding Vacation Club down payments).
Related: Wyndham Earner Card Full Review
Wyndham Rewards Earner® Plus Card
The Wyndham Earner Plus Card is a step up from the no-annual-fee Wyndham Earner Card. It charges a modest $95, but that also comes with added benefits. These include:
- Earn 6X points on eligible purchases at Hotels by Wyndham; 4X points on eligible Vacation Club, travel, dining, and grocery store purchases (excluding Target® and Walmart®); and 1X point on other eligible purchases (excluding Vacation Club down payments).
- Receive complimentary Wyndham Rewards Diamond status during the first year and Platinum status thereafter. Diamond members earn 20% more points on qualified stays, while Platinum members earn 15% more.
- Earn 15,000 bonus points each anniversary year after paying the annual fee.
- Receive a 10% discount on Wyndham Rewards points required for free-night redemptions.
- Stay five nights and receive a free night annually, worth 15,000 points.
- Get access to a cardmember-exclusive booking discount on the Standard Rate at participating Wyndham properties.
- Receive up to $25 in statement credits every six months on eligible meal delivery purchases, up to $50 each calendar year.
- Receive complimentary Emerald Club Executive® status with National Car Rental.
- No foreign transaction fees.
- 6X points on Hotels by Wyndham
- 4X points on eligible Vacation Club, dining and grocery store purchases (excluding Target® and Walmart®)
- 1 point per dollar on all other purchases (excluding Vacation Club down payments)
Related: Wyndham Earner Plus Card Full Review
Wyndham Rewards® Earner℠ Business Card
If you own a business — which is a lot easier than you might think — you're in luck. Business owners have another option: the Wyndham Earner Business Card, which charges a $149 annual fee.
Here's what the current version offers.
Note that gas earnings dropped from 8X to 5X with the refresh. Existing cardholders are grandfathered into the old gas earning rate and receive a 10% award-redemption discount rather than the current card's 20% discount.
- Earn 8X points on eligible purchases at Hotels by Wyndham; 5X points on eligible Vacation Club, gas, EV charging, marketing, advertising, office supply store, and shipping purchases; and 1X point on other eligible purchases (excluding Vacation Club down payments).
- Receive complimentary Diamond status and earn 20% more points on qualified stays, plus benefits like suite upgrades and a welcome amenity at check-in.
- Earn 15,000 bonus points each anniversary year after paying the annual fee.
- Receive a 20% discount on Wyndham Rewards points required for free-night redemptions.
- Get access to a cardmember-exclusive booking discount on the Standard Rate at participating Wyndham properties.
- Receive complimentary Emerald Club Executive® status with National Car Rental.
- Receive a $65 statement credit each calendar year for eligible wholesale club membership purchases.
- Receive up to $50 in statement credits each calendar year for qualifying accounting software purchases.
- No foreign transaction fees.
- Add employee cards at no extra cost to manage and track business expenses.
- Enroll in
Visa
- 8X points on Hotels by Wyndham
- 5X points on eligible Vacation Club, gas, EV charging, marketing, advertising, office supply store and shipping purchases
- 1X on all other purchases (excluding Vacation Club down payments)
Related: Wyndham Earner Business Card Full Review
Wyndham Rewards Debit Card
In early 2025, Wyndham partnered with Sunrise Banks, N.A. to launch the Wyndham Rewards Debit Card. While it's not a credit card, it offers several similar perks and can be a good option if you don't want to open another credit card or aren't eligible for one.
Here's a look at what the debit card offers:
- Earn 1X point per $1 spent at participating Hotels by Wyndham and on qualifying gas and grocery purchases, and 1X point per $2 spent on all other qualifying purchases.
- Receive complimentary Gold status and earn 10% more points on qualified stays, plus benefits like late checkout when available.
- Earn up to 7,500 bonus points each anniversary year based on annual spending: 2,500 points after spending $5,000, 5,000 points after spending $10,000, or 7,500 points after spending $15,000 or more.
- Get access to a cardmember-exclusive discount on the Standard Rate at participating Hotels by Wyndham.
- Pay a $6 monthly fee, waived for any statement cycle in which you maintain a $2,500 average monthly balance.
- Pay no ATM fees at more than 2 million Cirrus® ATMs worldwide.
- Earn unlimited Wyndham Rewards points with no cap.
In addition, you can earn 2,500 bonus points after setting up two direct deposits and spending $100 within the first 90 days of opening your account.
Final Thoughts
Wyndham now offers four credit cards issued by Barclays, plus a separate debit card issued by Sunrise Banks. The credit cards differ substantially in annual fees, earning rates, elite status, anniversary bonuses, statement credits, and award-redemption discounts.
If you're trying to decide which one is right for you, here's a quick guide based on each card's standout feature:
- Best for travelers who want to avoid an annual fee: Wyndham Earner Card
- Best for those looking for good perks at a modest cost: Wyndham Earner Plus Card
- Best for business owners or anyone aiming for Diamond status: Wyndham Earner Business Card
- Best for all-around Wyndham perks: Wyndham Earner Premier Card
Plus, the Wyndham Rewards Debit Card is an alternative for travelers who do not want or cannot qualify for a credit card. But unlike the four Wyndham credit cards, the debit card does not offer a discount on award redemptions.
