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Offers for the Southwest Rapid Rewards® Premier Credit Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
If you’ve got a Southwest credit card and plan to put some serious spending on it this quarter, we've got just the promotion for you.
Targeted cardholders can unlock the chance to earn 30% bonus points — up to 20,000 bonus points — after meeting the spending threshold. These are Companion Pass-qualifying points, so you can potentially put a sizable dent in your progress toward earning one of the best perks in award travel with this offer.
Here’s what to know and how to register.
Earn 30% Bonus Points After Spending on Your Southwest Credit Card
The newest Southwest credit card spending offer gives targeted, enrolled cardholders the chance to earn 30% bonus points after spending between July 1 and September 30, 2026. Once you hit the spend threshold, you’ll earn bonus points on all eligible purchases — up to 20,000 bonus points.
But there is a catch. Not only is the offer targeted — meaning not everyone will get the offer — but the spend threshold is also variable.
While I didn't get the promotion this quarter, a family member did — requiring at least $3,000 in spending to get the 30% bonus points. However, reports indicate that the spend threshold can vary, with as high as $45,000 in spend required.
It goes without saying that those with high thresholds would be less enthused about this offer, but if you are targeted at a more reasonable $3,000 worth of spending, this can be a nice way to earn even more Rapid Rewards.
These bonus points count towards the Companion Pass
In addition, these bonus points will count toward earning the Southwest Companion Pass but not toward A-List or A-List Preferred qualification. And it's worth noting that all purchases in the promotional period count as long as you register, even if you register on September 30.
This promotion doesn't state which Southwest credit cards are eligible. If you hold any of the following cards, you can check the Promotions section of your online account or try to register for the promotion:
- Southwest Rapid Rewards® Plus Credit Card (Rates & Fees)
- Southwest Rapid Rewards® Premier Credit Card
- Southwest Rapid Rewards® Priority Credit Card (Rates & Fees)
- Southwest® Rapid Rewards® Performance Business Credit Card (Rates & Fees)
- Southwest® Rapid Rewards® Premier Business Credit Card (Rates & Fees)
$99Rates & Fees
- 2X points per $1 spent on Southwest® purchases
- 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
$229Rates & Fees
- 4X points per $1 spent on all Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants
- 1X point per $1 spent on all other purchases
$299Rates & Fees
- 4X points per $1 spent on Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants
- 2X points per $1 on hotel accommodations booked directly with the hotel
- 2X points per $1 spent on rideshare
- 1X point per $1 spent on all other purchases
Related: How to Choose the Right Southwest Airlines Credit Card
Terms and conditions
- Targeted members must register for this promotion at any time during the promotional period.
- After registering, spend at least the targeted minimum amount on eligible purchases by September 30, 2026 at 11:59 p.m. ET. Then, earn 30% bonus points on up to a maximum of 20,000 bonus points through September 30, 2026.
- Bonus points count towards a Companion Pass but not A-List or A-List Preferred qualification.
- Accounts will receive bonus points within 8 weeks of the promotional period.
- Eligible purchases do not include balance transfers, cash advances, traveler's checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.
- This promotion is only for targeted Southwest cardholders and is non-transferable.
Our Take
If you have a reasonable spending threshold for this bonus or plan to spend on your Southwest credit card in the third quarter of 2026, it's worth enrolling in this new card spending promotion. Once you hit the threshold, you'll unlock 30% bonus points on eligible purchases through the end of September — up to 20,000 bonus points. If the Companion Pass is on your radar, this is a nice boost.
Just be sure to register at any point between now and September 30, 2026, so that you don't miss out.
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 3,000 anniversary points each year.
- Earn 2 points per $1 spent on Southwest Airlines® purchases
- Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
- Select a Standard seat within 48 hours prior to departure, when available.
- Earn 1 point for every $1 spent on all other purchases.
- No foreign transaction fees.
- Member FDIC
- 2X points per $1 spent on Southwest® purchases
- 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
For rates and fees of the cards mentioned in this post, please visit the following links: Southwest Rapid Rewards® Plus Credit Card (Rates & Fees), Southwest Rapid Rewards® Priority Credit Card (Rates & Fees), Southwest® Rapid Rewards® Performance Business Credit Card (Rates & Fees), and Southwest® Rapid Rewards® Premier Business Credit Card (Rates & Fees)
