AwardWallet receives compensation from advertising partners for links on the blog. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
Offers for the Chase Freedom®, The Ritz-Carlton™ Credit Card, Chase Slate®, United MileagePlus® Club Card and United℠ Explorer Business Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
When we reviewed the best credit cards for price protection, Chase cards came out on top. Sadly this will no longer be the case. Chase has quietly eliminated price protection and return protection from nearly all of its cards. When you visit the landing page of most Chase cards and click on Service & protection or Travel & purchase coverage, you will no longer see either benefit listed as a card feature.
What Changed?
The loss of Price Protection and Return Protection means you will no longer be able to:
- Claim back the difference if you make a purchase and see a lower advertised price within 90 days. The coverage was limited to $500 per item, and $2,500 per year
- Claim back $500 per item and a maximum of $1,000 per year on items the store won’t take back
Cards Losing Price and Return Protection
The following cards no longer offer Price Protection or Return Protection:
- Chase Freedom®
- Chase Freedom Unlimited® (Rates & Fees)
- Chase Sapphire Preferred® Card (Rates & Fees)
- Ink Business Preferred® Credit Card (Rates & Fees)
- The New United℠ Explorer Card (Rates & Fees)
- The Hyatt Credit Card
- United MileagePlus® Club Card
- Chase Slate®
- United℠ Explorer Business Card
Cards that Still Have Return Protection
- Chase Sapphire Reserve® (Rates & Fees)
- The New United Club℠ Card (Rates & Fees)
- The Ritz-Carlton™ Credit Card
When Did the Change Take Place?
Changes to price- and return protection took effect for most cards on June 1, 2018.
Our Take
Although it's nice to have coverage in case you need it, this isn't the type of benefit that should have a big impact on which cards you use for everyday purchases in most situations. Over the long term, you'll gain more value by using a card that earns valuable rewards that you'll be able to turn into cheap travel in the future.
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Freedom Unlimited® (Rates & Fees), Chase Sapphire Preferred® Card (Rates & Fees), Ink Business Preferred® Credit Card (Rates & Fees), The New United℠ Explorer Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), and The New United Club℠ Card (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
