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When we reviewed the best credit cards for price protection, Chase cards came out on top. Sadly this will no longer be the case. Chase has quietly eliminated price protection and return protection from nearly all of its cards. When you visit the landing page of most Chase cards and click on Service & protection or Travel & purchase coverage, you will no longer see either benefit listed as a card feature.

Travel & Purchase Coverage Banner

What Changed?

The loss of Price Protection and Return Protection means you will no longer be able to:

  • Claim back the difference if you make a purchase and see a lower advertised price within 90 days. The coverage was limited to $500 per item, and $2,500 per year
  • Claim back $500 per item and a maximum of $1,000 per year on items the store won’t take back

Cards Losing Price and Return Protection

The following cards no longer offer Price Protection or Return Protection:

Cards that Still Have Return Protection

When Did the Change Take Place?

Changes to price- and return protection took effect for most cards on June 1, 2018.

Our Take

Although it's nice to have coverage in case you need it, this isn't the type of benefit that should have a big impact on which cards you use for everyday purchases in most situations. Over the long term, you'll gain more value by using a card that earns valuable rewards that you'll be able to turn into cheap travel in the future.

For rates and fees of the cards mentioned in this post, please visit the following links: Chase Freedom Unlimited® (Rates & Fees), Chase Sapphire Preferred® Card (Rates & Fees), Ink Business Preferred® Credit Card (Rates & Fees), United℠ Explorer Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), and United Club℠ Card (Rates & Fees)

Tip of The Day
Did you know that AwardWallet supports two-factor authentication? Your account security is our top priority. If you are not familiar with two-factor authentication, check out our FAQ article on two-factor authentication. You can enable two-factor authentication from your profile page; there is no cost to enable this functionality, and we highly recommend it to protect the integrity of your account.
Screenshot of AwardWallet settings page highlighting the option to set up two-factor authentication

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