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IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
Annual Fee$0
Welcome Bonus Earn 120,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
The IHG One Rewards Traveler Card features a solid welcome bonus of 120,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening , no foreign transaction fees, fourth night free on award bookings, and no annual fee.
  • Our Highest Points Offer of 2025! Earn 120,000 Bonus Points
  • No Annual Fee
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC
  • Rates & Fees
  • 17X points total per $1 spent when you stay at an IHG hotel
  • 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
  • 2X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
  • Earn 2X points from IHG® with Silver Elite Status, a benefit of this Card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
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