Complete Guide to Capital One Transfer Partners

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Capital One is a reasonably new player in the world of transferrable rewards, having only launched its airline transfer program in late 2018. Best known as a fixed-value rewards program, the expansion of Capital One’s rewards program to include transfer partners has made it a lot more valuable for current cardholders, and a lot more attractive to points and miles fans across the board.

Despite the program’s status as a relative newcomer, Capital One’s airline transfer program features some strong airline partners. There is also plenty of overlap with existing transferrable currencies like American Express Membership Rewards, Citi ThankYou Rewards, and Chase Ultimate Rewards, making it a great option to complement your existing rewards portfolio.

In this post, we walk you through the pros and cons of Capital One’s airline transfer partners, plus run through some real-life examples to demonstrate the value (or lack thereof) in each program.

How to Earn Capital One miles

There are four credit cards that earn transferrable Capital One miles. Depending on the card, you’ll earn between 1.25 and 2 miles per dollar spent on most purchases.

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Annual Fee$95
Welcome Offer Earn 60,000 Miles once you spend $3,000 on purchases within 3 months from account opening.
Following the revamp of Capital One's rewards program and the addition of airline transfer partners, the Capital One Venture has catapulted into our list of top travel rewards cards. The ability to earn 2X miles on every purchase provides a decent return on spending. Plus the card offers some great perks.
  • Earn 60,000 Miles once you spend $3,000 on purchases within 3 months from account opening; worth $600 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 2 Miles on every purchase
  • Fee credit for Global Entry or TSA Pre✔® (up to $100)
  • No foreign transaction fees
  • $95 annual fee
  • 2 Miles per dollar on every purchase, every day.
Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card
Annual Fee$0
New Cardmember Bonus 20,000 Miles once you spend $500 on purchases within 3 months from account opening
The only no-annual-fee personal card to earn transferable Capital One miles, the Capital One VentureOne earns a solid 1.25X points per dollar on every purchase.
  • 20,000 Miles once you spend $500 on purchases within 3 months from account opening; worth $200 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 1.25 Miles on every purchase
  • 0% intro APR on purchases for 12 months; 14.99% - 24.99% variable APR after that
  • No foreign transaction fees
  • $0 annual fee
  • 1.25 Miles per dollar on every purchase, every day.
Capital One Spark Miles for Business
Capital One Spark Miles for Business
Annual Fee$0 intro for first year; $95 after that
Welcome Offer Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
The Capital One Spark Miles for Business is one of just a handful of business rewards cards offering at least a 2% return on business expenses (issued as 2x Miles). Your rewards never expire as long as your account is open and in good standing.
  • Earn 50,000 bonus miles once you spend $4,500 on purchases within 3 months from account opening; worth $500 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 2 Miles per $1 on every purchase, everywhere
  • Fee credit for Global Entry or TSA Pre✔® (up to $100)
  • No foreign transaction fees
  • $0 intro for first year; $95 after that
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
Capital One Spark Miles Select for Business
Capital One Spark Miles Select for Business
Annual Fee$0
Welcome Offer 20,000 Miles once you spend $3,000 on purchases within the first 3 months from account opening
A no-nonsense business rewards card earning 1.5x Miles per dollar on all business expenses, with no annual fee.
  • 20,000 Miles Miles once you spend $3,000 on purchases within the first 3 months from account opening; worth $200 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 1.5 Miles per $1 on every purchase
  • Intro APR of 0% on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No foreign transaction fees
  • $0 annual fee
  • 1.5 Miles per $1 on every purchase.

Capital One Transfer Rates

There are 19 Capital One transfer partners: 16 airlines and 3 hotels. The number of points you'll receive for each Capital One mile varies by partner. In April 2021, Capital One improved the transfer rates and added new partners. Now, the best transfer rate is 1,000 Capital One miles to 1,000 airline or hotel points. For the other Capital One partners, 1,000 Venture miles will convert to either 750 or 500 points in the target loyalty program.

Loyalty ProgramTransfer RatioMiles/Points per 1,000 Capital One Miles Transferred
AeroMexico (Club Premier)1:11,000
Avianca (LifeMiles)1:11,000
Cathay Pacific (Asia Miles)1:11,000
Etihad (Etihad Guest)1:11,000
Finnair (Finnair Plus)1:11,000
Qantas (Frequent Flyer)1:11,000
TAP Air Portugal (Miles&Go)1:11,000
Air Canada (Aeroplan)2:1.5750
Air France/KLM (Flying Blue)
2:1.5750
Alitalia (MilleMiglia)2:1.5750
British Airways (Executive Club)2:1.5750
EVA Air (Infinity MileageLands)2:1.5750
JetBlue (TrueBlue)2:1.5750
Turkish Airlines (Miles&Smiles)2:1.5750
Emirates (Skywards)2:1500
Singapore (KrisFlyer)2:1500
Choice Hotels (Choice Privileges)1:11,000
Wyndham (Wyndham Rewards)1:11,000
Accor (Accor Live Limitless)2:1500

Need to know how long it takes for transfers to post? Check out our data on Capital One transfer times.

Capital One Airline Partners

AeroMexico Club Premier

AeroMexico is a member of SkyTeam — which includes Delta, Air France, KLM, and Alitalia, among many others. Club Premier can be a confusing program since its awards are priced in kilometers instead of miles. To fairly compare prices with other airline award charts, you have to divide Club Premier award prices by 1.6.

Unlike Amex Membership Rewards, which transfer to AeroMexico at 1:1.6 (1,000 points converts to 1,600 Club Premier points), Capital One miles transfer at a ratio of 1:1. Before April 2021, AeroMexico had an even lower transfer ratio of 1000:750. But, even with the improved rate, this program isn't likely to be one of the best ways to use Capital One miles.

AeroMexico generally isn’t great for economy tickets. But, there are some competitive prices on business class fares. You’ll have to rack up some serious miles to take advantage of them, though. For example, flights from the U.S. to Japan and South Korea cost 180,000 Capital One miles roundtrip, with limited fuel surcharges. You can also fly business class from the U.S. to Europe or Russia (yes, all of Russia) for just over 160,000 Capital One miles round trip.

One of the best features of AeroMexico Club Premier is its Round the World Pass, which allows you to fly to up to 15 destinations (maximum five per continent) for 180,000 Capital One miles in economy and just over 350,000 Capital One miles in business class.

Transfers from Capital One to Club Premier are generally instant. Check out our in-depth guide to the best AeroMexico Club Premier awards and sweet spots for more info.

Air Canada Aeroplan

Air Canada is a member of Star Alliance. So, in addition to flights on Air Canada, you can use Aeroplan miles to book flights on other Star Alliance members like United, Lufthansa, and Singapore. Aeroplan uses a combination mileage- and region-based chart. And thankfully Aeroplan eliminated its once-hefty fuel surcharges.

For example, a one-way flight from Vancouver to Tokyo in business class is 55,000 Aeroplan miles. That’s just 74,000 Capital One miles⁠.

The best part about Aeroplan is its flexible routing rules: on an intercontinental roundtrip award, you can have one stopover or one open jaw. So, if you’re adventurous, you can plan some trips that include additional destinations. You can read more about the newly-relaunched Aeroplan program here.

Air France-KLM Flying Blue

Flying Blue is the rewards program for Air France and KLM. You can use Flying Blue miles to book travel on Delta, Alitalia, Korean Air, and other SkyTeam alliance airlines.

There are two main ways to get great value out of Flying Blue miles. The first is Flying Blue Promo Rewards, which offers discounts of 25-50% on award flights to and from specific cities. It’s possible to book economy flights to Europe for as few as 14,500 Flying Blue miles (just under 20,000 Capital One miles) each way.

Transfer Capital One Miles to Air France/KLM Flying Blue

The second Flying Blue sweet spot is that it offers far better prices than other programs to select destinations. That’s because, like many rewards programs, Flying Blue uses a region-based award chart to determine prices⁠. But Flying Blue categorizes some countries differently than most. For example, Israel, Algeria, Morocco, Tunisia, Libya, and the Canary Islands are all part of Europe, according to Flying Blue.

That means, for example, you can book a one-way economy ticket from Washington D.C. (IAD) to Tel Aviv, Israel (TLV) for just 26,000 Flying Blue miles (35,000 Capital One miles). Most other frequent-flyer programs charge much more to fly to these destinations. For example, Delta charges at least 37,500 miles one-way for the same route.

You can learn more about places for which Flying Blue offers excellent value in our guide to Air France/KLM Flying Blue award sweet spots.

Alitalia MilleMiglia

Alitalia is a SkyTeam airline like Air France, KLM, and AeroMexico. Unfortunately, its MilleMiglia award program isn’t very rewarding, but it does offer a few reasonable options if you’re looking to fly on Alitalia.

Alitalia flights from the U.S. to Italy cost 30,000 MilleMiglia miles each way in economy, and 40,000 miles each way in premium economy (that’s 40,000 and 54,000 Capital One miles respectively). Business class is less compelling at 70,000 MilleMiglia miles⁠—94,000 Capital One miles⁠—for a one-way ticket.

Add a SkyTeam partner and these prices shoot up to 50,000 miles (67,000 Capital One miles) one way in economy and 100,000 miles (134,000 Capital One miles) in business. So, it isn't a good idea to use Alitalia for partner awards⁠. You can get much better deals with other transfer partners.

Short flights in Europe can also offer reasonable value: 10,000 MilleMiglia miles (14,000 Capital One miles) each way for domestic flights within Italy and 12,500-15,000 MilleMiglia miles (17,000–20,000 Capital One miles) for flights to/from Italy from elsewhere in Europe. As always, compare options from other programs before transferring to make sure you’re getting a good deal.

Be aware that Alitalia restructures its mileage program regularly, and the airline is seemingly always on the verge of bankruptcy. So, it isn't a safe place to keep points long-term. Only transfer points to Alitalia if you have an immediate use for them.

Avianca LifeMiles

As of April 2021, Avianca is one of the best Capital One transfer partners. Avianca is a member of Star Alliance, so you can use LifeMiles on carriers like United, Air Canada, Lufthansa, and Singapore. Unlike most of Capital One's other transfer partners, you won’t have to pay any fuel surcharges when booking tickets with LifeMiles. This can save you hundreds of dollars compared to booking the same flights with Aeroplan or Singapore miles.

Prior to April 2021, 1,000 Capital One miles converted into only 750 LifeMiles. But now, the same 1,000-mile transfer will net you 1,000 Lifemiles, making Avianca one of the most attractive Capital One partners.

Avianca’s award charts are convoluted, but generally offer solid values across the board. For example, domestic economy flights in the U.S. cost 7,500–12,500 LifeMiles each way, and flights from the U.S. to Europe cost 20,000-30,000 LifeMiles in economy or 60,000-63,000 LifeMiles in business class.

If you book a connecting flight, Avianca lets you save a few miles by choosing economy, business, and first class on a flight-by-flight basis. For example, on a flight from San Francisco to Barcelona via Zürich, you can save 2,560 LifeMiles by choosing to fly from Zürich to Barcelona in economy instead of business class (which is just the same economy seats with the middle seat blocked). Most airlines charge you the full business class rate if any segment of your trip is in business class⁠—even if it’s the shortest flight!

Transfer Capital One Miles to Avianca LifeMiles

Perhaps the biggest challenge with LifeMiles is Avianca's website. It won’t always show award seats even if another Star Alliance partner can book them, and you’ll sometimes find award space when searching segment-by-segment but not for an entire trip (Using the same example above, it might show you San Francisco–Zürich and Zürich–Barcelona, but not San Francisco–Zürich–Barcelona).

When this happens, it’s possible to request a manual booking by emailing LifeMiles customer service with screenshots of the available flights on its website. But it can take a couple of days to get a ticket booked this way⁠—meaning you could end up transferring points only to have award space disappear before you’re able to book. Transfers from Capital One to LifeMiles are generally instant.

British Airways Executive Club

British Airways Executive Club was added as a Capital One transfer partner in April of 2021. This program is a valuable option for folks with Capital One Miles because it offers access to a huge number of destinations. And thanks to a unique award chart, flights booked through this program sometimes require far fewer points than the competition.

British Airways is a member of the Oneworld alliance. That means you can use Avios points to book flights with more than a dozen Oneworld member airlines. In addition, British Airways has a handful of independent partnerships with airlines outside of the Oneworld alliance, the most notable of which is Dublin-based AerLingus. Combined with a massive fleet and a huge list of destinations served by British Airways itself, and Avios points can get you almost anywhere you want to go.

British Airways uses a distance-based award chart instead of a region-based chart like most other loyalty programs. This means that if a flight falls within a shorter mileage range, there's a chance it could cost much less than the same award flight with a region-based award chart.

Related: A Beginners Guide to Award Pricing

For example, short-haul flights in the United States normally run around 12,500 miles with American Airlines miles, with the exception of web saver awards or reduced mileage offers for cardholders. With British Airways Avios, you can redeem for flights under 650 miles for just 7,500 Avios.

A flight from Salt Lake City (SLC) to Phoenix (PHX) costs 12,500 American Airlines miles. Or, you can use Avios to book the same flight for just 7,500 miles. Check out this post to learn more about using Avios to book flights on American Airlines.

Outside of the United States, flights under 650 miles cost even fewer Avios. Flights from Madrid to Barcelona run just 4,500 Avios one way during off-peak season.

Cathay Pacific Asia Miles

Cathay Pacific is a member of the Oneworld alliance, so Asia Miles are great for booking flights on other Oneworld airlines like American, Japan Airlines, Qantas, and LATAM. Asia Miles passes on fuel surcharges for airlines that have them, like British Airways and Qatar, so you might want to avoid those carriers.

Be aware that Asia Miles can be complicated. It has at least three separate award charts, and its partner award chart isn’t published online. Only some of its partners can be booked through the Asia Miles website, and search results are cluttered with flights that don’t have any seats available. But if you’re patient, there's solid value to be found.

Award prices are competitive with other programs and sometimes offer significantly better value—especially in business class and first class. Like Avianca, Capital One transfers to Cathay Pacific used to convert at an inferior ratio of 1,000:750. However, as of April 2021, that transfer rate has improved to 1:1.

One of the best things about Asia Miles is its flexible routing rules⁠—if you’re flying all Oneworld airlines, you can have up to five stopovers on a round-trip itinerary. Award ticket prices are distance-based, calculated from your total trip distance (rather than individual segments). So, this can be a particularly good option if you plan to visit several different cities in the same region.

If you’re planning ahead and looking to travel in business class or first class on Cathay Pacific, Asia Miles will also get you access to award seats several weeks earlier than miles from most partner programs. Unfortunately, transfers from Capital One take up to five days to process.

Emirates Skywards

Emirates isn't part of an airline alliance and has limited partner airlines. You can find some niche cases where Skywards makes sense for Emirates award flights. However, Capital One miles transfer to Emirates at a 2:1 ratio, meaning booking flights through Emirates using your Capital One miles costs much more than other partners.

This poor ratio turns nominally good redemptions into subpar ones. For example, Emirates flights from New York (JFK) to Milan and Newark to Athens are generally a decent value: economy tickets cost 45,000 Skywards miles roundtrip (less than most programs); 90,000 Skywards miles roundtrip in business; and 135,000 Skywards miles roundtrip in First. However, you'll need double those prices in Capital One miles to book these tickets.

The only good news: Emirates slashed fuel surcharges by 90% in 2020. So, the out-of-pocket cost is much more reasonable now:

It's also worth noting that Emirates charges a premium for one-way award tickets. While a business class round trip can be booked for 90,000 Skywards, you'll find one-way tickets on the same route cost 62,500 miles. Again, remember to double those rates if you're transferring from Capital One.

Emirates partners with Alaska Airlines, but the rates aren't great there either. Award flights start at 8,000 miles in economy and 16,000 miles in first class — but that's for flights under 250 miles in distance. The rates increase sharply from there:

If you plan to fly Alaska Airlines, you’ll almost certainly find better prices through British Airways, Cathay Pacific, or Qantas.

Etihad Guest

Etihad isn’t part of an airline alliance, but it has an interesting collection of partners — including some significant airlines like American, Alitalia, and Brussels. It also partners with several smaller carriers like Air Serbia, Philippine Airlines, and Royal Air Maroc that are hard to book otherwise. Ironically, Etihad Guest has pretty terrible rates for flights on Etihad itself.

In April 2021, Eithad became a 1:1 Capital One transfer partner, making it one of the best options to redeem Venture Miles.

Flights on American Airlines can be a particularly good deal as Etihad’s award chart for American Airlines flights is very similar to what American itself charged several years ago before devaluations. Highlights include 25,000 Etihad miles one-way for domestic business class⁠—including transcontinental flights with lie-flat seats like Los Angeles to New York⁠—and 50,000 Etihad miles one-way for business class from the U.S. to Japan.

Etihad has a different award chart for each partner. So, you'll need to figure out which airline is operating your flights before you can look up the price. To check availability or book partner flights, you’ll need to call the Etihad Guest service center. Transfers from Capital One take about 24 hours, and partner awards must be booked at least 24 hours before departure.

EVA Air Infinity MileageLands

When it comes to award tickets, EVA Air Infinity MileageLands doesn’t have a lot to offer beyond an unusual program name. Virtually all routes that EVA offers can be booked for fewer miles with Avianca LifeMiles, Air Canada Aeroplan, or Singapore KrisFlyer (though that program has a worse transfer ratio from Capital One).

EVA Air also passes on fuel surcharges from partner airlines (just like Air Canada and Singapore). Unlike Singapore Airlines, any EVA Air flight you can book with Infinity MileageLands miles should also be bookable with miles from other partners. In short, we can't find a good reason to transfer miles to EVA. But, let us know if we missed something.

Finnair Plus

Finnair is a member of the Oneworld alliance. So, you can use these miles to book flights with Oneworld airlines like American, British Airways, Japan Airlines, Qantas, and Alaska Airlines. At first blush, Finnair’s prices for partner awards are terrible. For example, a domestic coach flight on American costs 27,000 Finnair miles one way.

With an improved 1:1 transfer ratio taking effect in April 2021, this program became slightly more attractive compared with other Capital One partners. So, let's dig into the highlights.

There are a couple of spots on Finnair’s award chart worth considering. The first is flights within Northern Europe—which stretches from Reykjavik to Moscow.

Transfer Capital One Miles to Finnair Plus

Flying with Finnair anywhere in this region can still be a solid value. Awards cost just 15,000 miles roundtrip in economy or 25,000 miles roundtrip in business class. Keep in mind, though, that intra-Europe a ‘business class’ seat just means there will be no one in the middle seat next to you. So, unless you need a large baggage allowance or want to visit the sauna at the Finnair lounge in Helsinki, it’s probably not worth the extra miles.

For a European airline, Finnair has an unusually broad definition of Europe—including Tel Aviv and even Dubai. Roundtrip flights on Finnair from the U.S. to Europe cost 90,000 Finnair miles in economy or 160,000 Finnair miles in business class. These prices aren't competitive for destinations that are actually in Europe. But it might be worth considering for flights from North America to the Middle East.

Transfer Capital One Miles to Finnair Plus

If you do decide to transfer miles to Finnair, you’ll want to book a roundtrip flight as one-ways are a much worse deal. Try to book online if possible since Finnair will charge you an extra 1,000 miles for phone bookings. Transfers from Capital One to Finnair are usually instant.

JetBlue TrueBlue

JetBlue TrueBlue is an easy-to-use and straightforward mileage program. But, unless you’re just a few points short of having enough for an award flight, it isn't the best place to transfer your Capital One miles. The transfer rate for JetBlue improved slightly in February 2020; 1,000 Capital One miles now converts into 750 TrueBlue points instead of 500.

JetBlue uses revenue-based pricing. That means award prices depend on the cost to buy a normal cash ticket. On average, TrueBlue points are worth 1.3 cents per point. However, the actual value varies from one flight to the next, ranging from as little as 1.0 cent per point to as much as 1.5 cents per point.

After accounting for the 1,000:750 transfer ratio, the best value you can expect per Capital One mile is around 1.12 cents. On the low end of the JetBlue range of values, you'd get 0.75 cents per Capital One mile transferred, which is why it's often more expensive in points to transfer to JetBlue than buying a ticket directly and use Capital One's purchase eraser.

Related: Redeem Capital One Miles to Erase Travel Purchases

Here’s an example of a case where it would make sense to transfer points: this flight from Boston to Chicago costs $89, so you can buy it on Jetblue.com using your Capital One credit card and redeem 8,900 Capital One miles to offset the charge.

Transfer Capital One Miles to JetBlue TrueBlue

For the same itinerary, JetBlue is charging 5,700 TrueBlue points + $5.60 in taxes. Since Capital One miles transfer to JetBlue at a 2:1.5 ratio, you’d have to transfer 7,600 Capital One miles to book the same flight.

Transfer Capital One Miles to JetBlue TrueBlue

However, when you book a revenue ticket with JetBlue and offset the purchase with your Capital One miles, you’ll also earn TrueBlue points for the flight. On an $89 Blue fare, you'll earn three base points and three additional points for booking through the JetBlue app or JetBlue.com. That comes out to 6x points per dollar or 534 JetBlue points earned. You'll also earn 2x Capital One points by paying with a card like the Capital One Venture Rewards Credit Card.

In this case, the ticket would still be a better deal by transferring miles, but you can see the difference is relatively small. In many cases, the opposite is true; you'll pay more for the hassle of transferring miles.

You can find more information about TrueBlue in our guide to maximizing JetBlue TrueBlue points.

Qantas Frequent Flyer

Qantas is a member of the Oneworld alliance. So, you can use Qantas Points to book flights on American, Cathay Pacific, Japan Airlines, Alaska Airlines, and other Oneworld members. Qantas is also partners with several other airlines, including China Eastern, Emirates, Westjet, Air Niugini, Air Vanuatu, and Airnorth.

In April 2021, Capital One improved the transfer rate to Qantas to 1:1.

Like Cathay Pacific Asia Miles, Qantas has a distance-based award chart that calculates the price of your ticket based on the total distance flown. The best value tends to be for short trips: you’ll pay 8,000 points each way for flights under 600 miles and 12,000 points each way for journeys between 600-1,200 miles in length.

Qantas doesn’t charge any fees for booking close to departure, and the Qantas website is much better at searching for and booking complex itineraries like travel between small U.S. airports than most partner airlines.

Once tickets are issued, you’ll have to pay 5,000 miles to make changes and 6,000 miles to cancel. Transfers to Qantas take approximately 24 hours.

Singapore KrisFlyer

Singapore Airlines is usually an excellent option for booking flights on Star Alliance airlines like United, Air Canada, Lufthansa, Thai Airways, and other Star Alliance members. KrisFlyer offers reasonable prices, no close-in fees, and you can transfer points from just about every transferrable points program: American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Points, Marriott Convoy, and, of course, Capital One miles.

However, it’s hard to recommend them as a good option for transferring Capital One miles, since you have to spend two Capital One miles to get one KrisFlyer mile. Since most transfer partners give you 750 or 1,000 airline miles for every 1,000 Capital One miles, most awards are going to be much more expensive than other partners like Air Canada or Avianca.

However, if you need to combine your Capital One miles with points from another credit card company, it could still make sense. You could transfer to Singapore to book deals like United Airlines economy flights from the U.S. to Hawaii for 17,500 KrisFlyer miles (35,000 Capital One miles) or 27,500 KrisFlyer miles (55,000 Capital One miles) for an economy flight from the U.S. to Europe on any Star Alliance partner.

Transferring to KrisFlyer is also often the only way to book Singapore’s luxury Suites Class on the A380 because Singapore makes more award space available to its members than to the members of partner programs. You can redeem 86,000 KrisFlyer miles (172,000 Capital One miles) to fly from New York to Frankfurt in Suites Class.

Transfer Capital One Miles to Singapore Airline KrisFlyer

KrisFlyer makes you pay fuel surcharges for airlines that have them. So, your out-of-pocket cost can vary dramatically from $5.60 to $500 or more depending on the airline operating your flight. If the flight you’re looking at has significant fees attached, Avianca LifeMiles may be a better option. LifeMiles doesn’t charge fuel surcharges. So, even though its award prices tend to be a bit higher than KrisFlyer, you’ll receive twice as many LifeMiles for the same number of Capital One Miles.

Transfers from Capital One to Singapore KrisFlyer take about 1 day to process. Learn more about the KrisFlyer program in our post on Singapore KrisFlyer sweet spots.

TAP Air Portugal (Miles&Go)

As a member of the Star Alliance since 2005, TAP Air Portugal gives you the ability to book with airlines like United, ANA, and Avianca. As exciting as that sounds, TAP's partner award chart is less than favorable. You're probably better off using other miles like Avianca Lifemiles to book those same flights.

Another nail in the coffin when it comes to TAP Portugal's loyalty program is that it tacks on carrier-imposed fees. You can expect to pay some hefty costs depending on which partner you book with.

Due to the high out-of-pocket costs and relatively uncompetitive prices, transferring your Capital One Venture miles to TAP Air Portugal is not recommended.

Turkish Airlines (Miles&Smiles)

Capital One added Turkish Airlines Miles&Smiles as a transfer partner in April 2021, and this loyalty program is one to get excited about. Miles&Smiles offers some outsized value for flights with its Star Alliance partners—especially on flights within the U.S. that are operated by United Airlines.

A one-way economy ticket from JFK to SFO costs just 7,500 Turkish miles (10,000 Capital One miles). For business class, the price is just 12,500 miles (16,667 Capital One miles). The same business class flight would cost 37,500 miles if booked with United miles! Turkish does pass on carrier-imposed fees on award tickets, but domestic flights on United cost only $5.60 each way.

Turkish miles used to make it much harder to redeem for partner flights. But, many options are available to book online now. Just head to the Turkish Airlines book Star Alliance tickets page and log in. Input flights, dates, and all the info. Make sure to select the tiny little box that says “Award Ticket–Buy a Ticket with Miles.”

For more Turkish Miles&Smiles sweet spots, check out this post.

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Annual Fee$95
Welcome Offer Earn 60,000 Miles once you spend $3,000 on purchases within 3 months from account opening.
Following the revamp of Capital One's rewards program and the addition of airline transfer partners, the Capital One Venture has catapulted into our list of top travel rewards cards. The ability to earn 2X miles on every purchase provides a decent return on spending. Plus the card offers some great perks.
  • Earn 60,000 Miles once you spend $3,000 on purchases within 3 months from account opening; worth $600 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 2 Miles on every purchase
  • Fee credit for Global Entry or TSA Pre✔® (up to $100)
  • No foreign transaction fees
  • $95 annual fee
  • 2 Miles per dollar on every purchase, every day.

Capital One Hotel Partners

When Capital One first introduced the ability to transfer points in late 2018, the partner loyalty programs didn't include any hotels. Since then, Capital One has added several hotel partners: Transfers to Accor Live Limitless and Wyndham Rewards went live in February 2020. Choice Privileges was announced as the third hotel transfer partner in April 2021, but the ability to make transfers isn't expected to launch until sometime “later” in 2021.

Accor Live Limitless

Accor Hotels may not be the most well-known hotel group in the U.S. But, it can come in handy when you can't find a good deal with one of the other hotel chains. Accor boasts 5,000 hotels across 39 brands in 110 countries, including high-end brands like Fairmont and Raffles as well as more affordable options like Novotel and Ibis.

The Accor loyalty program was rebranded in 2019 and positioned as a “lifestyle loyalty program” Accor Live Limitless. Like most loyalty programs, Accor Live Limitless (ALL) members can earn and redeem points in a variety of ways including, hotel stays, dining programs, and retail purchases. The ALL program has partnerships with a host of great brands. ALL members can earn and redeem with airline programs like AirFrance KLM and Qatar Airways; transportation companies like Eurocar and Eurostar; and even a French football club!

To use ALL points for hotel stays, the program has a pretty straightforward redemption process. Members must redeem in increments of 2,000 points for a discount of 40 euros. Here’s the U.S. dollar value of 2,000 points with today’s exchange rate. There are no blackout dates but it is important to note that not all Accor Hotels participate in the loyalty program. Be sure to look for the symbol below when searching online for a stay.

ALL also offers plenty of ways to redeem points for what it calls “Limitless Experiences”. Tickets to Cirque de Soleil or an evening with a two Michelin-star chef might be challenging to take advantage of right now. However, these special redemptions provide ALL members with some unique options to find value in their points.

Capital One cardholders can now transfer miles to the Accor Live Limitless program at a 2:1 ratio. So 1,000 Capital One miles will get you 500 ALL Rewards points. As always, it will be important for members to do the math to determine when it will make sense to transfer Capital One miles. In many cases, you may be better off paying for your stay with your Capital One credit card and using the Purchase Eraser feature to redeem your rewards for a statement credit.

As a rule of thumb, the Capital One Purchase Eraser is usually the better deal when the value of the Euro is close to that of the dollar. When the exchange rate is over $1 per Euro, transfers to ALL become more attractive.

Wyndham Rewards

With more than 9,000 hotels across 20 brands in over 80 countries, Wyndham Hotels and Resorts offer a lot of options for travelers to explore. Wyndham Rewards joined the list of Capital One transfer partners in February 2020. In April 2021, the transfer rate improved, so you can now get 1,000 Wyndham points for every 1,000 Capital One miles transferred.

The Wyndham Rewards program isn't the most lucrative. But, it offers some nice earning and redemption options that make it worth a closer look. Through partnerships, Wyndham Rewards members can book free and discounted stays at over 30,000 hotels, vacation club resorts, and vacation rentals around the world.

There are three free night tiers for participating properties:

  1. 7,500 points per night per bedroom
  2. 15,000 points per night per bedroom
  3. 30,000 points per night per bedroom

As always, you'll need to do some searching to find the redemptions that make sense but a beachfront studio at the Wyndham Reef Resort in Grand Cayman for 30,000 points a night sounds nice to me!

A week-long stay runs 210,000 points. The cash price for the same stay is $3,146.08, including taxes and fees. That's a value of nearly 1.5 cents per point. It's not a record-breaking redemption but provides reasonable value for Wyndham Rewards points.

Choice Hotels (Choice Privileges) — Coming in 2021

Choice Privileges, the loyalty program of Choice Hotels. In April 2021, Capital One announced Choice Privileges would become its next hotel partner, with a transfer rate of 1,000 hotel points for every 1,000 Capital One miles. However, the option to transfer points isn't expected until “later” in 2021.

While this chain isn't generally known for its luxurious accommodations, its large footprint makes them a convenient option—especially in areas where some of the more high-end brands have no presence. One of the best uses for Choice hotels is for locations outside of the United States, where Choice options include historic and unique boutique properties via the Ascend Hotel Collection. Free nights start at just 6,000 points per night in Australia and New Zealand — or 8,000 points elsewhere.

This Choice property in the heart of Paris is just 8,000 Choice points a night.

Unfortunately, the transfer rate for Venture points to Choice hotels, even at 1:1, often results in far less value than transferring your Venture points to an airline. Even so, it is always nice having more options for your points and miles.

Tips for Maximizing Capital One Partners

  1. Always check to make sure that flights are available for booking before transferring miles to a partner airline.
  2. Check cash prices for your flight or hotel. Since you can redeem Capital One miles for travel at a rate of one cent per point, in some cases, you’ll save miles and money by redeeming your miles for a cash booking instead of transferring them to a partner.
  3. Remember that each of Capital One’s airline partners has its own list of partner airlines. You don’t have to be flying one of the 13 airlines listed here to use your Capital One miles. If you aren't familiar with this, check out our beginner's guide to airline alliances and partnerships.
  4. Points transfers are irreversible. You can never transfer points back to Capital One, so plan carefully.
  5. Compare the total cost: several airlines can be booked with multiple transfer partners. Some partners have better transfer rates than others. Be sure to compare the total number of Capital One miles required plus how much you’ll have to pay in taxes and fees before deciding where to transfer points.

Recent Changes to Capital One Partners

It can be tricky to keep up with all the program-related news, so here's a quick summary of the recent changes made by Capital One.

In April 2021, Capital One added four new transfer partners and improved the transfer ratio for seven existing partners.

New partners:

  • TAP Air Portugal (Miles&Go) — 1:1 transfer ratio
  • British Airways (Executive Club) — 2:1.5 transfer ratio
  • Turkish Airlines (Miles&Smiles) — 2:1.5 transfer ratio
  • Choice Hotels (Choice Privileges) — 1:1 transfer ratio (Transfers to Choice are not yet available; Capital One says these will go live later in 2021)

The following partners, which previously received transfers from Capital One at a 2:1.5 ratio, now have a 1:1 ratio:

  • AeroMexico (Club Premier)
  • Avianca (LifeMiles)
  • Cathay Pacific (Asia Miles)
  • Etihad Airways (Etihad Guest)
  • Finnair Plus
  • Qantas (Frequent Flyer)
  • Wyndham Rewards

In February 2020, Capital One improved the transfer ratio for JetBlue TrueBlue from 2:1 to 2:1.5. Capital One also added two hotel transfer partners:

  • Accor Live Limitless (ALL) ⁠— 2:1 transfer ratio
  • Wyndham Rewards ⁠— Initially added at a 2:1.5 transfer ratio; now 1:1

On May 13, 2020, Capital One removed two airline transfer partners:

  • Hainan Fortune Wings
  • Qatar Privilege Club

Final Thoughts

Capital One has a solid lineup of transfer partners, each of which lets you use miles on dozens of partner airlines. In cases where more than one transfer partner can book the same flight, you'll have the benefit of comparing the number of points required and the total out-of-pocket cost before deciding where to move your miles.

For U.S.-based flyers, the biggest drawback to Capital One's program is that its only U.S. transfer partner, JetBlue isn't a very good value. Still, if you learn to utilize the major airline alliances, you can find award travel to virtually every spot on the globe.

What are your favorite Capital One redemptions? Let us know in the comments!

Capital One Spark Miles for Business
Capital One Spark Miles for Business
Annual Fee$0 intro for first year; $95 after that
Welcome Offer Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
The Capital One Spark Miles for Business is one of just a handful of business rewards cards offering at least a 2% return on business expenses (issued as 2x Miles). Your rewards never expire as long as your account is open and in good standing.
  • Earn 50,000 bonus miles once you spend $4,500 on purchases within 3 months from account opening; worth $500 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 2 Miles per $1 on every purchase, everywhere
  • Fee credit for Global Entry or TSA Pre✔® (up to $100)
  • No foreign transaction fees
  • $0 intro for first year; $95 after that
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account

Capital One Partners FAQ

Can I transfer Capital One miles to United MileagePlus?

No, you can’t transfer Capital One miles to United, but you can transfer your miles to Air Canada, Avianca, Turkish, or Singapore to book United flights. These four airlines are Star Alliance members and can book flights on United.

Can I transfer Capital One miles to Alaska Mileage Plan?

No, you can’t transfer Capital One miles to Alaska, but you can transfer your miles to British Airways, Cathay Pacific, Emirates, Finnair, Qantas, or Singapore and use those miles to book Alaska Airlines flights.

Can I transfer Capital One miles to American Airlines AAdvantage?

No, you can’t transfer Capital One miles to American Airlines, but you can transfer your miles to British Airways, Cathay Pacific, Etihad, Finnair, or Qantas and use those miles to book American Airlines flights.

Can I transfer Capital One miles to Delta SkyMiles?

No, you can’t transfer Capital One miles to Delta, but you can transfer your miles to Air France/KLM, Aeromexico, or Alitalia and use those miles to book flights on Delta since they are all members of the SkyTeam alliance.

Can I use Capital One miles to book travel for others?

Airline transfer partners will generally let you use your points to book travel for others (Some have restrictions though. For example, Singapore limits the number of other people for whom you can book tickets). However, it's almost always against their rules to make an award booking in exchange for money or other compensation. As long as you’re just booking flights for friends and family, you shouldn't have any issues. When redeeming Capital One miles for a fixed-value against travel costs you have charged to your Capital One card, you can book travel for anyone.

AwardWallet Tip of The Day
Did you know that you can download a list of all of your loyalty accounts into a single Microsoft Excel file?
Show me how

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Comments

  • JamieTurner says:

    Sounds like a lot to keep up with.

  • This is helpful, we have a Capital One card and we haven’t been impressed with the redemption options on their platform. We’ll definitely consider transferring.

  • Now if we could just get come great domestic partners!

  • I have thought about getting a venture card for a while. This is helping me finally decide. Thanks!

  • Been a CapOne customer for many years. Great online and app. Never owned a venture card, just airline partner credit cards. May be time to re-evaluate.

  • I’ve never had a Capital One card but will certainly check it out – those are useful airline programs for me.

  • Definitely like the direction where Capital One is headed, especially when Amex is cutting its membership benefits gradually.

  • Good summary.

  • Does anyone know if existing dollars in a Capital One Quicksilver card account can be transferred to a Capital One Venture card?

  • Bhikhu Shah says:

    Capital One are upping their credit card game, looks like they may be about to introduce a new card as well soon, the card will most likely have a fee and offer lounge access. These are only rumors, but I think they may have some truth about them.

  • Thank you soooo much for this post. I’m new to Capital One, and this helped me understand the new offerings. Being used to Chase Ultimate Rewards, I often am so confused as to what are the best redemption rates and how to get them and/or transfer them out. So many different travel hacks to use that I’m often overwhelmed. So, thank you!!

  • Nestor Vietri says:

    American Airlines and United Airlines should be partners in the fidelity millage accounts . So would be Capital

  • Dona Lenkin says:

    I want to transfer Capital ONe Rewards to Etihad. Can I then use the miles from Ethiad for a flight on AA that also has one segment on Japan Air?

    • Unfortunately not. Etihad doesn’t partner with Japan Airlines. So, you’d only be able to redeem Etihad miles for the AA-operated flights.

  • People should take a look at this card if they have maxed out their “5/24” quota.

  • The transfer ratios aren’t competitive with Capital One’s competitors for many of the same transfer partners.

  • I don’t know. It seems like those transfer ratios still seem too low to be competitive.

  • I like how Capital One has Accor as a unique hotel transfer partner compared to others, but the transfer rate is not so good…I wish they’d improve the transfer rate from 1000:500 to 1000:1000.

  • Elliot Siegel says:

    This is a very good write up. Capital one came out of no where with their points transfer options and quickly established themselves as big players in the transfer market. Right now they have a really competitive roster of transfer partners. It would be really nice if they added ana.

  • I think US airlines are totally married to their credit card partners.

  • Thanks for the great and detailed article!
    wow! capital one just keeps on getting better and better! Definitely something to consider!

  • Capital One is getting better with their product offering. May consider this in the future.

  • A bit disappointing.
    Hopefully they will add hotels and domestic airlines soon

  • I agree with some others that I think UR and MR are better for me at this point. I do see lots of cross overs of transfer partners but I want to focus on a couple to get the points built up. I don’t think it’d be a good idea to have Chase, Amex and Capital One unless you got a major boost with them rather than Chase or Amex.

    I love that I can transfer to a US carrier with UR and MR. Now someone needs to convince American!

  • Great summary of the options. Hope they add a useful domestic partner or two (with bonuses of course).

  • Thanks for the guide! Very comprehensive

  • This is a nice summary of Capital One transfer partners, which has been covered less than other transferable points currencies.

  • Thanks for the great and detailed article. Some very useful information on here.

  • lots of good information here

  • Excellent and detailed article. For AA bookings or others that matter, the way is to book through Qantas, Avianca and so on … Thanks.

  • To bad both American Airline and United are not partners. These are the most people fly in USA. Is any reason Capital One do not partner with AA and UAL.

  • Do you know how frequently they give bonuses for transferring?

  • Both Skymiles and Aeroplan charge “high taxes” on award flights ex Europe, which is a shame.

  • I was all set to be happy until I saw the Jetblue transfer ratio. Not good. But a great and very, very thorough post. Thank you.

  • The Avianca connecting flight mix and match award feature is sure unique.

  • I’ve been following the evolution of capitalone’s points usage options but in terms of earnings, i’m still not sure why capital one’s 2 miles per dollar would be any better than citi double cash or amex blue business preferred ?

  • I had a bad experience before with Capital One, so I’m going to avoid them Never the less, thank you for such a complete and balanced analysis.

  • This article is a good review of the program. I just wish they partnered with the big US airlines. The only US airline they partner with is Jet Blue and based on the article, not a good choice for redemption. Hopefully in the future, they will have more mainstream airline partners.

  • Steven William Van Meter says:

    I find it a bit too bad that its against the rules to make an award booking in exchange for money or other similar compensation. Otherwise, it has a lot of potential.

    • It is indeed against the rules but if it’s a friend or family member, I will just say I’d be comfortable doing it.

  • Great thanks!! Learned a lot!

  • Great comprehensive article! I wish Capital One would consider me for their cards. I think that I already have too many cards to be approved for one of theirs.

  • Hopefully Capital One will also add a hotel transfer partner at some point.

  • It would be nice if an US airline partner is on the list as well.

  • That’s a very good overview of their transfer partners, as advertised, but I would also appreciate more detail on applying for their cards because I have heard that they’re pretty stingy with approvals. Thanks!

  • Capital one will approve 1 card per 6 month, right?

  • It is very good that Capital One waive the first year annual fee. And it is so easy to convert to other airline partners, I will apply and keep one year. Then I will see is it worthwhile to pay the annual fee.

  • Very helpful article! Finishing up my $50k spend on the Spark Miles in just a few more weeks!

  • I’m relatively new to this, so please excuse if the question seems basic…but do you need to have an account to book with the major airline that you want? For example, do you need to have an account with Cathay Pacific, Etihad, Finnair, Qantas, or Qatar in order to book with American Airlines through your Capital One rewards?

    • Hey Lauren,

      You don’t need an account with the frequent flyer program of the airline operating your flights. For example, you can use Etihad miles to book an award for a flight operated by American Airlines—without having an AA frequent flyer account.

      Capital One doesn’t transfer to American, so if you wanted to book an award flight on American, you’d need to open a Qantas, Finnair, Etihad, or Cathay Pacific FF act. Then, you transfer miles to that account and book the American flight.

      Lastly, don’t forget that Capital One miles can book any flight as a revenue ticket. You just buy the flight with your Cap One card, and then use points to get a statement credit. These redemptions are fixed at 1.0 cents per point, so make sure to compare prices with the different transfer partners. If you book a paid ticket, you don’t need any frequent flyer memberships.

  • I have bookmarked this article, as the partner airlines are explained in a comprehensive fashion. A great resource.

    • It is a good idea for the website to have an index that contains a list of companies and articles mentioning these companies.

    • Award Wallet is great about putting out comprehensive, useful articles rather than some sites that write articles purely based off of what credit card they want to push (I won’t name names).

  • Incredibly comprehensive and informative post! Sure would be nice if they would coordinate more and do transfer options for main carriers like American, Delta, Alaska, and United.
    Thanks!!

    • I feel like having one major US carrier is a must. I know you can use BA miles to book AA but Chase has United and Amex has Delta. Citi and Capital One each need something.

  • I’m not invested in Capital One because there is better value in MR and UR, but this is a great write up.

    • You have to admit though. They’re stepping their game up and are showing they want to be a contender. I’d put them on par with Citi right now.