Best Rewards Credit Card Offers for September 2023 Best Rewards Credit Card Offers for September 2023

Best Rewards Credit Card Offers for September 2023

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AwardWallet receives compensation from advertising partners for links on the blog. Terms Apply to the offers listed on this page. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.

Offers for the JetBlue Plus Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.

Offers for Bank of America cards mentioned in this post have been updated as of 09/28/2023

Credit card offers come and go. A card offering a large sign-up bonus one month may have an uninspiring bonus the next month. That's why the AwardWallet editorial team assembles the top credit card offers currently available each month.

The welcome offer — adjusted for how much the points are worth — gets the most weight. To round out the list, we consider each card's long-term value, credit card application restrictions, and how much spending is required to capture the full bonus.

Every one of the offers highlighted below either offers a welcome bonus worth more than $1,000 or doesn't charge an annual fee for (at least) the first year. If you're strictly looking for no-annual-fee cards, check out our roundup of Best Hotel Credit Cards With No Annual Fee and Best No Annual Fee Business Rewards Credit Cards.

Here are some of the best rewards credit card offers available for September 2023.

Best Rewards Credit Card Offers for September 2023 [Chase Cards]

If you're just starting out or haven't applied for many cards recently, we recommend starting with Chase cards. That's because Chase has a 5/24 policy that prevents getting a new Chase card if you've opened five or more cards in the past 24 months. Not sure of your 5/24 count? Here's how to check your Chase 5/24 status for free.

If you're eligible for new Chase credit cards, we recommend you start by considering the following cards. Over 5/24? Scroll down to the next section for offers just for you.

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
Annual Fee$95
Welcome Offer New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.
  • Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Member FDIC
  • 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
  • 1X point per $1 on all other purchases

The Ink Preferred consistently has the highest welcome offer for Chase Ultimate Rewards points. Beyond that, small business owners earn 3X points in categories useful for small business owners — like shipping; internet, cable and phone services; qualifying advertising purchases; and travel. And the card has an affordable annual fee. See our full review of the Ink Preferred for more details.

Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Annual Fee$0
Welcome Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Features a $900 cash back signup bonus, and you earn 5% cash back on a select range of business expenses on the first $25,000 spent each year.
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% cash back on all other card purchases with no limit to the amount you can earn

Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Annual Fee$0
Welcome Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
The best business card to earn Ultimate Rewards on non-bonus purchases, you receive a $900 cash back bonus after you spend $6,000 on purchases in the first 3 months from account opening. Earn 1.5% back on all business expenses.
  • Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
  • Earn unlimited 1.5% cash back on every purchase made for your business

Chase recently announced the return of the best-ever bonuses we've seen on its no-annual-fee pair of Ink Business cards. The bonus on both cards is promoted as $900 cash back. However, if you also hold an Ultimate Rewards-earning card that charges an annual fee, you can combine these earnings, turning your cash-back rewards into Chase Ultimate Rewards points for use with 14 Chase Ultimate Rewards transfer partners.

For more details, see our full review of the Ink Cash and our full review of the Ink Unlimited.

Aeroplan® Credit Card
Aeroplan® Credit Card
Annual Fee$95
Welcome Bonus Earn up to 100,000 bonus points – 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months.
  • Earn up to 100,000 bonus points
  • Earn 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open.
  • Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months.
  • $95 Annual Fee
  • Redeem points for both international and domestic flights with the Aeroplan® Credit Card.
  • Fly to another continent and travel the world with the Aeroplan® Credit Card.
  • Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.
  • 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
  • Member FDIC
  • 3x points on dining, including takeout and eligible delivery services
  • 3x points at grocery stores
  • 3x points directly with Air Canada
  • 1x point on all other purchases

The Aeroplan® Credit Card is valuable even if you never fly to Canada. Between its complimentary elite status, ability to spend your way to higher elite status, and quality earning rates, the card is worth its annual fee. And the up to 100,000 bonus points definitely qualifies the card for this month's list. See our detailed Aeroplan Card review for more details.

IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
Annual Fee$0
Welcome Bonus Earn 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
The IHG One Rewards Traveler Card features a great welcome bonus of 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening , no foreign transaction fees, fourth night free on award bookings, and no annual fee.
  • Earn 80,000 bonus points
  • No Annual Fee
  • Earn up to 17 points total per $1 spent when you stay at IHG Hotels & Resorts
  • Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC
  • 17X points total per $1 spent when you stay at an IHG hotel
  • 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
  • 2X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
  • Earn 2X points from IHG® with Silver Elite Status, a benefit of this Card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

Those looking for a card with a $0 annual fee will be happy to find the offer of 80,000 bonus points on the IHG One Rewards Traveler Credit Card. While you won't receive top-tier perks, you will receive IHG One Rewards‘ Silver Elite status and get access to a “fourth night free” perk on award stays. For more details, see our full review of the IHG One Rewards Traveler Card.

Best Rewards Credit Card Offers for September 2023 [Over 5/24]

Unable to get new Chase credit cards? Consider these best welcome offers from other banks. Just remember that each card issuer has its own card application rules and restrictions.

Miles & More® World Elite Mastercard®
Miles & More® World Elite Mastercard®
Annual Fee$89
Welcome Bonus Earn 100,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.

On top of a huge elevated offer, the Miles & More® World Elite Mastercard® is attractive for helping you access Lufthansa first-class awards. That's because partners can only book these awards within two weeks of departure, but this haul of Miles & More miles will let you book awards as soon as the schedule opens. You'll also get two complimentary Lufthansa Business Lounge vouchers and a companion ticket on each account anniversary.

The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Apply Now
Rates & Fees
(Terms apply)
The Business Platinum Card® from American Express
Annual Fee$695
Welcome Offer Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
  • $189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • Terms Apply.
  • Rates & Fees
  • Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Earn 1.5X Membership Rewards® points on each eligible purchase of $5,000 or more.
  • Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. construction material and hardware suppliers.
  • Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
  • Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. shipping providers.
  • 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.

While the Business Platinum Card offer has been available for an extended period, it still ranks as one of the best offers available from any issuer. With Amex's top-tier transfer partners, this bonus has the potential to fly you almost anywhere in the world up the pointy end of the plane. See our full review of the Business Platinum Card for more details.

American Express® Business Gold Card
American Express® Business Gold Card
Apply Now
Rates & Fees
(Terms apply)
American Express® Business Gold Card
Annual Fee$295
Welcome Offer Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases.**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month-or pay over time with interest.*
  • *Terms Apply
  • Rates & Fees
Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below:
  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.

Making the list for the first time since it relaunched in 2018, Amex has a fantastic welcome offer on the American Express® Business Gold Card. New cardholders can earn 70,000 points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. While the minimum spend is relatively high compared to its consumer sibling, it's a great offer that we think provides plenty of value to business owners. More details are available in our full review of the Amex Business Gold.

JetBlue Plus Card
JetBlue Plus Card
Annual Fee$99
Welcome Bonus 70,000 bonus points after spending $1,000 on purchases in the first 90 days and payment of the annual fee
Each year you remain a cardmember, you'll earn 5,000 bonus points on your account anniversary. If you can also use the free checked bag benefit for yourself and up to 3 companions at least once a year, this card should easily return more value than its annual fee.
  • 6X points per $1 spent on JetBlue purchases
  • 2X points per $1 spent at restaurants and grocery stores
  • 1X points per $1 on all other purchases
  • The JetBlue Plus Card offers anniversary bonus points, points rebates, free checked bags, discounts on inflight purchases, and a modest annual fee. It also boasts an elevated welcome bonus right now: Earn 70,000 bonus points after spending $1,000 on purchases in the first 90 days and payment of the annual fee. For further details, check out our comparison of JetBlue credit cards.

    Capital One Venture Rewards Credit Card
    Capital One Venture Rewards Credit Card
    Annual Fee$95
    Welcome Offer Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.
    Following the revamp of Capital One's rewards program and the addition of airline transfer partners, the Capital One Venture has catapulted into our list of top travel rewards cards. The ability to earn 2X miles on every purchase provides a decent return on spending. Plus the card offers some great perks.
    • Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening; worth $750 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
    • 2 Miles on every purchase
    • Fee credit for Global Entry or TSA Pre✔® (up to $100)
    • No foreign transaction fees
    • $95 annual fee
    • 5X miles per dollar on hotels and rental cars booked through Capital One Travel
    • 2X miles per dollar on all other purchases

    One of the best everyday rewards cards to have in your wallet, the Capital One Venture Rewards Credit Card earns 2x miles on every purchase, providing a great return on spending, plus bonus miles on certain travel purchases with Capital One Travel. New card members can earn 75,000 Venture Miles after meeting the minimum spend, and miles can be redeemed for a fixed value against almost any travel expense or transferred to 18 Capital One airline and hotel partners, making this one of the more versatile cards out there. See our full review of the Capital One Venture for more information.

    Bank of America® Premium Rewards® credit card
    Bank of America® Premium Rewards® credit card
    Annual Fee$95
    Welcome Bonus NEW OFFER! Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.

    The Bank of America Premium Rewards Card is offering an elevated bonus of 60,000 points (worth 1¢ apiece) after you make at least $4,000 in purchases in the first 90 days of account opening. Having a fixed-value card to help you pay for travel where you can redeem points is an excellent way to round out your rewards strategy, and this elevated bonus provides solid value on a card with just a $95 annual fee. More details are available in our full review of the Bank of America Premium Rewards Card.

    Final Thoughts

    Welcome offers on rewards credit cards are continually changing, and it can be hard to track the latest sign-up bonuses. We update our top offers every month, so bookmark this page. If you have a card you think belongs on the list, let us know why in the comments below.

    For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees), and American Express® Business Gold Card (Rates & Fees)

    4.9 / 5 - (45 votes)
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