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A new month means new credit card offers. So, each month the AwardWallet editorial team assembles the top credit card offers currently available. The welcome offer—adjusted for how much the points are worth—get's the most weight. To round out the list, we consider each card's long-term value, application restrictions, and take into account how much spending is required to capture the full bonus.
If you're considering applying for a rewards card, now is the time to do it! Here are some of the best rewards card offers available for September 2022.
Best Rewards Credit Card Offers for September 2022
- Limited Time Offer! Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- 2X points for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees.
- 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels
- 2X Bonvoy points for every $1 spent on all other purchases
Chase recently announced the return of the all-time best bonus on the Marriott Bonvoy Boundless® Credit Card. New cardholders can earn 100,000 bonus points after spending $3,000 on purchases in your first 3 months from account opening. The bonus is even more valuable now given you can top up the Free Night Awards with up to 15K points each from your account, making them even easier to use. This is possibly the best bonus ever offer on ANY hotel rewards card. If you qualify for this card, now is a great time to apply.
- Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 16.99%-27.99%.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 Plan It fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $13.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
- $95 Annual Fee.
- Terms Apply.
- Rates & Fees
- 6% Cash Back on select U.S. streaming subscriptions
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back at U.S. gas stations
- 1% Cash Back on other purchases
- Cash back is issued as a statement credit.
The Blue Cash Preferred is currently sporting an excellent welcome offer of $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months, and you'll pay a $95 annual fee (which isn't waived for the first year) (Rates & Fees). This card is one of the best cards available for everyday spending and the affordable annual fee makes it an easy card to hold for the long term.
- Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®. And if you fly, you can receive up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.
- $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
- American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
- $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
- $695 annual fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points for flights booked directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel.
The Amex Platinum recently launched an increased welcome offer of 100,000 points after meeting the minimum spending requirement in six months (rather than three). That combo makes the current Amex Platinum offer one the best we've ever seen.
- Earn 26 points total per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on purchases on travel, gas stations, and restaurants
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for being a IHG® Rewards Premier Credit Card member
- Earn 6X points from IHG® with Platinum Elite Status, a benefit of having this card
- Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
New IHG Rewards Premier Card cardmembers receive an excellent six-figure bonus when signing up for the card. You can also take advantage of Platinum Elite status for as long as you hold the card, get the fourth night free on award bookings, and you'll receive a complimentary Reward Night each year you renew the card valued at up to 40K points.
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Earn unlimited 1.5% cash back on every purchase made for your business
We've paired these cards off at the top of the list thanks to the mammoth 75K point offers available on cards that carry no annual fee. The bonus on both cards is promoted as $750 cashback. However, if you also hold an Ultimate Rewards card that charges an annual fee, the bonus converts to 75,000 points which you can transfer to any of Chase Ultimate Rewards transfer partners. You can view the details in our post covering the increased offers.
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month-or pay over time with interest.*
- *Terms Apply
- Rates & Fees
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.
Making the list for the first time since it relaunched in 2018, Amex has launched a fantastic new welcome offer on the American Express® Business Gold Card. New cardholders can earn 70,000 points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
While the minimum spend is relatively high compared to its consumer sibling, it's a great offer that we think provides plenty of value to business owners.
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
- 1X point per $1 on all other purchases
This card is now tied for the biggest Ultimate Rewards sign-up offer currently available. Small business owners earn 3X points in categories useful for small business owners — like shipping; internet, cable and phone services; qualifying advertising purchases; and travel. And the card has an affordable annual fee. See our full card review.
- Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- Updated $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
- Choose the color that suits your style. Gold or Rose Gold.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- Rates & Fees
- 4X Membership Rewards® Points at restaurants, plus takeout and delivery in the U.S.
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 1X on other purchases
- Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
Amex recently announced an increased 60,000 point welcome offer on the Amex Gold, an all-time high offer for this card. The Amex Gold has been a longtime favorite here at AwardWallet, as it earns 4X points in useful bonus categories like U.S. supermarket spending (on up to $25,000 per calendar year in purchases, then 1X) and dining.
Check out our head-to-head comparison with the Sapphire Preferred to see which of these cards deserves a spot in your wallet.
- Free checked bags for you and up to 4 companions on domestic itineraries
- Priority boarding to help you win the race for overhead bin space
- A 25% discount on inflight food, beverage, and Wi-Fi purchases
- Earn 2X miles for every $1 spent on cable and satellite providers
- Earn 2X miles for every $1 spent at gas stations
- Earn 2X miles for every $1 spent on select telecommunications merchants
- Earn 2X miles for every $1 spent on car rentals
- Earn 2X miles for every $1 spent on eligible American Airlines purchases
- Earn 1X mile for every $1 spent on all other purchases
With an offer of 65,000 bonus miles after spending $4,000 in purchases within the first 4 months of account opening, this is one of the best AA co-brand card offers currently available. The AA Business Card provides free checked first bags for the cardholder and up to four companions each flight, preferred boarding when you fly American, and you won't pay an annual fee for the first year.
If you travel more with Oneworld Alliance airlines, the British Airways Visa Signature® Card is a good alternative.
Cardholders receive an excellent return on travel and dining purchases, plus, the card offers best-in-class travel and purchase protection. The Sapphire Preferred is a well-rounded card that you'll want to keep for the long term.
Final Thoughts
Welcome offers on rewards cards are continually changing, and it can be hard keeping tabs on the latest sign-up bonuses. We update our top offers every month. So, if you have a card you think belongs on the list, let us know why in the comments below.
For rates and fees of the cards mentioned in this post, please visit the following links: Blue Cash Preferred® Card from American Express (Rates & Fees), The Platinum Card® from American Express (Rates & Fees), American Express® Business Gold Card (Rates & Fees), and American Express® Gold Card (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
I currently have a CSR…it’s been almost 4 years since I got the bonus, am I eligible for the bonus on the CSP? Assume I would need to cancel my CSR (ok with this as I don’t really get full value in comparison to my Amex Platinum)?
Yes that is correct. However, keep in mind that the 48 month clock starts when you received the bonus, which could be 3 months after the date you applied for the CSR.
Chase Sapphire Preferred is my top choice.
I previously had the CITI premier… It was 3 or 4 years ago and it’s been closed for a couple years.. How soon can I reapply for a promotion?
As long as you closed it more than 24 months ago (and haven’t opened or closed another ThankYou Card since), you should be eligible! Here’s our full post on who’s eligible for the Citi Premier card: https://awardwallet.com/blog/citi-thankyou-application-rules/
Thanks for the information! I´d like to have Chase in my country…
Will chase up promotion to 100k if 1 month ago signed up for 80k offer?
Nice article summarizing each option. I have three of these cards and now I am considering changing one of them.
Just signed up for the Platinum card. Debating about adding a Gold but the dining credit really isn’t for me to offset the fee.
Is the CitiBusiness card churnable? I had it ages ago. Maybe they’ve forgotten. ?
These are some really compelling offers. The challenge is meeting the spending requirements for the bonus.
Not much better here in Canada 🙁
Thanks for this, nice to see a side by side comparison
Ditto. I’m holding off on applying for new cards awhile, until some more 5/24 slots reopen and I see a sufficiently enticing offer, but it’s good to stay abreast of the various offers.
European credit card rewards programs are indeed misery, probably due to the regulatory framework.
My go to combination of cards is the Amex Platinum and Gold cards.
Nice article, handy all in one place.
Chase Sapphire Preferred is an excellent card, but I would like it to also have bonuses for those who are already customers.