How Does a Credit Card Sign-Up Bonus Work? How Does a Credit Card Sign-Up Bonus Work?

How Does a Credit Card Sign-Up Bonus Work?

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If you’re just starting to earn points, credit card sign-up bonuses or welcome offers can be a critical part of your strategy for saving on your next trip. In today’s post, we’re going to cover everything you need to know about how sign-up bonuses work and why you should care about earning them.

Why Do Banks Offer a Sign-Up Bonus?

Travel rewards cards are a lucrative business for big banks. The competition for the best customers is fierce, so credit card issuers offer sign-up bonuses to attract new card members. The bank hopes you'll remain a card member for a long time after earning the sign-up bonus. That way, they'll recover the cost of acquiring your business throughout your relationship.

Earning these sign-up bonuses can be a great way to start building a long-term credit card strategy.

a woman sits on her bed looking at her phone while holding a credit card; opening a new credit card for a sign-up bonus can be a great way to fund travel
Credit: Desola Lanre-Ologun/Unsplash

What is a Credit Card Sign-Up Bonus?

There are many kinds of sign-up bonuses, but the most simple and common format gives you a limited time window in which to spend a certain amount of money on your new card. In exchange, the bank awards you a one-time bonus — usually points, miles, or cash back. Let's look at an example.

The Chase Sapphire Preferred® Card is one of the top cards we recommend to points and miles beginners. The current offer is 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Annual Fee$95
Welcome Bonus Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Our #1 recommended beginners rewards card featuring a 60,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.
  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
  • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Member FDIC
  • Rates & Fees
  • 5X points on Lyft rides through September 2027
  • 5X points on travel purchased through Chase Travel℠
  • 3X points on dining at restaurants worldwide
  • 3X points on eligible streaming services
  • 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
  • 2X points on all other travel
  • 1X point per dollar spent on all other purchases

Compare that to a cash-back offer, such as the one attached to the Capital One Savor Cash Rewards Credit Card. Instead of awarding points, you'll get a one-time credit of $200 Cash Back applied to your statement after you spend $500 on purchases within 3 months from account opening.

Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
Annual Fee$0
New Cardmember Bonus $200 Cash Back after you spend $500 on purchases within 3 months from account opening
Tailored for cardmembers who enjoy dining and entertainment, the Capital One Savor Cash Rewards Credit Card offers unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores, and 1% cash back on all other purchases. The card charges no foreign transaction fees, and rewards don't expire for the life of the account.
  • $200 Cash Back after you spend $500 on purchases within 3 months from account opening
  • 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®)
  • 1% on all other purchases
  • No foreign transaction fees
  • $0 annual fee
  • 8% cash back on purchases made via the Capital One Entertainment ticketing platform
  • 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)
  • 3% cash back on dining and entertainment
  • 3% at grocery stores (excluding superstores like Walmart® and Target®)
  • 3% on popular streaming services
  • 1% on all other purchases

Related: Back to Basics: An Introduction to the Types of Reward Points

How Does the Minimum Spending Requirement Work?

The amount you need to spend to earn your credit card bonus is called the “minimum spending requirement.” You won't get the bonus points if you don’t meet this requirement within the timeframe.

Most requirements are about 90 days / three months, but you may see variations for longer timeframes. This is especially true if your bonus is two-tiered.

Tiered (multi-part) minimum spends and bonuses

Most often, a welcome offer comes with a straightforward spending requirement, but some offers use a tiered structure. For example, you might be able to earn part of the total bonus offer with a lower spending requirement, with the option to earn even more points/cash back after achieving a more ambitious spending target.

The second tier of these offers is generally cumulative. However, confirming the details of the offer before applying for a card is always a good idea to ensure you know exactly how much you need to spend and the relevant deadline.

a couple looking at a credit card and a laptop
Credit: Thirdman/Pexels

When Does the Clock Start on a Credit Card Sign-Up Bonus?

The clock starts ticking on your time to meet the minimum spend the day you are approved for the card — not the day you receive the card in the mail or activate it. If the card you apply for doesn't show the card number instantly upon approval, you may lose a week or two to collect your bonus while waiting for your physical card to arrive.

If you expect to complete your minimum spend close to the deadline, it's a good idea to call the number on the back of your card to confirm when the offer expires. Remember that many purchases take a day or two to post to your account, so try not to wait until the last minute.

Related: How To Track Your Progress Toward a Citi Sign-Up Bonus

How Do I Meet the Minimum Spend?

The biggest key to earning your sign-up bonus is picking an offer that fits your normal spending patterns. Your goal should be to meet the minimum spend with purchases you would make anyway.

If you worry about being able to meet the minimum spending requirement, then consider timing your credit card sign-ups for when you have a large purchase to make. Purchases outside the norm may help you to meet a more ambitious minimum spending requirement. Additionally, consider whether you can pay your rent or mortgage by credit card, plus paying taxes with your card, or even your (or your child's) college tuition.

If you need to spend a little extra to get yourself to the finish line, consider buying gift cards to places you normally shop. This strategy lets you pre-pay for future purchases on your new card. If you do this, be careful: Make sure you can pay off the bill in full each month. Credit card interest will negate the value of any rewards you earn.

Need more ideas? Check out our dedicated post on how to meet minimum spending requirements.

2 people look at a computer screen together
Credit: Desola Lanre-Ologun/Unsplash

Earn a Sign-Up Bonus After Making Your First Purchase

Not all cards require you to meet a large minimum spending requirement to earn a lucrative bonus. Some cards award the bonus after you make your first purchase — or even instantly once approved. If you have limited expenses, you can put on a credit card; these types of offers can be a great way to boost your rewards balance. Just buy yourself a pack of gum and earn a stash of points to plan your next trip.

Important: Pay attention to the timeframe for making the first purchase. Although these offers don't come with a traditional minimum spend, there is usually a deadline or additional requirements to qualify for your bonus — such as paying the card's annual fee.

AAdvantage® Aviator® Red World Elite Mastercard®
AAdvantage® Aviator® Red World Elite Mastercard®
Annual Fee$99
Welcome Bonus Earn 50,000 AAdvantage bonus miles after making your first purchase and paying the annual fee in full, both within the first 90 days
The AAdvantage® Aviator® Red World Elite Mastercard® is one of the few rewards cards offering a sizeable welcome bonus after making your first purchase. For those with limited monthly spending, this card is an outstanding option to increase your American Airlines mileage balance.
  • Get $25 back as statement credits on inflight WiFi on American Airlines operated flights.
  • Receive 25% inflight savings when you use your card for food and beverages on American Airlines operated flights.
  • Earn a companion certificate each anniversary year, good for 1 guest at $99 (plus taxes and fees) if you spend $20,000 on purchases and your account remains open for 45 days after your anniversary date.
    • Earn 2X miles on American Airlines purchases
    • Earn 1X miles on all other purchases

    Consider Annual Fees

    Many of the best rewards cards come with an annual fee. But sometimes, that fee will be waived for the first year as part of the credit card bonus offer. This allows you to get the sign-up bonus and try out the card for a year at no cost. After that first year, you can decide if it is worth keeping the card and paying the annual fee.

    In other cases, the annual fee will be billed to your account when you're approved for the card or shortly after that. This adds to your cost of opening a new account, but any sign-up bonus worth considering will compensate for an upfront annual fee. For example, the Marriott Bonvoy Boundless® Credit Card card offers an annual free night (worth up to 35,000 points) every year on your account anniversary. If you stay with Marriott at least once per year, it should be easy to get more value from your free night than the cost of the $95 annual fee.

    Marriott Bonvoy Boundless® Credit Card
    Marriott Bonvoy Boundless® Credit Card
    Annual Fee$95
    Welcome Bonus Earn five bonus Free Night Awards after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
    • Earn 6X Bonvoy points per $1 spent participating Marriott Bonvoy hotels, 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining, and 2X points per $1 on all other purchases
    • Earn 3 Marriott Bonvoy® points for every $1 on the first $6,000 spent in combined purchases each year on gas stations, grocery stores, and dining
    • Earn 2X Bonvoy points for every $1 spent on all other purchases

    Other cards come with annual fees that are much higher — from $250 to nearly $700. These cards come with benefits like access to airport lounges, statement credits towards travel purchases, hotel or airline status, more comprehensive travel insurance, the ability to earn more points on certain purchases (like 3x points on dining purchases), and more! These cards aren’t for everyone, but if you are able to utilize the benefits they can be well worth the annual fee.

    Chase Sapphire Reserve®
    Chase Sapphire Reserve®
    Annual Fee$550
    Welcome Bonus Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
    Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
    • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
    • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
    • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
    • Member FDIC
    • Rates & Fees
    • 10X points on hotels and car rentals purchased through Chase Travel℠
    • 10X points on Chase Dining (including prepaid reservations and prepaid takeout purchased through Chase)
    • 5X points on airfare purchased through Chase Travel℠
    • 3X points on all other travel
    • 3X points on dining at restaurants
    • 1X points on all other purchases

    Types of Sign-Up Bonuses

    Besides points and miles, you may encounter other types of credit card bonus incentives. These could be statement credits after making purchases with certain merchants, subscriptions or memberships, elite status with a partner loyalty program, or free hotel nights.

    Below are a few historical examples.

    Please note that these examples are for illustrative purposes only; they do not represent the current offer for the cards mentioned. 

    people lay around a hotel pool near a beach
    Credit: Sasha Kaunas/Unsplash

    Best Credit Card Sign-Up Bonus

    The right timing can make a huge difference in the number of points or miles you can earn from welcome bonus offers. Most cards have a standard sign-up bonus or welcome offer that is in effect for most of the year. But periodically, many of them will run a limited-time, increased welcome offer.

    In a series of posts, we've taken a look at historical offers to help judge when you should apply for some of the most popular rewards cards. You can find the offer history and records of best-ever offers from major card issuers in the posts below:

    Several of these top credit card offers are available now! But offers change all the time, so it’s best to stay updated and find a card that works best for you. If you’re a small business owner or a freelancer, you can get a card that has valuable offers for small businesses.

    If you’re smart (or just lucky) you can find a card that has a welcome bonus of 100,000 points or more.

    While it's always best to snag these limited-time offers when they're available, it may be possible to get the bank to match a recent offer if you miss an opportunity. If you have signed up for a credit card within the past 90 days and notice the bonus has gone up, contact the credit card company and ask if they'll match the higher bonus. This doesn't always work, though.

    Related: Best Rewards Credit Card Offers This Month

    Can you get the same bonus twice?

    It's also important to note that you might not be able to get the bonus on that card again — maybe never, or maybe not for a few years. Credit card issuers have different rules, but it's not uncommon to see phrasing like “this bonus isn't available to people who earned the bonus in the past 24 months.”

    Even more restrictive, American Express has a “once in a lifetime” rule for each card, so you want to earn the highest bonus possible whenever you get one.

    close-up of a man looking at a credit card while reading something on a smart phone
    Credit: Anete Lusina/Pexels

    Related: Understanding Rewards Credit Card Application Rules and Restrictions

    Not All Points Have the Same Value

    Be careful when comparing offers that earn different types of rewards. Not all points are created equal. You may see an offer for 100,000 Hilton Honors Points and another offer for 60,000 Chase Ultimate Reward Points. Your mind tells you that 100,000 is more than 60,000, but the value tells a different story.

    In recent redemptions, AwardWallet users have averaged 0.59¢ cents per Hilton Honors point while getting 1.95¢ cents per Chase Ultimate Rewards point. That's a big difference!

    Points and miles are all worth different amounts, and these values can surely change over time. Cash back, on the other hand, is always worth its face value.

    Final Thoughts

    Building a strong portfolio of cards is a marathon, not a sprint. You'll earn far more points in the long run if you wait to take advantage of limited-time offers. But make sure to choose offers that fit your normal spending patterns. You won't earn that big bonus bonus if you don't meet the minimum spending requirements.

    Remember that some types of points are worth more than others, so don't fall into the trap of picking the bonus with the biggest number before considering your future travel plans. For more help with building your strategy, check out our beginner's guide to award travel planning.

    Related: How to Plan a Long-Term Credit Card Strategy

    FAQ

    When will my signup bonus post?

    Each credit card issuer handles this a little differently. Typically, your bonus will post within a few weeks after the statement closes on the month you meet the spending requirement. Your statement closing date is the day your bank creates your bill for the previous month's charges. Any purchases made after this date will end up on the subsequent billing statement.

    You might assume you'll see your bonus post soon after meeting the spending requirement, but you may end up waiting for a month or more if you cross the spending threshold at the beginning of a new statement cycle. You can get your bonus faster if you can time your spending to make sure to reach the requirement right before your statement closes.

    Will opening cards hurt my credit score?

    In general, opening a new card won't hurt your credit score in any significant way. In fact, there is a good chance that a new card will actually improve your score in the medium to long term. In the short term, however, a credit card application will result in a hard inquiry on your credit report which will ding your credit a few points. In most cases, you'll only see a hard inquiry with one of the three credit bureaus: Experian, Equifax, or Transunion, so two of the three should be unaffected. (Capital One is a notable exception; they post an inquiry to all three bureaus for new applications.)

    Your credit is a huge asset in your quest for points and miles, so take a few minutes to familiarize yourself with the factors that impact your score, and especially how they are weighted. Here's the short version:

    The most damaging thing to your credit score is missing payments. As long as you pay your card on time each month, you'll be in great shape. The second most important factor in your credit score is credit utilization. Credit utilization is the amount of available credit you are using. It's ideal to have a lot of available credit and use only a small percentage for purchases.

    Can I get a signup bonus more than once?

    The major banks have tightened their application rules in recent years to discourage folks from earning multiple bonuses for the same card. While this is still technically possible with some cards, it's generally not a good idea. If you're just starting out, there are plenty of great card products that can help fuel your travel adventures for years to come.

    If you already have a portfolio of rewards cards, check out our guide to application rules and restrictions before applying for your next card. In some cases, holding one card may make you ineligible for another card.

    For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Preferred® Card (Rates & Fees), and Chase Sapphire Reserve® (Rates & Fees)

    AwardWallet Tip of The Day
    Did you know that you can set an individual goal for each of your loyalty accounts? Progress towards that goal is displayed under your account balance. You can set goals in bulk or individually by selecting the account(s) and clicking Set Account Goals under the Actions menu.
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    Comments

    • great tips for beginners like me

    • It looks like the AAdvantage Aviator Red World Elite Mastercard bonus is now 50,000, not 70,000.

    • MARCELO BARROS says:

      The AA advantage card seems to offer tremendous value. Not only do you get the extra 60,000 points when you make a purchase but I do know that the customer service for this card is really excellent as well

    • fernando pojaghi says:

      Muy buena nota. Aunque a veces es difícil saber cual tarjeta y su bono es el conveniente cuando hay que analizar otras cuestiones como la fecha de vencimiento de las millas y su valor a la hora de los cambios por premios. Gracias

    • Jenn Hung says:

      Many of my friends think that meeting spend is the biggest hurdle for getting the bonuses. But there are other creative ways to meet spend. Sometimes we pay rent and other utilities with our CC and usually find that the sign up bonus is worth way more than the 2-3% fee on the charge. Also, grabbing the check at a restaurant and splitting the bill with your friends is a great way to get there too, especially if your friends are cool with it. We also found that alternating having someone in the household needing to meet spend helped us reach the goal faster. So we usually always have a card we need to meet spend on and charge everything on it.

    • I have been saving points and miles or whatever fancy name they gave it and the one thing I leaned its not like money that you get and spend
      nope, you have to be patient and when you spend some of it the rules are not as easy as you think. But when you get use to it, you will have lots of fun and some nice almost free trips

    • palocane@yahoo.com.ar says:

      Thank you for sharing this Information. This is a great oportunity to save my miles from expiring after the COVID year of no flying!

    • Hi, I´m Juan from Argentine, The article is simple and synthetic. Easy to understand and very helpful for those of us who are entering this new world of travel, work and pleasure where flights take us. Very pleasant reading and highly recommended.

    • i will get someonein at navy federal if they piggy back me on some cards dont want the cards just the credit i just started my buisness i need to get 2 700s so

    • This line should always be in bold in such beginner posts:

      “If you do this, be careful and make sure you can pay off the bill in full each month—credit card interest will negate the value of any rewards you earn.”

    • Thank you for sharing a good information.

    • I charge everything to my credit card, even if it’s a little purchase. those points do add up.

    • In the UK, it’s all about timing AND sequencing, as some bonus’ will disqualify others from being eligible, Amex branded cards being the best example of this

    • Gotta love the cards that offer a sign up bonus after a single purchase.
      Hopefully more banks will offer those kind of bonuses.

    • This is a great article for beginners! Full of good information. I wasn’t aware of bonuses, but now I know.
      You just can’t forget to pay it off every month.

    • A very nice comprehensive article for new participants in the miles and points hobby. Also a reminder to always check the details, especially the time and spending requirements to obtain your new card bonus. On the Chase App this information is now clearly listed and you can follow along in real time.

    • Love the Monopoly analogy!

    • The sign up bonuses themselves are often better than any rewards you are going to get on a particular card going forward. It is the main incentive for actually signing up to the card in the first place.

    • I have so many questions, and these posts are so helpful helping me research how to best make my travel goals a reality without going into debt. You guys are awesome 🙂 So with that being said…

      Is the idea to open cards, collect the signup bonuses, and cancel them? Or do you keep it? Is it common to cancel the card after the first year? How exactly does one go about maximizing signup bonuses without collecting too many cards? Is it better to focus on co-branded cards, or focus on general travel cards? How do you decide which brand or card to remain loyal to? What if you cancel a card, but then in 2-3 years decide it was a good card after all and you want to apply again?

      • Hi Lauren, please see my reply to Leon’s similar question on this post. Regarding co-brand vs general travel cards, I’d recommend starting with cards earning points that can be transferred to lots of different frequent flyer and hotel programs. Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, and Capital One Rewards are all good places to look.

    • The most responsible way to use your credit cards is to pay for your essential purchases with the cards as much as you can.

    • DAVID MORALES says:

      A win-win business for both parties, I use the Chase Sapphire card I say it from experience by giving good use to accumulated points.

    • Definitely a marathon and not a sprint. Credit score sticks with you so be careful with this.

    • Always nice to have some big bonus at the opening of a credit card.
      Lately they are becoming stricter on the rules.

    • I noticed that the application rules are quite tight. You can not easily get approved.

    • I am very interested in this topic. thank you.

    • It’s also been debated whether the bonuses should be considered taxable income.

      • I vote ‘No”, Where has this be debated. The bonus issuer of the IRS or both?

        • CC bonuses are treated differently because the CC issuers have successfully lobbied to interpret a welcome bonus as a rebate on spending. (Since you have to spend money to earn the bonus.) The banks are on your side against the IRS in this one.

      • Debated by who? The IRS classifies it as a rebate as it should be. It is in fact a rebate for spending money.

    • I’ve started looking at cards to increase my portfolio, so obviously I’ve been comparing the signup bonuses. For beginners who are just starting to build their portfolio, is it better to lean towards a co-branded card or a generic travel rewards card? How do you determine which co-branded card to focus on if that’s the route you choose?

      • If there isn’t an obvious choice for a co-branded card based on your travel, I’d start with a card earning transferrable points. Co-brands can be a great value, but it generally only works if you already travel with that airline or stay with that hotel to use free checked bags, free reward night certificates etc. If in doubt about co-brands, start with a card earning Chase Ultimate Rewards or Amex Membership Rewards, and you’ll have far more options when it comes time to book travel.

      • It really depends on your personal travel patterns. Do you take road trips? Or fly a couple times a year? Do you look for the cheapest option or stay loyal to a brand? Generally I’d suggest a card with transferable partners and I’d probably recommend the Chase Sapphire preferred. It has lots of good partners and has both an upgrade path to a premium card if you get into it as well as a downgrade path to a no annual fee card if it isn’t for you.

    • Thank you for the summary! Is there any card that has no fee?

    • Will the card issuer put me on their watch list if I cancel the card after getting all the points. If not I will apply any credit card and get all bonus points. And I will apply whenever the card issuer has a promotion. Will this affect my credit score?

      • It’s a bit of a complicated question, but I’ll do my best to answer. First, we don’t recommend opening cards just for the bonus and then closing them after you’ve earned the reward. The banks frown on this, and they do have teams dedicated to eliminating “rewards abuse”. That said, they aren’t looking for someone who changes their mind about one card. The main goal is to pick a card that has benefits that outweigh the annual fee so that it’s an easy win to keep the account open for the long term. Which cards you want depends on your travel habits, but there should be plenty of options.

        It is a good idea to time your applications when there is a big bonus. That will ensure you get the most value for each application. You can learn more about the factors that impact your credit score here. As long as you don’t open too many cards all at once, you should see your credit get stronger as you show responsible use of your available credit and build a history of on-time payments.

      • If you do this, banks can see this and may decline you for a card even if you do have the right income and credit score. Amex does this the most so know you you could get blacklisted by Amex for doing this to non-Amex cards even.
        And yes, adding hard pulls and new accounts will lower your score in the short/mid-term.

    • This is a great reminder: “The clock starts ticking on your time to meet the minimum spend the day you are approved for the card—not the day you receive the card in the mail or activate it.”

      I got fouled up by this difference last year on the JetBlue Plus card. I had a charge reversed that moved me just below the minimum spend threshold and the clock ran out before I discovered it and made another purchase. I thought had enough time based on activation date, but I was wrong. Cutting it too close on spend was another mistake I made. Two lessons learned ?

      PS – You have a typo at the end of the paragraph from where I grabbed that quote, a superfluous “Yo.”

    • Always nice to get a big bonus to jump start my points accumulation

    • This a comprehensive article that will be very valuable for those who are considering getting into this game. I have no doubt that sign up bonuses are great! I have taken advantage of many of them over the years.

    • Very helpful introductory post for beginners.

    • Very interesting information