Complete Guide to Chase Ultimate Rewards Transfer Partners Complete Guide to Chase Ultimate Rewards Transfer Partners

Complete Guide to Chase Ultimate Rewards Transfer Partners

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Chase Ultimate Rewards is known for being one of the most valuable points currencies. This is due to Chase offering multiple, valuable travel redemption options for its Ultimate Rewards points. As a baseline, you can book many itineraries in the Ultimate Rewards travel portal, where your points are worth 1–1.5 cents each, depending on which Chase credit card you hold. However, the set of Chase transfer partners offers even greater value in most cases.

Chase transfer partners provide an opportunity to unlock huge savings that simply can’t be attained through other redemption strategies. How does it work? You transfer Ultimate Rewards points to any of several hotel and airline partners and redeem through those programs as an award redemption. Generally, the 11 Ultimate Rewards airline partners are a better deal than Chase's three hotel partners — with World of Hyatt being a notable exception.

That being said, each program can offer unique value if you know where to look. In this guide, we'll cover the 14 Chase Ultimate Rewards transfer partners with examples of how to maximize your savings for any type of trip.

How To Access Chase Ultimate Rewards Transfer Partners

Before we jump into the Chase transfer partners, it's important to know which Chase credit cards offer this as a redemption option. Unlike Amex Membership Rewards-earning cards, not all Chase cards offer points transfer.

There are a total of six credit cards that let you redeem points by transferring them to Chase transfer partners. Only three of these cards are open to new applicants. All of these cards charge an annual fee and are considered premium cards. They are:

Related: All of the Cards that Earn Chase Ultimate Rewards Points

There are an additional five cards that earn Ultimate Rewards points that you can generally redeem as cash back. However, if you also hold one of the premium Ultimate Rewards-earning cards above, you can combine the points earned on these no-annual-fee cards with the points from premium cards. Then, you can transfer them to travel partners (for award redemptions of varying values) or redeem them Chase Travel portal at higher rates (1.25¢–1.5¢ per point).

When transferring to Chase's travel partners, AwardWallet users average 2.01¢ per point with Ultimate Rewards.

Related: How To Transfer Chase Ultimate Rewards Points

Ultimate Rewards Airline Partners

There are currently 11 Chase Ultimate Rewards airline partners. Ultimate Rewards can be transferred to any of these partners at a 1:1 ratio, and most transfers are immediate.

Transfer Ratio
Average Time
Aer Lingus (AerClub)
Air Canada (Aeroplan)
47 minutes
Air France (Flying Blue)
British Airways (Executive Club)
United States
Emirates (Skywards & Business Rewards)
Iberia Plus
JetBlue Airways (TrueBlue)
KLM (Flying Blue)
Singapore Airlines (KrisFlyer)
20 hours
Southwest Airlines (Rapid Rewards)
United Airlines (Mileage Plus)
Virgin Atlantic (Flying Club)

Aer Lingus AerClub

You can use your Aer Lingus Avios to book flights through You also have the freedom to transfer Avios between the Aer Lingus, Iberia, British Airways, and Qatar Airways programs. Each program has its own best ways to use miles, so don’t think that all Avios are the same.

Unlike other Chase Ultimate Rewards partners where the best redemption option is booking flights with partner airlines, Aer Lingus AerClub Avios are often best used for flights operated by Aer Lingus. If your travel dates include off-peak dates, you can fly from the U.S. East Coast to Ireland for a mere 13,000 Avios one-way in economy.

Flights from Boston to Dublin can cost just 13,000 Avios

Flying from the rest of the U.S. to Ireland on off-peak dates costs only 16,250 Avios one-way in economy. This is usually a solid deal for nonstop flights to Ireland. If you’d rather fly in business class, prices start at 50,000 Avios one-way from the East Coast, increasing to 62,500 Avios from further afield.

Air Canada Aeroplan

Aeroplan, the loyalty program of Air Canada, was completely overhauled in 2020 and now allows you to book stopovers for just 5,000 extra points. As part of that overhaul, Aeroplan realigned award regions and made changes to the number of points required for flights. All Air Canada seats are bookable with points, albeit dynamically. Sometimes, the award prices are ridiculous. Often, partner awards are your best best.

Along with being a Star Alliance member, you also can use Aeroplan points to book flights on Azul, Cathay Pacific, Emirates, Etihad, Gulf Air, GOL, and Virgin Australia.

Related: The 47 Airlines You Can Book Using Aeroplan Points

Aeroplan prices economy flights on United Airlines based on distance. You could fly from St. Louis (STL) to Chicago (ORD) for just 6,000 points.

Aeroplan award pricing for United flight STL-ORD

But you'll pay 10,000 points for a flight from Miami (MIA) or ORD.

Aeroplan award pricing for United flight MIA-ORD

Another great use of Aeroplan points is flying in business class to southern parts of South America. Depending on dates, routing, and flight distance, you can book these awards for 50,000 to 60,000 points one-way, per person.

Aeroplan award pricing for United flight EWR-GRU in business class

Compare the price for a partner flight (on United) out of Newark Liberty (EWR) to São Paulo (GRU) for 60,000 points to the cost of Air Canada's flight on the same day, departing from Toronto (YYZ) instead.

Aeroplan award pricing for Air Canada flight YYZ-GRU in business class

When searching for premium cabin awards, many results may come with “mixed cabin” bookings. Be sure to check which flights are in which cabins! Sometimes “business class” awards have long-haul segments in economy with only a short connecting flight in business class.

Air Canada also offers multiple credit cards in Canada and the Aeroplan® Credit Card in the U.S., which can help you boost your Aeroplan balance even further.

Air France–KLM Flying Blue

Flying Blue, the mileage program for both Air France and KLM, is another solid Chase transfer partner. Both airlines are part of the SkyTeam alliance, so you can use Flying Blue miles to book travel on partner airlines like Delta and Korean Air, as well as many other SkyTeam member airlines.

Between its monthly Promo Rewards and using the award calendar search function, you can find some great Flying Blue sweet spots. Each month, award flights to/from specific cities go on sale from 25% to 50% off. If you catch the right deal, it’s possible to book economy flights to Europe for as few as 11,250 miles each way.

screenshot comparing Flying Blue Promo Reward pricing to standard pricing for an award ticket between Detroit and Paris in economy
Example Flying Blue promo reward

The second sweet spot is that Flying Blue offers far better prices than other airlines to specific destinations. That's because the program uses a region-based award chart with some countries in different regions compared to other airlines' charts. For example, Flying Blue puts Algeria, the Canary Islands, Libya, Morocco, and Tunisia all in the Europe region. Thus, you can fly there in economy for as few as 15,000 miles each way.

Sample Air France/KLM award search, one of the best Chase transfer partners
Example Flying Blue award prices to Morocco

Most other frequent-flyer programs consider these countries to be in the Middle East or North Africa, meaning they charge many more miles for these destinations.

Business class can be reasonable as well. One-way business tickets between the U.S. and Europe start at 55,000 Flying Blue miles.

British Airways Executive Club

British Airways Executive Club is one of the most unique Chase airline transfer partners. When you transfer Ultimate Rewards to British Airways, you can book travel with Oneworld alliance members like American Airlines, Alaska Airlines, and Qatar Airways. You also can also book travel with Aer Lingus.

With Executive Club, the best values will come from short, nonstop flights — especially in economy class. Unlike other frequent-flyer programs that charge a fixed number of points from one region to another, British Airways uses a distance-based award chart. This means flights booked with Avios can be much cheaper than booking through other Ultimate Rewards partner airlines when they're short. However, the value can drop when your itinerary has a connection since British Airways prices the flights independently.

You can find great value booking nonstop partner flights like Los Angeles (LAX) to Honolulu (HNL).

BA Avios Award on American from LAX to HNL
Use Avios to save on nonstop flights to Hawaii

If you’re thinking of Europe instead, a nonstop flight from the U.S. East Coast with Dublin-based partner Aer Lingus can run as low as 13,000 Avios each way. However, the surcharges are a bit higher than booking with Aer Lingus itself. 

screenshot of award pricing using Avios to fly with Aer Lingus from Los Boston to Dublin, Ireland
BA Avios price the same as Aer Lingus, but with higher surcharges.

Lastly, British Airways is an excellent pick for flights outside the U.S. Economy flights from Hong Kong to Tokyo on Cathay Pacific or Japan Airlines run just 11,000 Avios. Premium economy and business on the same route cost only 16,500 and 25,000 Avios, respectively.

Another example route is Sydney to Melbourne on Qantas: just 6,000 Avios in economy. Business class is just 12,500 miles.

Another great benefit of the Executive Club program is the cancellation policy for flights. You’ll be charged a maximum of $55 to cancel your ticket and redeposit miles. However, if the taxes and fees on your award ticket are less than $55, you’ll only forfeit your taxes and fees. For example, on flights within the U.S., where taxes are $5.60, you’ll only lose the $5.60. We also have an in-depth post on using British Airways Avios to book flights on American Airlines.

Emirates Skywards

Emirates Skywards can be useful in limited circumstances, but it's great to have the option — especially if you're interested in flying in first class with Emirates. That's because Emirates only shares first-class awards with JAL and Qantas but not with any other partners. However, booking awards strategically with Emirates Skywards can help you enjoy Emirates' famed first class and the perks that come with it.

One potentially useful redemption for U.S.-based flyers is on Emirates’ U.S.-Europe flights. If you’re flying between New York (JFK) and Milan (MXP) or between Newark (EWR) and Athens (ATH), you can get economy tickets for 77,500 miles roundtrip. Business and first class are decent values at 108,000 miles and 204,000 miles, respectively. It can be hard to find them priced at this award level, however.  You can check prices for Emirates flights using the Miles Calculator.

You also can book one-way awards, but these are more expensive than half of a round-trip award since Emirates only sells them at the Flex Plus level.

award pricing for JFK-MXP Emirates award
One-way Emirates award from New York–JFK to Milan

Some of the other great uses of Emirates Skywards are for certain partner flights. They are a reasonable option for some Korean Air, Qantas, and JAL flights.

Skywards allows you to hold award tickets for 24 hours on Emirates-operated flights. You do have to call to hold a flight.

Iberia Plus

Iberia also participates in the Avios program, but redemption possibilities are a bit different than with British Airways or Aer Lingus.

What is similar between Iberia and the other two programs is that you'll pay more Avios for longer flights, thanks to a distance-based award chart. However, Iberia is unique because it determines the number of Avios required by the cumulative distance of all flights in your itinerary, rather than charging for each flight separately (which is how Aer Lingus and British Airways price awards).

My favorite use of Iberia Plus Avios is off-peak flights between Boston and Madrid in business class for only 34,000 miles each way. Most airlines charge around 30,000 miles one-way in economy to fly between the U.S. and Europe, making this Iberia flight an absolute steal if you can find availability. Flights to Chicago, New York, and Miami used to price the same, but these have increased to between 42,500 and 50,000 miles one-way. Still solid value, but not the screaming deal 34,000 miles is for 7 hours in business class.

Iberia Avios - Chase Transfer Partners - showing business class pricing to Europe for 34,000 Avios
Paying 34,000 Avios for 7 hours in business class is a great deal.

American Airlines flights used to be an excellent deal using Iberia Avios. However, Iberia now prices American Airlines flights by segment, as of 2021, which cut much of the value. Using British Airways Avios is essentially the same cost.

A major drawback of the Iberia Plus program is that all partner flights are non-refundable. This really hurts if your plans may change.

JetBlue TrueBlue

Unlike the previous loyalty programs that charge a fixed number of miles based on either flight distance or origin/destination regions, the number of TrueBlue points needed to book a ticket depends on the cash price of the flight. This is a key difference between revenue-based versus region-based award programs.

Although this eliminates the potential to get outsized value from your points, JetBlue TrueBlue compensates by making the booking completely painless. With TrueBlue points, there are no blackout dates, so you can always use your points as long as there is a seat for sale.

Here is an example coast-to-coast economy flight redemption. The cash price for a standard Blue fare (not Basic) for a nonstop, one-way flight from San Francisco to New York-JFK is $134.

JetBlue TrueBlue points redemption price examples
Example JetBlue cash fare.

Toggling over to points — which JetBlue lets you quickly do — we see that an award costs 8,400 TrueBlue points plus $5.60. This award offers better value than most, at just over 1.5 cents per TrueBlue point.

JetBlue Award Search Results
Same fare booked using TrueBlue points.

AwardWallet users get an average of 1.24¢ per JetBlue point. Actual values vary from one flight to the next but within the range of 1.0–1.5 cents per point. For this reason, it's especially important to compare with prices on the Chase Travel Portal before transferring from Ultimate Rewards to JetBlue.

A quick example:

Consider the $134 SFO-JFK flight above:

  • With the Sapphire Reserve, this ticket would cost 8,933 points at 1.5¢ per point.
  • With the Sapphire Preferred or Ink Preferred cards, this ticket would cost 10,720 points at 1.25¢ per point.
  • With any other card, you'd need 13,400 points at 1¢ per point.

The number of points required is nearly the same if you have the Sapphire Reserve card. With this card, it’s extremely rare to find an opportunity to transfer Chase points to JetBlue that will be a better value than booking through Ultimate Rewards. In some cases, booking at 1.25 cents per point with the Sapphire Preferred or Ink Preferred cards will be a better deal. Also factor in the points you'll earn on your credit card and from JetBlue, as this will be considered a paid flight (even though you used points in Chase's portal).

Singapore Airlines KrisFlyer

KrisFlyer is one of the most accessible Chase transfer partners, because you can supplement your balance by transferring points from Amex Membership Rewards, Capital One Rewards, Citi ThankYou Points, or Marriott Bonvoy. Singapore Airlines is part of Star Alliance and partners with all 26 member airlines. In addition, you can use KrisFlyer miles to fly with Virgin Atlantic, Virgin Australia, and Alaska Airlines.

If you are dying to try out Singapore Airlines' luxury suites class on the A380, you'll definitely want to pay attention! That’s because Singapore makes more award space available to its own members than to the members of partner programs, especially in premium cabins. You can redeem 97,000 Singapore miles to fly from New York to Frankfurt in Suites Class. The ability to book suites at all makes it one of the more highly-prized Chase transfer partners.

award price example for Singapore Suites first class, which is a Chase transfer partner
Singapore KrisFlyer is the only program you can use to book Singapore Suites!

Other solid uses of Singapore KrisFlyer miles:

Here are a few more ideas for getting great value out of the Singapore KrisFlyer program:

  • Fly United Airlines from the U.S. to Hawaii in economy for 17,500 Singapore miles
  • Fly any Star Alliance member airline from the U.S. to Europe for 27,500 miles in economy (watch out for fuel surcharges with some carriers)
  • Book Avianca flights within South America

We've rounded up a few other great deals in our post on Singapore KrisFlyer sweet spots.

Like Virgin Atlantic, Cathay Pacific, and Aeroplan, the KrisFlyer program passes on fuel surcharges to consumers, so your out-of-pocket cost can vary dramatically from $5.60 to $500 or more depending on the airline operating your flight. If the cash component of a Singapore booking is too high, United MileagePlus miles will likely be a better option among the Chase transfer partners.

Southwest Airlines Rapid Rewards

Of all the Ultimate Rewards transfer partners, Southwest Rapid Rewards is by far the easiest to use. Other loyalty programs charge a fixed number of miles from one part of the world to the other — or charge based on the distance of the flight. In comparison, the number of Rapid Rewards needed to book a ticket depends on the cash price of the flight (like JetBlue). 

With Rapid Rewards, there are no blackout dates, so you can always use your points as long as there is a seat for sale. Generally, you can expect to get 1.3–1.5 cents per point when redeeming, but the exact value varies slightly.

If you have the Sapphire Reserve, you also can redeem Ultimate Rewards through Chase's travel portal at a value of 1.5 cents each. This is nearly always a better value than transferring to Southwest, given that you'll also earn miles on the ticket. When you fly on bookings made through Chase Travel, they are treated like cash tickets by the airline — even though you paid with points.

The downside is that you have to call Chase Travel at (855) 233-9462 to book Southwest flights.

A quick example:

Consider this one-way Southwest flight from Las Vegas to San Francisco that costs $89 for a “Wanna Get Away” fare.

screenshot of Southwest Airlines flight prices

Here's how the fare stacks up booking through the Chase travel portal:

  • With the Sapphire Reserve, this ticket would cost 5,934 points at 1.5¢ per point.
  • With the Sapphire Preferred or Ink Preferred cards, this ticket would cost 7,120 points at 1.25¢ per point.
  • With any other card, you'd need 8,900 points at 1¢ per point.

However, if you transfer your Ultimate Rewards points to Southwest, you’d pay only 5,743 Rapid Rewards points + $5.60 in taxes.

screenshot of Southwest Airlines flight priced in points, which you can transfer from Chase Ultimate Rewards to this program and other partners

Regardless of which card you have, you’ll pay fewer points if you transfer your Chase points to Southwest here. But there's some more math to consider.

If you book with Chase Travel, you'll earn approximately 534 redeemable Southwest Rapid Rewards points on this ticket (6 points per dollar on Wanna Get Away fares). This flight would also count toward A-List status and/or earning the Companion Pass — which isn’t the case when you transfer points and book as an award. Moreover, if you subtract these 534 points from 5,934 (the fewest points required when booking through Chase Travel), your effective cost is 5,400 points. That changes things.

On the other hand, bookings made with points transferred to Southwest can be canceled without a fee up until a few hours before departure.

United Airlines MileagePlus

United MileagePlus is perhaps the most popular and well-known loyalty program among the Chase Ultimate Rewards transfer partners. MileagePlus distinguishes itself from the crowd with its robust online award search and booking tool, low award taxes and fees, and a huge number of partner airlines that can help you reach almost anywhere in the world.

When you transfer Chase Ultimate Rewards to United, you'll have the option to book flights operated by more than 40 different airlines, including all 26 members of the Star Alliance. Unlike many other airline programs that pass along carrier-imposed surcharges, United only requires you to pay the airport or country-imposed taxes and fees. Booking through United MileagePlus often saves you hundreds of dollars on an award itinerary versus booking with another airline loyalty program. 

A sweet spot redemption with United MileagePlus is making use of its Excursionist Perk. With the Excursionist Perk, you can book an extra stop within the same destination region without paying any extra miles. This is one stand-out redemption that can't be matched by other Chase airline partners.

United award booking example Chicago to Vienna
Outbound segment from Chicago to Vienna.

Look at this example flying from Chicago to Vienna. The next segment from Munich to Amsterdam costs 0 miles. Obviously, you'll have to get yourself from Vienna to Munich. Trains on this route are lovely.

The Excursionist Perk makes United one of the best Chase airline partners
The Excursionist Perk segment costs 0 additional miles from Munich to Amsterdam.

Then, you'll pay the normal rate for your flight home from Brussels after getting there from Amsterdam (may I suggest another train?).

Return segment

In the example above, you could fly from Chicago to Vienna, then Munich to Amsterdam (within the Europe zone), and return from Brussels to Chicago. On such an itinerary, United doesn't charge you any miles for the flight from Munich to Amsterdam — you just pay the taxes and fees. Notice that you can include “open-jaw” segments as part of the itinerary. 

Related: Sweet Spots for United MileagePlus Awards

Virgin Atlantic Flying Club

Virgin Atlantic is perhaps the most underrated Chase airline partner. While some bookings with Virgin will incur far higher taxes and fees than with other programs, Flying Club makes up for this shortcoming by charging fewer points than competitors on some routes. If you choose your flights carefully, it’s also possible to avoid those high out-of-pocket costs.

Specifically, if you book flights operated by Virgin Atlantic with your Virgin Atlantic points, taxes should be approximately $150 in economy, $250 in premium economy, and $500 or more in Upper Class (Virgin's business-class cabin) for flights to Europe. However, flights from the U.S. to London can cost as little as 10,000 miles in economy and 17,500 in premium economy. Compare that to the 30,000–50,000 charged by other transfer partners for the same class of service and you come out ahead, despite the higher taxes and fees.

Virgin Atlantic award booking example with economy flight for 10,000 points
Virgin Atlantic award from New York–JFK to London.

Even flights from the West Coast are a decent deal at 15,000 miles and ~$150 in taxes and fees. Flights in Premium or Upper Class incur far more in fees.

Virgin Atlantic award pricing for West Coast flights to London
Virgin Atlantic award from San Francisco to London.

Virgin Atlantic joined SkyTeam in early 2023 and partners with airlines like Delta, Air New Zealand, Singapore Airlines, Virgin Australia, and All Nippon Airways (ANA).

A note about ANA award bookings

We can't conclude any discussion of Virgin Atlantic Flying Club without mentioning the value of booking ANA flights using Virgin miles. You can book round-trip flights between the U.S. and Japan for 60,000–65,000 Virgin points in economy, 90,000–95,000 points in business class, or 145,000–170,000 miles in first class. This is immense savings over what most other programs charge.

Most flights with Virgin Atlantic, Delta, KLM, and Air France can be booked online. But other partner bookings will require calling Virgin Atlantic at 800-365-9500. It’s slightly inconvenient, but the miles saved can be worth it! Fortunately, Virgin has one of the best call centers of all major loyalty programs. Hold times are usually short and the staff is knowledgeable and friendly.

Flying Club agents can put a flight on hold for 24-72 hours (depending on the partner)—which is a huge advantage that most other airlines no longer offer. You can find more destinations and ideas for maximizing these points in our post on Virgin Atlantic award sweet spots.

Ultimate Rewards Hotel Partners

As a general rule, you’ll get more value out of your Ultimate Rewards points by transferring to the Chase airline partners, rather than hotels. But there are cases when using Chase's hotel partners can make sense.

As with Chase's airline partners, you want to check the cash price to make sure you’re getting good value for your points. Remember, you can redeem points through the Chase Travel portal at a value between 1 and 1.5 cents per point — though this rate depends on which Ultimate Rewards-earning credit card you have. The value you can get this way should be your absolute minimum savings for any transfer you consider.

Transfer Ratio
Average Time
Hyatt (World of Hyatt)
IHG Hotels & Resorts (One Rewards)
5 hours

IHG One Rewards

Transferring your Ultimate Rewards to IHG One Rewards is not generally a good deal. IHG uses dynamic pricing, which means award rates fluctuate with demand and with cash prices. You're likely to see points prices ranging from 5,000 points per night up to 100,000 points per night — or even 250,000 points per night at ultra-luxury properties.

While AwardWallet users tend to redeem IHG points at 0.69¢ apiece, that doesn't mean there aren't gems in the IHG One Rewards program if you know where to look.

A big part of obtaining value from IHG points comes from using the fourth-night-free benefit. This equates to a 25% discount when using points on a four-night stay.

IHG fourth night free example night-by-night pricing
Getting the fourth night free saves tons of points over time.

To be able to enjoy this benefit, you have to hold one of the following IHG co-branded credit cards: IHG One Rewards Premier Credit Card, IHG One Rewards Traveler Credit Card, or IHG One Rewards Premier Business Credit Card.

Related: Which IHG One Rewards Credit Card Is Right for You?

However, you still need to do the math to ensure you're getting more value with a points transfer from Chase to IHG than using your points in Chase's travel portal. Even with the fourth-night-free benefit, it can be difficult to get much more than 1¢ per IHG point. There are many other better-value Chase transfer partners.

Marriott Bonvoy

As a general rule, transferring Ultimate Rewards points to Marriott Bonvoy won't be a good use of your points. Marriott’s award chart has some pretty inflated prices due to the dynamic pricing it employs. Compared to World of Hyatt, where top-tier hotels cost a maximum of 45,000 points per night for a standard room, you often need around 100,000 Marriott points to book a top-tier property, depending on the time of year.

That said, if you’re set on using your Ultimate Rewards for a Marriott hotel, do the math to ensure you’re getting good value from your points. If a hotel costs $800 per night because of an event in town, yet you could book it for 50,000 Marriott points, it might not be a bad choice. 

The one caveat to all of this advice concerns PointSavers. These are discounted award bookings that can provide above-average redemption value. While AwardWallet users obtain 0.94¢-per-point with the average Marriott redemption, this booking provides nearly 1.6¢-per-point value.

screenshot compares Kansas City hotel cash price vs Marriott points price
PointSavers are one of the few times Chase point transfers to Marriott Bonvoy make sense.

Although Marriott isn't an optimal partner for Chase points transfers, the Marriott Rewards program is definitely worth a deeper look. We've got a mega guide with everything you need to know about Marriot Bonvoy.

World of Hyatt

Hyatt is by far the most valuable of the three Chase hotel transfer partners.

The reason is simple: Hyatt charges significantly fewer points for a free night than other hotel programs. The best values for World of Hyatt award redemptions tend to come at the two ends of the spectrum: expensive, luxury properties and inexpensive, budget hotels.

Hyatt has eight different hotel categories. Reward nights in a standard room start at just 3,500 points per night at a Category 1 property during off-peak dates. The top end of the standard room award chart is at 45,000 points for peak dates at a Category 8 property. Award pricing can vary since Hyatt uses a peak and off-peak pricing model.

screenshot comparing cash and points pricing at a Hyatt category 1 property
Hyatt Category 1 redemptions can be an amazing deal.

At this Category 1 property in Columbus, Ohio, you'll pay 3,500 points instead of $128 during an off-peak, one-night stay. AwardWallet users typically redeem their Hyatt points for 2.19¢, but this redemption provides a fantastic 3.66¢ per point in value.

Hyatt also offers the ability to book rooms with Club access and suites with points, as well as Points + Cash rates to help you stretch your points even further. You can see complete details on the World of Hyatt Free Nights & Upgrades page. You also can customize your payments between cash, points, and free night awards using Pay My Way.

Finally, you can use Hyatt points to book all-inclusive resorts and Miraval wellness resorts. The cost for both of these is higher than most standard hotels.

Before you transfer your Chase Ultimate Rewards points to Hyatt, you should always verify the cash price of your desired hotel stay. While Hyatt generally offers good value, it won’t always be the case. You'll find more recommendations in our post on the best World of Hyatt awards.

Tips for Maximizing Chase Rewards Transfer Partners

  • Always confirm flights or hotel nights are available with points before you make a transfer. Put Virgin Atlantic flights on hold before you transfer. That's because…
  • Point transfers are irreversible. You can never transfer points back to Ultimate rewards. One of the most popular Google search terms is “transfer United miles to Chase Ultimate Rewards.” Unfortunately, that's not possible, so plan carefully before you transfer.
  • Check the cost of booking the same flight or hotel through the Chase Travel Portal. In some cases, you’ll spend fewer points and less cash booking through Ultimate Rewards instead of transferring to a Chase partner program.
  • Remember, each of the 11 airline transfer partners has its own list of partner airlines. At last count, you can book flights with nearly 100 unique airlines via Chase transfer partners.
  • Compare prices. Several airlines can be booked with multiple Chase transfer partners. Compare the taxes, fees, and points required before you decide where to transfer points.


  • Air France and Virgin Atlantic can be used to book Delta flights
  • British Airways and Iberia can be used to book American and Alaska flights
  • United and Singapore can be used to book United flights

Bottom Line on Chase Transfer Partners

There are numerous Chase transfer partners with which you can use your points. Each is unique, and some provide more consistent value than others. You'll generally get better value with the Chase airline partners than the hotel partners.

However, value is subjective. If using a transfer partner can help you save hundreds of dollars on an upcoming trip, it provides value to you — even if points could be redeemed in other, hypothetical methods for more value when considering trips you aren't taking.

When it's time to book travel, compare the value of cash prices for your flights or hotels and see how many points you'd need to book through the various options (Chase's travel portal, the program itself, and any partner redemptions you could use). Book with the option that requires the fewest points. And remember to only transfer Chase points to transfer partners when you've confirmed everything and are ready to book; you can't get your points back if you change your mind.


Can I transfer Chase Ultimate Rewards to Delta SkyMiles?

No, you can’t transfer Chase Ultimate Rewards to Delta Air Lines. However, you can transfer your Ultimate Rewards to Air France–KLM Flying Blue or Virgin Atlantic Flying Club. Then, you can use those miles to book flights on Delta, since Delta is a redemption partner of both programs.

Can I transfer Chase Ultimate Rewards to Alaska Mileage Plan?

No, you can’t transfer Chase Ultimate Rewards to Alaska, but you can transfer Ultimate Rewards to British Airways Executive Club or Iberia Plus and then use Avios to book flights on Alaska.

Can I transfer Chase Ultimate Rewards to American Airlines AAdvantage?

No, you can’t transfer Chase Ultimate Rewards to American Airlines, but you can transfer Ultimate Rewards to British Airways Executive Club and Iberia Plus. Then, you can use the Avios program to book flights on American Airlines.

Can I Use Chase Points to Book Travel for Others?

All 11 Ultimate Rewards airline transfer partners and all three hotel partners will allow you to book travel for someone else using your points. However, it's generally against the terms and conditions of rewards programs to accept money or other compensation for making a reservation with your points or miles. As long as you make bookings for people you know, you shouldn't have any problems. Just check whether the program requires the person to be related to you (many programs in Asia have this rule).

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  • Great article!

    You missed Hilton as a hotel transfer partner.

  • There is an cheap way to transfer points within LATAM accounts that is subscribing to the latam earning club. There is one free transfer of miles between accounts that belong to that club.

  • Wesley Lau says:

    How long after receiving the CSR sign-up bonus points am I eligible for getting the CSR card and receiving the signup bonus again? For example, if i got the card 2 years ago?

    • I believe Chase has a 48 month waiting period for getting a bonus on a card you’ve had in the past. It’s generally not a good idea to try to get repeat bonuses on the same cards. There are a ton of great Chase cards, (as well as from other issuers) and going after a bonus multiple times is likely to get the wrong kind of attention. I personally would recommend looking at other options for your earning strategy.

  • I wish Chase had a no fee card that allowed transfers to partners

  • I’ve mostly used UR points for United and Hyatt. I should really look into the other options.

  • Still new to the points game, but so far Chase Ecosystem fits my lifestyle. Very easy to maximize earnigs. Awesome article.

  • Hyatt and United are my most used transfer partners. Getting worried about United though with the move away from an award chart in November. Glad I also have a stash of Thank You points and AMEX for other options.

  • Oh, that sounds cool!

  • IMHO the goal should be to find a partner more than one tranferable points can go to.

    • Or even more-so, keep one’s portfolio of transferable points diversified, beyond UR points, to maximize one’s transfer options.

  • Bookmarked! Great summary of the possibilities and sweet spots of the various partners!

  • all the info you need!

  • This is the best UR cheat sheet that I have ever seen. Bravo!

  • Chase UR to Virgin Atlantic, to book ANA F/J from US to Asia is one of the best redemptions Ive found

  • Good summary especially comparing fee vs. non fee.

  • Looks like some great value with chase ur if you use it correctly

  • Were there any former members?

  • Margot Edde says:

    This article is extremely helpful on helping me decide which transfer partners to target for my Chase Ultimate Rewards points. I didn’t know about the Excursionist Perk that United allows when booking with points. This can offer me a lot of added value, so I am leaning towards transferring my UR points to United for my next trip to Europe.

  • UA is my favorite transfer partner for Ultimate Rewards, but now that they don’t have an award chart anymore, I’m concerned about banking more UA miles via UR.

  • Wow, what a write up! Everything you need to know is there! Congrats!

  • A very comprehensive review of Ultimate Reward points. Whether or not they are the best currency is a matter of personal preference. I find I never have enough of them, particularly for transfer to Hyatt.

    • MRs and URs are fairly equal but in the end, the better card depends on your situation. I would lean towards CSR being better for the average person than the Amex Platinum.

  • Steven William Van Meter says:

    I really like that Ultimate Rewards can book flights with nearly 100 unique airlines via transfer partners. That alone is very beneficial.

  • Once one really understands the value of Chase UR and how to leverage them for premium flights they will get incredible value

    • That’s the key. It’s easy to know which card to use at Wal-Mart or better yet buying a Wal-Mart gift card through the Mileage Plus app as you’re checking out, but redeeming points is what separates the men from the boys.

  • This is a FANTASTIC write-up. Thank you! I say time and time again, earning maximum points takes minimal knowledge and effort but spending them is a whole different ballgame with no single answer for everyone. I myself prefer more trips (in economy) than a single one-way ticket in first…

    • Agreed on the write-up. But, will quibble with the idea that earning maximum points takes minimal knowledge. If you broadly define earning maximum points that encompasses a whole lot and requires acquiring new knowledge with great frequency, e.g. promotions, rule changes, countless programs, etc. That’s half the equation of why AW is valuable.

  • This is SO perfect! The way the partners are explained really makes me think about all of them. Before I really dismissed Singapore, etc., well everyone except for JetBlue and United. Now though maybe I will try out partners. Still makes me nervous with last minute changes but hey if I could use less points if I don’t change it, might be worth it.

  • with the loss of Korean Air as a transfer partner, the only unique/useful ones are united and southwest, and even there with the recent devaluation of mileageplus, avianca lifemiles is starting to become a better *A option.

    I think overall the UR advantage has eroded away.

    • BA is helpful for trying to book AA. And in the end getting 1.5 cents per point as the floor (and accruing airline miles on those tickets) is pretty good.

  • Steven William Van Meter says:

    Basically there are two groups: cards that offer access to transfer partners and cards that are limited to cash-back redemptions == Money in my pocket.

  • Great review of UR points. They are the best in the business.