AwardWallet receives compensation from advertising partners for links on the blog. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
Capital One is offering an excellent cash back card, and it's a no frills, easy to understand rewards credit card. You may already be familiar with the Capital One® Quicksilver® Cash Rewards Credit Card with its marketing commercials featuring Samuel L. Jackson.
With no annual fee, the Capital One Quicksilver is perfect for those cardholders who want reliable, consistent rewards and little hassle when it comes to redeeming the rewards they receive. Take a look and review the best features to decide if you need this card in your wallet.
Good Sign-On Bonus
To get a $100 bonus, all you have to do is spend $500 within the first three months of having the card. You are effectively getting a 20% discount on your first $500 in purchases. It's a one-time only reward, and while $100 isn't the biggest sign-on bonus, it's a pretty solid offer for a cash back rewards credit card with no annual fee.
Receive Solid, Consistent Rewards
Capital One Quicksilver cardholders will earn a steady 1.5 points for every dollar spent, in every category, all the time. You don’t have to register with any account, there is no limit to the rewards that you can receive, and your points never expire. Simple!
Easy to Redeem for Cash Back
The rewards earned using the Capital One Quicksilver can be redeemed for cash back at any time. Whether you are saving for a big event or just want to cash in your rewards each month for a statement credit (or get a check in the mail), you have plenty of flexibility.
If you're looking for a travel-focused rewards credit card with fantastic bonus categories, you can see our top picks on this page.
No Annual Fee
One of the best features of the Capital One Quicksilver is the no annual fee, ever. This makes it a very attractive card for those looking for an everyday credit card with no hidden costs. You will receive solid rewards and cash back, and won’t have to invest anything to get it!
Track Your Credit
Capital One has jumped on board offering customers free access to credit scores via their monthly statements or online. This makes it easy to keep track of any changes and stay on top of your credit score before there is a problem. Or, you can enjoy watching your credit score rise as you are building up your credit.
Perfect for Building Credit
The Capital One Quicksilver is ideal for someone looking for solid rewards with no cost. It is a great card for building credit and receiving cash back. With no limits, you can receive a 1.5% discount, essentially, on all of your purchases. This might not seem like much, but if you use your card for everyday purchases (and pay off the balance each month), you will find that you build up a tidy little sum that you can redeem for statement credit or cash back whenever you want.
Capital One is proud of its “no hassle” policy. The Capital One Quicksilver is certainly among the best that Capital One has to offer and definitely has no hassle involved. Receive limitless rewards, pay no annual fee, pay no foreign transaction fees, and get cash back or statement credit any time that you want to redeem your points.
This card is wonderful for helping to establish or build credit, and the simplicity of the redemption process makes it great for anyone who doesn’t want to go through complicated redemption processes and portals to get great deals.
You can get better deals and travel perks with a travel-focused card like the Chase Sapphire Reserve®, but the Capital One Quicksilver stands out as a perfect everyday credit card for cardholders who just want cash back rewards.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.