Photo of Senitra Horbrook

Senitra Horbrook

Freelance Writer

Senitra Horbrook is a travel rewards writer and editor who has visited more than 40 countries. As a frequent solo traveler who opened her first airline credit card more than a decade ago, she now has three dozen credit cards to her name and has used millions of points and miles to travel inexpensively around the world.

In addition to AwardWallet, Senitra has written for The Points Guy, Insider, and Forbes Advisor. Her travel rewards advice has also been quoted in publications such as MarketWatch, Consumer Reports, and Kiplinger. She shares strategies on her Instagram account @pointstravelher to help others earn points and miles through credit card rewards.

5 Excellent Redemption Strategies for Amex Membership Rewards

Between the big credit card welcome bonuses and great category bonuses to maximize earning, American Express Membership Rewards are one of the easiest points currencies in which to accumulate big balances. To ensure you’re getting the best value out of your Membership Rewards points, we're sharing five of our top strategies for maximizing Amex points redemptions.

The Best Mid-Tier Hotel Elite Status and How To Earn It

Mid-tier hotel elite status grants perks like free breakfast, room upgrades, bonus points, and more — making it a sweet spot in many hotel loyalty programs. Best of all, many programs offer shortcuts to getting mid-tier elite status through credit card perks and tie-ins with other loyalty programs. Here are our favorite mid-tier hotel elite statuses and how to get them.

Top Rewards Cards With Introductory $0 Annual Fees for the First Year [2023]

Rewards credit cards that waive the first year of annual fees offer cardholders an instant head start compared to cards that charge an annual fee right from the get-go. You enjoy the card's perks and benefits, plus you earn thousands of points from the welcome offer and bonus categories — all without any immediate out-of-pocket expense on annual fees. These are the best cards with waived annual fees in the first year.

Capital One Quicksilver Cash Rewards Credit Card Review: Simple Cash Back With No Annual Fee

The Capital One Quicksilver Cash Rewards Credit Card has a simple earning structure, no annual fee, and a fair amount of perks that you don't normally find on cards without an annual fee. It also becomes more powerful when combined with other credit cards. Here are the pros and cons of the Capital One Quicksilver so you can decide if it's the right card for your wallet.

Capital One Venture Rewards Credit Card Review: Easy To Earn and Redeem Miles

The Capital One Venture Rewards Credit Card is a great fit for anyone who likes having a super-easy option to redeem rewards at a fair value. This card earns 2x miles on every dollar spent and has two great ways to redeem: Use miles to pay yourself back for any travel purchase, or choose from nearly 20 Capital One transfer partners to squeeze even more value out of every mile.

Saving Money With Marriott Bonvoy Cash + Points Stays

The availability of Cash + Points redemptions varies by hotel, and properties participating in Cash + Points redemptions are not listed anywhere on the Marriott website. Unless you know prior to searching for a reservation that the hotel is offering Cash + Points, it's sheer luck if you stumble onto a property searching by location. Here's how the process works and when these bookings make sense.

What Happens to Frequent Flyer Miles When You Die?

Have you ever wondered what happens to your credit card points and frequent flyer miles when you die? If you have a lot of them, it matters. Some programs allow you to gift these to others in your will; other programs immediately close your account if they're notified of your death. Here are the policies.

How Does The Hilton Free Night Reward Work?

Hilton has several co-branded credit cards that award a free night certificate to cardholders. These certificates can offer incredible value with a little bit of planning and research. Certificates are not capped by a point amount or category (like many other free nights), and they can be used at all but a short list of excluded properties.