Miguel Rueda

Associate Editor

Miguel joined the AwardWallet team in 2022 as an editor/content updater. Miguel got into award travel after his first trip to an airport lounge in March 2020. He began researching the best card to get for airport lounge access and never stopped learning.


In his first two and a half years in the award travel space, he’s earned and redeemed over 3 million points and miles. He enjoys using award travel for bucket list travel experiences such as running with the bulls in Pamplona, visiting Chernobyl, and gorilla trekking in Uganda. In addition to writing for AwardWallet, Miguel shares his travel experiences and how he spends his points and miles on his Instagram account, @travelsergeant.


When Miguel is not traveling, he enjoys spending time with his wife and kids, watching movies, & dining out.

How Does the Chase 5/24 Policy Work?

One rule we're asked to clarify on a regular basis is the Chase 5/24 policy. Although not an officially published rule, 5/24 is a set of guidelines restricting the approval of new Chase credit card products to applicants with less than five new credit card accounts added to a credit report over the past 24 months. Here's how it works.

Buy Lufthansa Miles With a 30% Bonus (1.48¢ per Mile) to Fly Lufthansa First Class

Lufthansa started selling mileage bundles called "Bundle & Go" for its Miles & More program late in 2022. The bundles come in three sizes: small, medium, and large. From now until June 30, 2023, Lufthansa is offering a 30% bonus on all three sizes of these bundles. With this bonus, members can buy Lufthansa Miles & More miles for as little as 1.48¢ each. Should you buy? Let's look.

Buy Marriott Points With up to a 50% Bonus (0.83¢ Per Point)

Marriott's latest buy points promotion offers the opportunity to buy points for as low as 0.83¢ a piece. That opens the door to stays at the most lavish Marriott properties at a fraction of the cost, such as going on a safari in Africa for under $42 per night or just scoring inexpensive domestic getaways for as little as $33 per night. Or, you can use this promotion to mint United miles for just 1.71¢ per mile!

Why the Chase Sapphire Preferred is the Best Beginner’s Travel Rewards Card

If you’re new to points and miles, it’s easy to be overwhelmed by all the advice and information. Today, we’re getting back to basics with a look at the Chase Sapphire Preferred® Card from the beginner’s perspective. Here are the seven key factors you should consider before choosing a rewards card — and how the Sapphire Preferred delivers in each category.

Marriott Launches Revised Annual Choice Benefit Options for 2023

Annual Choice Benefits are perks awarded to Marriott Bonvoy members once they reach 50 Elite Nights Credits. From free night awards to suite upgrades, these perks can take your travel experience to the next level. In this guide, we'll explore Marriott Bonvoy Annual Choice Benefits, how to select your choice benefit, and how to make the most of them.

How to Combine Chase Ultimate Rewards Points Between Credit Cards

If you have one or more Chase Ultimate Rewards earning credit cards, you'll notice that the points earned on each card account are associated with that particular card. If you want to maximize your rewards for redemption, you'll want to consider combining those points to the card that provides the most value for each point. Combining points is easy, fast, and free.

Chase Extends Pay Yourself Back: Categories, Eligibility Dates, and What You Need to Know

Chase's Pay Yourself Back is now a staple for redeeming Ultimate Rewards points and has recently been expanded to Southwest and Aeroplan credit cards. Now, Chase Sapphire, Freedom, Ink, Southwest, and Aeroplan-branded cards can all use Pay Yourself Back to offset eligible purchases with a bonus. And Chase just updated the eligible categories yet again. Here's what you need to know about the changes to this popular redemption option.