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Good news is a rare commodity in the points and miles community, so Capital One’s updated rewards sharing policy is something to celebrate!
Capital One now lets cardholders combine Venture Miles and Spark Miles into a single account, plus you can share your miles with other account holders! Transfers don’t appear to be capped or restricted to family members, and Capital One is not charging fees to move miles between accounts.
Compared to other flexible rewards currencies, Capital One now sets the standard when it comes to points and miles transfer policies, effectively letting you pool your rewards with anyone you choose.
Below, we’ve listed a few key takeaways for sharing Capital One miles:
- You can combine miles from Venture and Spark Miles cards into a single account
- It's possible to transfer between business & personal accounts provided they are both miles-earning accounts
- You can transfer to any Capital One miles-earning account, and it doesn't have to belong to a family member (You can't currently do this online, but they are working on that functionality)
- There is no maximum cap on the number of miles you can transfer
- No transfer fees
- You cannot transfer between cash-back and miles-earning cards
Which Credit Cards Earn Sharable Capital One Miles?
Credit cards without a link are are not available on this site. If you would like to support AwardWallet through an affiliate link, you can find more offers from Capital One on our partner site.
Capital One issues four miles-earning rewards cards.
- Capital One® VentureOne® Rewards Credit Card – Earn 20,000 Miles once you spend $1,000 on purchases within 3 months from account opening – Annual fee of $0
- Capital One® Venture® Rewards Credit Card – Earn 50,000 Miles once you spend $3,000 on purchases within 3 months from account opening – Annual fee of $0 intro for first year; $95 after that
- Capital One® Spark® Miles for Business – 50,000 Miles once you spend $4,500 on purchases within 3 months from account opening – Annual fee of $0 intro for first year; $95 after that
- Capital One® Spark® Miles Select for Business – Earn 20,000 Miles once you spend $3,000 on purchases within 3 months from account opening – Annual fee of $0
Provided the person to whom you are transferring holds a miles-earning Capital One card, you can move your rewards to their account, with no cap, and no transfer fee.
How Does Capital One Compare to the Competition?
Here are the rewards sharing policies for other transferrable points programs:
- Chase Ultimate Rewards – You can share points between your own Ultimate-Rewards earning cards, with a family member living at the same address, or with a business co-owner (for business card holders).
- Amex Membership Rewards – You can’t share points with another Membership-Rewards account, but you can add someone as an authorized user on your account and then transfer points directly to their frequent flyer accounts.
- Citi ThankYou Rewards – You can share up to 100,000 ThankYou points with any other ThankYou Rewards member per calendar year (send 100K and receive 100K). But there is a huge caveat: Those shared points are only valid for 90 days from the date they move to another ThankYou account; then they expire — no return to sender, no refunds.
- Marriott Rewards – You can transfer up to 100,000 points per calendar year between any two accounts that are in good standing and have each been open for at least 60 days. You can receive up to 500,000 points per year.
- Capital One Rewards – You can share rewards between any miles-earning accounts with no caps, no fees, and no expiry.
How to Share Capital One Miles?
Sharing Capital One miles with another account holder is simple.
- Log into your Capital One account
- Click the link ‘Rewards Miles’ under your miles balance
- Then, scroll down and click ‘Share Your Rewards’
- You can then choose to transfer between your miles-earning cards to combine your rewards or decide to move them to someone else’s Capital One account. (For now, you need to call the number on the back of your card to complete transfers to other account holders; online transfers are coming soon.)
The ease of transfer makes it effortless to top off a friend or family member’s account if they intend on transferring miles for redemption, or transferring miles to whoever holds the highest elite status with an airline partner.
This is a smart play from Capital One. The ability to combine miles with any other account holder is an attractive feature for a rewards program. Capital One’s miles sharing is a unique benefit of their new transferrable program, making it an attractive alternative to Chase, Citi, and Amex.
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