How To Share Capital One Venture and Spark Miles with Anyone How To Share Capital One Venture and Spark Miles with Anyone

How To Share Capital One Venture and Spark Miles with Anyone

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Credit card rewards are valuable on their own but become even more valuable when you can combine them within the same ecosystem or share them with friends and family. And if you're a fan of Capital One Venture Miles and Spark Miles from Capital One business cards, you'll be glad to know that you can do just that with these valuable currencies.

Capital One lets cardholders combine miles earned from Capital One Venture cards and Capital One Spark Business cards into a single account. Plus, you can share your miles with other account holders and can even turn your cash-back earnings into miles.

Transfers can be made to any other Capital One account holder and there is no fee to move miles between accounts. Compared to other flexible rewards currencies, Capital One sets the standard when it comes to points and miles transfer policies, effectively letting you pool your rewards with anyone you choose.

Takeaways for Sharing Capital One Miles

  • You can combine miles from Venture and Spark Miles cards into a single account.
  • It's possible to transfer between business and personal accounts, provided they are both miles-earning accounts.
  • You can transfer to any Capital One miles-earning account, and it doesn't have to belong to a family member (You can only do this over the phone).
  • There is no maximum cap on the number of miles you can transfer.
  • There are no transfer fees.

Which Credit Cards Earn Shareable Capital One Miles?

Capital One issues six miles-earning rewards cards. Four are for personal use:

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
Annual Fee$395
Welcome Bonus Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is a premium travel-focused card, stacked with benefits. Cardholders get complimentary access to Capital One Lounges, plus more than 1,300 other lounges worldwide, receive up to a $300 annual travel credit for bookings via Capital One Travel and up to a $120 credit for Global Entry or TSA PreCheck®. There's also an anniversary bonus of 10,000 miles, equivalent to $100 towards travel. High earning rates include 10X miles on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Travel, plus 2X on all other purchases.
  • 10X miles per $1 on hotels and rental cars booked via Capital One Travel
  • 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
  • 5X miles per $1 on flights when booking via Capital One Travel
  • 5X miles per $1 on vacation rentals booked via Capital One Travel
  • 2X miles per $1 on all other eligible purchases

And two are for business use:

Capital One Spark Miles Select for Business
Capital One Spark Miles Select for Business
Annual Fee$0
Welcome Offer Earn 50,000 Miles once you spend $4,500 on purchases within the first 3 months from account opening
A no-nonsense business rewards card earning 1.5x Miles per dollar on all business expenses, with no annual fee.
  • Earn 50,000 Miles Miles once you spend $4,500 on purchases within the first 3 months from account opening; worth $500 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 1.5 Miles per $1 on every purchase
  • No foreign transaction fees
  • $0 annual fee
  • 5X Miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
  • 1.5 Miles per $1 on every purchase.

Provided the person to whom you are transferring holds a miles-earning Capital One card, you can move your rewards to their account with no cap and no transfer fee.

Provided you have one of the miles-earning cards above, you can earn cashback on the Spark Cash cards and Savor cards, and combine those rewards with the miles in your account to transfer to partners or other members.

Related: The 6 Best Capital One Credit Cards for Every Purchase

How Does Capital One Compare to Other Rewards Programs?

Here are the rewards-sharing policies for other transferrable points programs:

  • Chase Ultimate Rewards: You can share points between your own Ultimate Rewards earning cards, with a family member living at the same address, or with a business co-owner (for business cardholders).
  • Amex Membership Rewards: You can’t share points with another Membership Rewards account, but you can add someone as an authorized user on your account and then transfer points directly to their hotel or airline loyalty accounts.
  • Citi ThankYou® Rewards: You can share up to 100,000 ThankYou Points with any other ThankYou Rewards member per calendar year (send 100K and receive 100K). But there is a huge caveat: Those shared points are only valid for 90 days from the date they move to another ThankYou account. Then, they expire — no return to sender, no refunds.
  • Marriott Bonvoy: You can transfer up to 100,000 points per calendar year between any two accounts that are in good standing and have each been open for at least 60 days. You can receive up to 500,000 points per year. Transfers can be made online.
  • Capital One Rewards: You can share rewards between any miles-earning accounts with no caps, no fees, and no expiration, and can turn cash-back rewards into miles if you hold both types of cards.

How To Share Capital One Miles

There are two ways to share Capital One Miles: transferring between your own accounts and transferring to another Capital One member.

Transferring between your own accounts

Here's how to move miles between accounts in which you are the owner.

First, log into your Capital One account on your computer or phone, then click “View Rewards” next to your miles balance.

Capital one rewards with a 198,359 balance and a red arrow pointing to "view rewards"

Next, scroll down and click “Move Rewards.”

Capital One rewards screenshot with a red box around "move rewards"

Finally, choose how many miles to transfer, then confirm.

Transferring to another Capital One member

To transfer miles to another Capital One member, call the number on the back of your card. Provide the name and full card number of the person to whom you'd like to transfer miles.

The Capital One representative will confirm your personal information and ask for the other person's name, card number, and how many miles you want to transfer. After that, they'll confirm that all the information is correct and ask your permission to complete the transfer. Once submitted, the transfer is instant.

To see miles transferred from you to someone else, log on to your Capital One account, click “View Rewards,” and then “Redemptions.” You will see the miles transferred out.

screenshot of 50,000 capital one miles having been transferred out of an account

To see miles transferred from someone else to you, log on to your Capital One account, then click “View Rewards,” then “Earn Activity.” You will see the miles transferred in.

screenshot of 50,000 capital one miles having been transferred into an account

The ease of transfer makes it effortless to top off a friend or family member’s account if they intend on transferring miles to a partner program for redemption. It's also useful for transferring miles to whoever holds the highest elite status with an airline partner.

Related: Do Capital One Miles Expire?

Final Thoughts

The ability to combine miles with any other account holder is an attractive feature for a rewards program. The lack of restrictions with Capital One’s miles sharing is a unique benefit of its transfer program, making it an attractive alternative to Chase, Citi, and Amex.

AwardWallet Tip of The Day
Did you know that we can analyze your everyday spending and make suggestions on how to increase your earnings with every transaction? Add an account with cards that earn Ultimate Rewards or Membership Rewards and we'll analyze what you earn with every swipe and identify how you can potentially earn more. To see this report, simply navigate to the CARD SPEND ANALYSIS tab in your account list
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