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Offers for the Atmos™ Rewards Visa Business Card, Atmos™ Rewards Ascent Visa Signature® card, Bank of America® Customized Cash Rewards credit card, Costco Anywhere Visa® Card by Citi and Wells Fargo Attune℠ Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
Electric vehicles are becoming more mainstream. And if you've ditched your gas-powered car in favor of one that requires a pit stop at the charging station, our post on the best credit cards for gas and fuel will no longer be worth keeping bookmarked.
Instead, here are the best and most rewarding credit cards to use for EV charging.
Overview of the Best Cards for EV Charging Purchases
Before diving into each card's specifics, here's a snapshot of the best cards for paying for electric vehicle charging. In the table below, you'll find the card's annual fe and the earning category for EV charging.
| Card Name | Annual Fee | EV Charging Earning Category |
|---|---|---|
| Atmos™ Rewards Ascent Visa Signature® card | $95 | 2X points per $1 spent at EV charging stations. |
| Atmos™ Rewards Visa Business Card | $70 for the company and $25 per card | 2X points per $1 spent at EV charging stations. |
| Bank of America® Customized Cash Rewards credit card | $0 | 6% cash back for the first year in the category of your choice (choose from gas and EV charging station, online shopping/cable/streaming/internet/phone plan, dining, travel, drug store/pharmacy, or home improvement/furnishings purchases). After the 3% first-year bonus offer ends, you will earn 3% cash back on these purchases up to the quarterly maximum. |
| Costco Anywhere Visa® Card by Citi | $0 | 4% cash back on eligible gas purchases (including EV charging). |
| Citi Strata Premier® Card (Rates & Fees) | $95 | 3X points per $1 spent at EV charging stations. |
| Citi Strata℠ Card (Rates & Fees) | $0 | 3X points per $1 spent at EV charging stations. |
| AT&T Points Plus® Card from Citi (Rates & Fees) | $0 | 3X points per $1 spent at EV charging stations. |
| Wells Fargo Autograph® Card (Rates & Fees) | $0 | 3X points per $1 spent at gas stations and EV charging stations. |
| Wells Fargo Attune℠ Card (no longer open to new applicants) | $0 | 4% cash back at EV charging stations. |
| U.S. Bank Altitude® Go Visa Signature® Card | $0 | 2X points per $1 spent at EV charging stations. |
| U.S. Bank Altitude® Connect Visa Signature® Card | $0 | 4X points per $1 spent at EV charging stations (on up to $1,000 spent per quarter). |
| PenFed Platinum Rewards Visa Signature® Card | $0 | 5X points per $1 spent at EV charging stations. |
Best Credit Cards for EV Charging Purchases
Our recommendation for the best credit card for EV charging purchases depends on what type of rewards you're seeking:
- Airline miles: Atmos™ Rewards Ascent Visa Signature® card ($95 annual fee) or Atmos™ Rewards Visa Business Card ($70 for the company and $25 per card annual fee)
- Cash back: Costco Anywhere Visa® Card by Citi ($0 annual fee)
- Transferrable points: Citi Strata Premier® Card (Rates & Fees) ($95 annual fee)
- Travel rewards: Wells Fargo Autograph® Card (Rates & Fees) ($0 annual fee)
Read on for a full breakdown of each card.
All Credit Cards Offering a Bonus on EV Charging Purchases
In total, we found 12 credit cards that offer bonus points, miles, or cash back specifically on electric vehicle charging. You can earn up to 5X points per dollar spent or as much as 6% cash back by paying for your charge with one of these cards.
Best of all, each product in this list features a $95 annual fee or less!
Atmos™ Rewards Ascent Visa Signature® card
The Atmos™ Rewards Ascent Visa Signature® card is one of two options on our list of the top cards for EV charging that earn valuable Atmos Rewards points. There are several great ways to redeem Alaska points, which should encourage you to take advantage of a valuable welcome offer and use the Atmos Ascent Visa Card to pay for your charge.
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases
- Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging stations, cable, streaming services and local transit (including ride share) purchases
- Earn unlimited 1 mile for every $1 spent on all other eligible purchases
Related: Atmos™ Rewards Ascent Visa Signature® card Full Review
Atmos™ Rewards Visa Business Card
The Atmos™ Rewards Visa Business Card is a lot like the personal Atmos Ascent Visa Card. With the Atmos Visa Business Card, you'll also earn Atmos Rewards points and enjoy a similar earning structure. However, this product is optimized for your small business spending.
- Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases
- Earn 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases
- Earn 1 mile for every $1 spent on all other eligible purchases
Related: Atmos™ Rewards Visa Business Card Full Review
Bank of America® Customized Cash Rewards credit card
The Bank of America® Customized Cash Rewards credit card is a nifty $0 annual fee product that gives you a choice in how you want to be rewarded. If you're a frequent visitor to the EV charging station, there's extra value in electing “gas and EV charging stations” as the “category of your choice;” you'll earn 6% cash back for the first year, then 3% each year thereafter.
- 6% cash back for the first year in the category of your choice: gas and EV charging stations, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy purchase, or home improvement/furnishing purchases, then 3% after the first year of card membership*
- 2% cash back at grocery stores and wholesale clubs*
- 1% cash back on all other purchases
- * You'll earn 6% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
Related: Bank of America® Customized Cash Rewards credit card Full Review
Costco Anywhere Visa® Card by Citi
Costco lovers rejoice! The Costco Anywhere Visa® Card by Citi is one of the top credit cards for EV charging. Assuming you have a Costco membership, the $0 annual fee Citi Costco Visa will reward you with 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter..
Related: Costco Anywhere Visa® Card by Citi Full Review
Citi Strata Premier® Card
EV drivers will find lots of value in the Citi Strata Premier® Card. Alongside several other valuable earning categories, the Citi Strata Premier offers 3X Citi ThankYou® Points at gas and EV charging stations. That's a big deal if you value transferable rewards.
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
- 10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
- 3X – Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases
- 3X – Earn 3 Points per $1 spent on Restaurants
- 3X – Earn 3 Points per $1 spent on Supermarkets
- 3X – Earn 3 Points per $1 spent on Gas and EV Charging Stations
- 1X – Earn 1 Point per $1 spent on All Other Purchases
Related: Citi Strata Premier® Card Full Review
Citi Strata℠ Card
The Citi Strata℠ Card also earns ThankYou® Points, but carries a $0 annual fee. If you have this card, you can earn 3X points at gas and EV charging stations. Citi Points are super valuable, so this isn't a card to overlook.
- Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
- Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- No Annual Fee
- 5X – Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel℠ via cititravel.com
- 3X – Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- 3X – Earn 3 ThankYou® Points per $1 spent at Supermarkets
- 3X – Earn 3 ThankYou® Points per $1 spent on Select Transit purchases
- 3X – Earn 3 ThankYou® Points per $1 spent at Gas and EV Charging Stations
- 2X – Earn 2 ThankYou® Points per $1 spent at Restaurants
- 1X – Earn 1 ThankYou® Point per $1 spent on All Other Purchases
Related: Citi Strata℠ Card Full Review
AT&T Points Plus® Card from Citi
It might come as a surprise, but the AT&T Points Plus® Card from Citi also earns Citi ThankYou Points. Among all the other AT&T related benefits you'll get with this card, you can also earn rewards on a handful of interesting categories — including 3X points at gas and EV charging stations.
- Earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months of account opening.
- Earn a $10 per line monthly discount on your AT&T wireless bill and a $10 monthly discount on your eligible AT&T internet bill when enrolled in AutoPay and paperless billing at AT&T.
- Earn a $20 statement credit on your AT&T Points Plus® Card from Citi each billing cycle after you spend $1,000 or more on purchases. That's up to $240 a year!
- Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations.
- Earn 2 ThankYou® Points for every $1 spent at grocery stores and 2 ThankYou® Points for every $1 spent on AT&T products and services.
- Earn 1 ThankYou® Point for every $1 spent on all other purchases.
- Earn unlimited points that do not expire and redeem them your way. Choose from gift cards, travel rewards, online shopping at participating merchants and more.
- No Annual Fee.
- 3X – 3 ThankYou® Points for every $1 spent at gas and EV charging stations.
- 2X – 2 ThankYou® Points for every $1 spent at grocery stores and 2 ThankYou® Points for every $1 spent on AT&T products and services.
- 1X – 1 ThankYou® Point for every $1 spent on all other purchases
Wells Fargo Autograph® Card
The Wells Fargo Autograph® Card (Rates & Fees) is an increasingly popular $0 annual fee card to carry in your wallet. You'll earn Wells Fargo Rewards in several bonus categories, including EV charging. For every dollar you spend on recharging your car, you'll charge your points balance at a rate of 3X.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% Variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- 3x on travel – including airfare, hotels, car rentals, timeshares, cruises, and more
- 3x on transit – including parking, tolls, subways, ride shares, railways, ferries, and more
- 3x on dining – including dining in, take-out, catering, delivery and more
- 3x at gas stations – including gas stations and electric vehicle charging stations
- 3x on phone plans – including landline providers and cell phones
- 3x on streaming services
- 1x on other purchases
Related: Wells Fargo Autograph® Card Full Review
Wells Fargo Attune℠ Card
The Wells Fargo Attune℠ Card is no longer open to new applicants. But if you have both the card and an electric vehicle, you should absolutely keep the card for as long as you can. That's because this product earns 4% cash rewards on planet-friendly purchases, including at EV charging stations.
- 4% cash rewards on self-care purchases (including beauty and barber shops, gym memberships and fitness studios, health and beauty spas, and massage parlors)
- 4% cash rewards on sports, recreation, and entertainment purchases
- 4% cash rewards on planet-friendly purchases (including EV charging stations, riding public transportation, and purchasing select second hand and vintage)
Related: Wells Fargo Attune℠ Card Full Review
U.S. Bank Altitude® Go Visa Signature® Card
Another option for bonus points at the EV charging courtesy of U.S. Bank comes via the U.S. Bank Altitude® Go Visa Signature® Card. This $0 annual fee credit card awards 2X points per dollar spent at the EV charging station. And that's just one of its many bonus categories.
- 4X points on takeout, food delivery and dining (on up to $2,000 spent each quarter)
- 2X points at grocery stores, grocery delivery, gas stations, EV charging stations, and on streaming services
- 1 point on all other eligible purchases
Related: U.S. Bank Altitude® Go Visa Signature® Card Full Review
U.S. Bank Altitude® Connect Visa Signature® Card
U.S. Bank has a bevy of quality credit cards that frequently fly under the radar. The U.S. Bank Altitude® Connect Visa Signature® Card is one of them. With this card in your wallet, you'll earn a healthy amount of points on your everyday spending, including 4X points per dollar spent at the EV charging station on up to $1,000 in purchases each quarter.
- 5X points on prepaid hotels and rental cars booked through the Altitude Rewards Center
- 4X points on other travel, including airlines, hotels, rental cars, cruises, taxis, trains, and limousines.
- 4X points at gas stations and on electric vehicle charging (on up to $1,000 in spending each quarter)
- 2X points at grocery stores, grocery delivery, dining, and streaming services
- 1 point on all other eligible purchases
Related: U.S. Bank Altitude® Connect Visa Signature® Card Full Review
PenFed Platinum Rewards Visa Signature® Card
The PenFed Platinum Rewards Visa Signature® Card is a formidable $0 annual fee credit card. If you've never heard of it, now is a great time to familiarize yourself with this exceptional product. And yes, it offers bonus rewards for EV charging purchases; you'll earn 5X points per $1 spent!
Final Thoughts
Electric vehicle charging is a credit card bonus category we're seeing increasingly as EVs continue hitting the road. And if you've got one in your garage, consider picking up one of the best cards for EV charging we've covered in this list. You'll earn a fantastic amount of cash back or bonus points for every dollar you spend at the charging station.
Page Contents
- Overview of the Best Cards for EV Charging Purchases
- Best Credit Cards for EV Charging Purchases
- All Credit Cards Offering a Bonus on EV Charging Purchases
- Atmos™ Rewards Ascent Visa Signature® card
- Atmos™ Rewards Visa Business Card
- Bank of America® Customized Cash Rewards credit card
- Costco Anywhere Visa® Card by Citi
- Citi Strata Premier® Card
- Citi Strata℠ Card
- AT&T Points Plus® Card from Citi
- Wells Fargo Autograph® Card
- Wells Fargo Attune℠ Card
- U.S. Bank Altitude® Go Visa Signature® Card
- U.S. Bank Altitude® Connect Visa Signature® Card
- PenFed Platinum Rewards Visa Signature® Card
- Final Thoughts
For rates and fees of the cards mentioned in this post, please visit the following links: AT&T Points Plus® Card from Citi (Rates & Fees), Citi Strata℠ Card (Rates & Fees), and Citi Strata Premier® Card (Rates & Fees)
