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An easy way to make your Lyft rides cheaper or more rewarding is to carry a credit card that offers Lyft benefits — either by elevated earning rates or monthly credits (or both). If you're wondering which cards offer such benefits, we've got you covered.

Here are all the credit cards that offer benefits with Lyft.

Increased Lyft Earning Rates and Monthly Credits With Chase Cards

Several Chase credit cards offer elevated earning rates on Lyft rides, though the exact rate depends on the card. These figures reflect the total earnings you'll receive — not in addition to your usual rewards. The rates listed below are valid through September 30, 2027.

To take advantage of these boosted earning rates, set your card as the preferred payment method in the Lyft app.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Welcome Bonus Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Apply Now
Annual Fee

$95Rates & Fees

Credit Score

Excellent, Good

  • 5X points on Lyft rides through September 2027
  • 5X points on travel purchased through Chase Travel℠
  • 3X points on dining at restaurants worldwide
  • 3X points on eligible streaming services
  • 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
  • 2X points on all other travel
  • 1X point per dollar spent on all other purchases
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Welcome Bonus Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Apply Now
Annual Fee

$0Rates & Fees

Credit Score

Excellent, Good

  • Earn 5% on purchases through Chase Travel℠
  • Earn 3% on dining at restaurants
  • Earn 3% on drugstore purchases
  • Earn 1.5% on all purchases
Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card
Welcome Bonus Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Apply Now
Annual Fee

$99Rates & Fees

Credit Score

Excellent, Good

  • 2X points per $1 spent on Southwest® purchases
  • 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
  • 1X point per $1 spent on all other purchases

Related: It’s Now up to 5X More Rewarding to Use a Southwest Credit Card for Lyft Rides

Monthly credits

In addition, those with the Sapphire Reserve or J.P. Morgan Reserve card can take advantage of a $10 monthly in-app credit good for rides booked through the Lyft app — also through September 30, 2027.

Chase Sapphire Reserve®
Chase Sapphire Reserve®
Apply Now
Rates & Fees
Welcome Bonus Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Chase Sapphire Reserve®
Welcome Bonus Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Annual Fee:$795
Show moreWhy We Like ItHighlightsEarning Rates
Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
  • Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
  • Get $3,000 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $288 annually
  • Member FDIC
  • 8x points on all purchases through Chase Travel℠
  • 4x points on flights and hotels booked directly
  • 3x points on dining worldwide
  • 1x points on all other purchases

Lyft Credits for World Elite Mastercard Holders

If you have a World Elite Mastercard, you can get benefits on top of those offered by the individual card issuer. One of these benefits is that you can get a $5 credit when you take three Lyft rides in a calendar month. No registration is needed. All you have to do is pay for them with your World Elite Mastercard.

The IHG One Rewards Premier Credit Card, Citi Strata Premier® Card (Rates & Fees), and JetBlue Plus Card are three examples of World Elite Mastercard products. And, obviously, there are many more!

Person holds a cell phone with only the Lyft logo visible
Credit: Lyft

Earn Points and Miles Through Lyft Partnerships

Lyft has partnerships with a growing number of travel partners. Currently, you can choose between earning Hilton Honors points, Alaska Airlines Atmos Rewards points, or Bilt Rewards Points on Lyft rides. This is in addition to the credit card rewards or cash back you'll accrue from paying for your Lyft ride.

To take advantage of this, you will need to link your loyalty account to your Lyft account. Once you do, you can earn the following points and miles on Lyft rides:

  • Hilton Honors: 3X points per dollar on economy, luxury, and extra-seat rides, or 2X points on shared rides
  • Alaska Airlines Atmos Rewards: 2X points per dollar on everyday rides and 3X points on airport and elevated rides
  • Bilt Rewards: 2X Points per dollar on Lyft rides

To illustrate how lucrative this can be, you could pay for your ride with the Sapphire Reserve to earn 5X total Ultimate Rewards points, then stack that with Hilton Honors, Alaska, or Bilt Points from your linked account. It’s the best of both worlds.

Bottom Line

Depending on what credit cards are in your wallet, you could earn handsomely on Lyft rides or enjoy other perks like priority pickups and waived cancellation fees. While some of these bonus earnings and bonus perks are temporary, others have no end date, and you can take advantage of them at any time.

For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Preferred® Card (Rates & Fees), Chase Freedom Unlimited® (Rates & Fees), Southwest Rapid Rewards® Plus Credit Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), and Citi Strata Premier® Card (Rates & Fees)

Tip of The Day
Did you know that any loyalty account can be marked as Disabled? Once disabled, AwardWallet will not attempt to update the account. If desired, you can manually mark any account as disabled. Additionally, if you provide us with an account that has invalid credentials, we will automatically mark it as disabled after we realize this account cannot be updated. We do this to help prevent your loyalty account from locking you out.
Composite screenshot showing the indicator that an account is disabled in AwardWallet

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Comments

  • Michael says:
    April 19, 2026 at 9:49 pm

    Incorrect or out-of-date information. BILT Rewards Palladium Mastercard is 4X, not 2X. BILT Rewards Mastercard also has $10 monthly credit using BILT Cash. I assume you recycled the 2024 article and changed the date without updating the information.

    Reply
    • Tyler Glatt says:
      April 20, 2026 at 9:30 am

      Hi Michael, if you select Bilt as your primary Lyft earning partner, you’ll earn 2x points, no matter which card you use — Bilt or otherwise. You’re correct that the Palladium could earn 4x on Lyft, but that’s a factor of its 2x on everyday spend + 2x from Bilt being your Lyft earning partner.

      As we mentioned in the article, the “2X Points per dollar on Lyft rides” comes “in addition to the credit card rewards or cash back you’ll accrue from paying for your Lyft ride.”

      Reply
  • Susan Pogash says:
    June 10, 2024 at 6:02 pm

    I have taken Lyft rides in the past month but nothing is showing up on my credit card statements.
    Please advise me about what I need to do to get the 5% payback.

    Thank you.
    Susan Pogash

    Reply
    • Ryan Smith says:
      June 10, 2024 at 6:33 pm

      Hi Susan, which payment method are you using in your Lyft account? Have you checked the rewards portal for that card, where you see your earnings listed?

      Reply