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Offers for the Southwest Rapid Rewards® Premier Credit Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
About once every year, elevated Southwest Airlines credit card offers roll around that deliver the best of both worlds: Rapid Rewards points plus a Companion Pass.
And true to form, these offers are now available across Southwest’s three Chase-issued personal credit cards. Depending on which card you apply for, you can earn up to 40,000 Rapid Rewards points plus a Companion Pass, which unlocks buy-one get-one travel for just the taxes and fees and is valid through February 28, 2027.
And the welcome offer is just part of the equation. These Southwest credit cards can improve your flying experience with perks like a free checked bag, seat selection benefits, and more.
Interested? Here’s everything you need to know about these elevated Southwest credit card offers and how to apply.
- 2X points per $1 spent on Southwest® purchases
- 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
- 3X points per $1 spent on all Southwest® purchases
- 2X points per $1 spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
- 4X points per $1 spent on all Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants
- 1X point per $1 spent on all other purchases
Page Contents
Overview of Southwest Airlines Credit Card Offers
Southwest Airlines has five credit cards open to new applicants, including three personal cards and two business cards. However, only the personal cards are currently offering limited-time elevated welcome offers, which stack up like this:
- Southwest Plus Card: Earn Companion Pass through 2/28/27 and 20,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. $99 annual fee.
- Southwest Premier Card: Earn Companion Pass through 2/28/27 and 30,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. $149 annual fee.
- Southwest Priority Card: Earn Companion Pass through 2/28/27 and 40,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening. $229 annual fee.
On average, AwardWallet users redeem Rapid Rewards points for 1.52¢ apiece. That means the points alone from these bonuses are worth roughly $304 to $608, depending on which card you apply for.
And that doesn’t even factor in the value of the Companion Pass, which can be extremely valuable if you’re able to use it often.
It should go without saying that these welcome offers are exceptionally lucrative. Historically, Southwest credit card offers that include both points and a Companion Pass only surface about once per year, so it’s worth taking advantage of them while you can. They're rare shortcut to earning one of the most coveted perks in award travel.
Welcome offer restrictions
Chase issues Southwest's credit cards, meaning the bank's 5/24 rule applies. In other words, Chase will generally deny your application for a new Southwest card if you have opened five or more card accounts in the previous 24 months. Before you apply, check your 5/24 status for free to ensure your eligibility.
Moreover, you will find these terms on the application page:
“The product is not available to either (i) current Cardmembers of any Southwest Rapid Rewards® Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.”
Thus, if you currently have or earned a welcome bonus on any Southwest personal credit card in the past 24 months, you aren't eligible for this bonus. If it's been 24 months (or more) since you earned a welcome bonus, but you still have a Southwest personal card, you'll need to close that card to become eligible for this offer. Luckily, this restriction doesn't apply to Southwest's business or employee credit cards.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Which Southwest Credit Card Should I Get?
Alongside having an elevated welcome offer, each Southwest credit card features a similar set of travel protections, such as:
- Auto Rental Collision Damage Waiver: Complimentary theft and damage protection for rentals charged to your card.
- Purchase Protection: Covers new purchases against theft and damage for up to 120 days.
- Extended Warranty Protection: Add one year to your manufacturer's extended warranty.
- Lost Luggage Reimbursement: Up to $3,000 per passenger.
- Baggage Delay Insurance: Up to $100 per day for three days.
Now, let’s take a closer look at each card to help you decide which one is the best fit.
Southwest Rapid Rewards® Plus Credit Card
Our top pick for this increased offer is the entry-level Southwest Plus Card, which offers several valuable benefits in exchange for a $99 annual fee. It was also recently refreshed to reflect the broader changes happening at the airline, which makes it even more of a must-have. Here’s what the card offers now:
- Earning Rates: Earn 2X points per dollar on Southwest Airlines purchases, 2X points per dollar at gas stations and grocery stores on up to $5,000 in combined purchases per anniversary year, and 1X point per dollar on all other purchases.
- Free Checked Bags: First checked bag free for the cardmember and up to eight passengers on the same reservation.
- Seat Selection Benefits: Standard seat selection available within 48 hours of departure for the cardmember and up to eight passengers on the same reservation.
- Priority Boarding: Earlier boarding for the cardmember and up to eight additional passengers on the same reservation, with access to Group 5.
- Flight Discount: One promotional code for a 10% discount on a flight each anniversary year (excluding Basic fares).
- Bonus Points: Get 3,000 points every year on your cardmember anniversary.
- Companion Pass Head Start: Receive 10,000 Companion Pass qualifying points boost each year.
- In-flight Savings: Get 25% back on in-flight purchases.
- No foreign transaction fees.
- Earn Companion Pass through 2/28/27 and 20,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
- 3,000 anniversary points each year.
- Earn 2 points per $1 spent on Southwest Airlines® purchases
- Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
- Select a Standard seat within 48 hours prior to departure, when available.
- Earn 1 point for every $1 spent on all other purchases.
- No foreign transaction fees.
- Member FDIC
- 2X points per $1 spent on Southwest® purchases
- 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
Related: Southwest Plus Card Review
Southwest Rapid Rewards® Premier Credit Card
The Southwest Rapid Rewards® Premier Credit Card falls right in the middle of the Southwest family of cards with a $149 annual fee. In exchange for a higher fee, here's how this card differs from the Southwest Plus Card:
- Earning Rates: Earn 3X points per dollar on Southwest Airlines purchases, 2X points per dollar at grocery stores and restaurants on up to $8,000 in combined purchases per anniversary year, and 1X point per dollar on all other purchases.
- Flight Discount: One promotional code for a 15% discount on a flight each anniversary year (excluding Basic fares).
- Tier Qualifying Points: Get 1,500 Tier Qualifying Points toward A-List elite status for every $5,000 spent.
- Bonus Points: Get 6,000 points every year on your cardmember anniversary.
- 3X points per $1 spent on all Southwest® purchases
- 2X points per $1 spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
Related: Southwest Premier Card Review
Southwest Rapid Rewards® Priority Credit Card
The higher-end Southwest Rapid Rewards® Priority Credit Card card can quickly pay for itself if you fly with the airline a couple of times each year. Cardholders get a higher anniversary bonus, Extra Legroom seat upgrades, and a higher earn on Southwest flights.
If you're trying to figure out if this card is worth the higher annual fee, here's how it differs from the Southwest Plus Card:
- Extra Legroom Upgrades: Get an upgrade to an Extra Legroom seat within 48 hours of departure, when available.
- Earning Rates: Earn 4X points per dollar on Southwest Airlines purchases, 2X points per dollar at gas stations and restaurants (uncapped), and 1X point per dollar on all other purchases.
- Tier Qualifying Points: Get 2,500 Tier Qualifying Points toward A-List elite status for every $5,000 spent.
- Bonus Points: Get 7,500 points every year on your cardmember anniversary.
- Earn Companion Pass through 2/28/27 and 40,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
- 7,500 anniversary points each year.
- Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
- Earn 2 points for every $1 you spend at gas stations and restaurants
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Select a Preferred seat at booking, at no additional charge, when available.
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
- No foreign transaction fees.
- Member FDIC
- 4X points per $1 spent on all Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants
- 1X point per $1 spent on all other purchases
Related: Southwest Priority Card Review
Final Thoughts
Elevated Southwest credit card offers don’t come around every day, but when they do, they’re worth applying for, especially if you can put up to 40,000 Rapid Rewards points plus a Companion Pass (valid through February 28, 2027) to good use. And honestly, who couldn’t?
Southwest credit card bonuses this lucrative typically only come around once per year, and this is one you shouldn’t sleep on if you’re eligible.
- 2X points per $1 spent on Southwest® purchases
- 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
- 3X points per $1 spent on all Southwest® purchases
- 2X points per $1 spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year
- 1X point per $1 spent on all other purchases
- 4X points per $1 spent on all Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants
- 1X point per $1 spent on all other purchases
For rates and fees of the cards mentioned in this post, please visit the following links: Southwest Rapid Rewards® Plus Credit Card (Rates & Fees), and Southwest Rapid Rewards® Priority Credit Card (Rates & Fees)
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