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That said, both cards offer solid benefits and make it easy to earn valuable Southwest points with your business purchases. Here's what to know about the Southwest Business cards.
$299Rates & Fees
- 4X points per $1 spent on Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants
- 2X points per $1 on hotel accommodations booked directly with the hotel
- 2X points per $1 spent on rideshare
- 1X point per $1 spent on all other purchases
$149Rates & Fees
- 3X points per $1 spent on Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants on the first $8,000 in combined purchases per year
- 1X point per $1 spent on all other purchases
Southwest Premier Business Card Offer
Here's the full Southwest Premier Business Card offer: Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
What is the Southwest welcome offer worth?
On average, AwardWallet users redeem Rapid Rewards points for 1.52¢ apiece. That makes the Southwest Premier Business Card‘s 60,000 points offer worth around $910 toward award travel on Southwest!
Welcome offer restrictions
There are two things to consider before you apply for the Southwest Premier Business Card:
- Are you under 5/24? Chase issues Southwest's business
credit cards - Have you received a sign-up bonus on the card you're applying for within the last 24 months? If so, you'll be ineligible to receive another bonus. You'll see the same language on both Southwest business credit card applications:
“This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.”
Which Southwest Business Credit Card Should I Get?
Southwest offers two business credit cards — the Southwest Premier Business Card and the Southwest® Rapid Rewards® Performance Business Credit Card (Rates & Fees).
Here’s a side-by-side look at Southwest’s two business cards to help you decide which one makes the most sense.
Southwest Premier Business Card
- Annual fee: $149
- Earning rates: Earn 3X on Southwest® purchases, 2X at gas stations and restaurants (on the first $8,000 in combined purchases per year), and 1X on all other eligible purchases.
- Key perks: First checked bag free for you and up to 8 companions, 25% back on inflight purchases, no foreign transaction fees, a 15% flight discount each year on your cardmember anniversary (excluding Basic fares), 2,000 A-List qualifying points for every $5,000 spent to help you earn status faster, complimentary Preferred seat selection within 48 hours of departure when available, 6,000 anniversary points each year, and Group 5 boarding for you and up to 8 companions.
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Select a Standard or Preferred seat within 48 hours prior to departure, when available.
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
- No foreign transaction fees.
- Member FDIC
- 3X points per $1 spent on Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants on the first $8,000 in combined purchases per year
- 1X point per $1 spent on all other purchases
Related: Southwest Premier Business Card Full Review
Southwest Performance Business Card
- Annual fee: $299
- Earning rates: Earn 4 points per $1 spent on Southwest® purchases. Earn 2 points per $1 spent on gas station and restaurant purchases. Earn 2 points per $1 spent on hotel accommodations booked directly with the hotel. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 1 point per $1 spent on all other purchases.
- Key perks: First checked bag free for you and up to 8 companions, 25% back on inflight purchases, up to $120 credit every 4 years for Global Entry, TSA PreCheck, or NEXUS, 2,500 A-List qualifying points for every $5,000 spent, 9,000 anniversary points each year, complimentary Preferred seat selection at booking, Extra Legroom upgrades within 48 hours of departure when available, and Group 5 boarding for you and up to 8 companions.
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X pts on Southwest® purchases.
- Earn 2 points for every $1 you spend at gas stations and restaurants
- Earn 2X points on hotel accommodations booked directly with the hotel
- Earn 2X points on local transit and commuting, including rideshare.
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
- Member FDIC
- 4X points per $1 spent on Southwest® purchases
- 2X points per $1 spent at gas stations and restaurants
- 2X points per $1 on hotel accommodations booked directly with the hotel
- 2X points per $1 spent on rideshare
- 1X point per $1 spent on all other purchases
Related: Southwest Performance Business Card Full Review
Final Thoughts
Whether you’re looking to stock up on Rapid Rewards points or just enjoy extra perks when flying Southwest — the Southwest Business cards are a great way to turn your business spending into savings on your next trip.
For rates and fees of the cards mentioned in this post, please visit the following links: Southwest® Rapid Rewards® Performance Business Credit Card (Rates & Fees), and Southwest® Rapid Rewards® Premier Business Credit Card (Rates & Fees)
