Merchant Category Lookup Tool
Qantas Loyalty Mascot Au has been seen to be coded as:
目前，以下卡片可於Airlines (direct booking)賺取超過一倍以上點數：
The Platinum Card® from American Express
on flights booked directly with airlines or with American Express Travel (on up to $500,000 in purchases per calendar year)
American Express® Business Gold Card
on 2 of 6 categories including direct airlines bookings (on up to $150,000 spent per year)
Chase Sapphire Reserve®
on flights booked directly with airlines
Sapphire Reserve for Business℠
on flights booked directly with airlines
Citi Strata Premier℠ Card
American Express® Gold Card
Chase Ink Business Preferred®
$150,000 annual limit
SKYPASS Select Visa Signature® Card
Hilton Honors American Express Aspire Card
on on flights booked directly with airlines Card offer not available through this site.
The Bilt Mastercard®
on flights booked directly with airlines, hotels, rental cars, and cruises when you use the card 5 times each statement period. See Rewards & Benefits
Capital One Venture Rewards Card
on all purchases
Capital One Venture X Rewards Credit Card
on all purchases
Capital One Venture X Business
on all purchases
Capital One Spark Miles for Business
on all purchases
The Blue Business® Plus Credit Card from American Express
on all purchases ($50,000 annual limit)
Chase Sapphire Preferred® Card
on travel not purchased through Chase TravelSM
World Of Hyatt Credit Card
The New United Quest℠ Card
The New United Club℠ Card
on purchases with airlines besides United
IHG One Rewards Premier Business Credit Card
Emirates Skywards Rewards World Elite Mastercard®
Capital One Spark Miles Select for Business
on all purchases Card offer not available through this site.
Air France KLM World Elite Mastercard®
Virgin Atlantic World Elite Mastercard®
Costco Anywhere Visa® Card by Citi
The Hilton Honors American Express Business Card
on other eligible purchases (up to the first $100,000 spent per calendar year; 3x points thereafter)
Chase Freedom Unlimited®
on all purchases
Chase Ink Business Unlimited®
on all purchases
United Club℠ Business Card
Marriott Bonvoy Brilliant® American Express® Card
on flights booked directly with airlines
Capital One VentureOne Rewards Credit Card
on all purchases
IHG One Rewards Premier Credit Card
on all purchases
Bank of America® Premium Rewards® credit card
Norwegian Cruise Line® World Mastercard®
on eligible airline purchases Card offer not available through this site.
Wells Fargo Active Cash℠ Card
on other eligible purchases
Citi Double Cash Card®
U.S. Bank FlexPerks® Gold American Express® Card
on on flights booked directly with airlines
Synchrony Premier World Mastercard®
on all purchases
Bank of America® Premium Rewards® Elite Credit Card
TD Double Up℠ Credit Card
on all eligible purchases
Capital One Spark Cash
on all purchases
Ink Business Premier® Credit Card
on every purchase
The American Express Blue Business Cash™ Card
on all purchases ($50,000 annual limit. Cash back is issued as a statement credit.)
Capital One Spark Cash Plus
Marriott Bonvoy Bevy® American Express® Card
on other eligible purchases
Marriott Bonvoy Boundless™
on other eligible purchases Card offer not available through this site.
Marriott Bonvoy Bold™ Credit Card
Marriott Bonvoy Business® American Express® Card
on other eligible purchases
Hilton Honors American Express Card
on other eligible purchases
Hilton Honors American Express Surpass® Card
on other eligible purchases
Capital One QuicksilverOne Cash Rewards Credit Card
on all purchases
Preferred Cash Rewards Credit Card
Bank of America® Travel Rewards Credit Card for Students
on all purchases Card offer not available through this site.
Bank of America® Travel Rewards credit card
Capital One Quicksilver Secured Cash Rewards Credit Card
Discover it® Miles
on all purchases
Capital One Quicksilver Student Cash Rewards Credit Card
on all purchases
Cash Magnet® Card
on all purchases (issued as a statement credit) Card offer not available through this site.
Capital One Quicksilver Cash Rewards Credit Card
on all purchases
Capital One Spark Cash Select
IHG One Rewards Traveler Credit Card
on all purchases
Choice Privileges® Visa Signature® Card
What are Merchant Category Codes (MCCs) and why are they important?
Merchant Category Codes (MCCs) are a way for credit card networks to identify different types of merchants. Based on the type of business, a merchant is assigned a category code, which is how credit card companies know that something “codes as travel” or “is a restaurant”.
The MCC of a merchant is defined by the network of cards (Visa, Mastercard, American Express and Discover in the U.S.). Typically, merchants receive the same coding with Visa and Mastercard, however, vendors are sometimes coded differently with American Express.
When such coding differences happen, a transaction with a merchant may code as “Bakery” with Visa/Mastercard and not receive any bonus points but may code as “Restaurant” with American Express and receive bonus points if that particular card offers a bonus multiplier at restaurants.
AwardWallet currently uses data gathered across American Express, Mastercard, and Visa cards issued by Chase, Citibank, and American Express to perform this analysis. We fully expect there to be an occasional anomaly where such coding conflicts occur and are working to point out when this occurs.
If you notice something that has been miscategorized, please let us know by submitting a bug report.
If you’d like to learn a bit more about MCCs, take a look at some resources here: