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United MileagePlus is one of the most practical airline programs for award travel, with extensive route coverage and access to a large partner network. If you earn Chase Ultimate Rewards points, transferring them to United is one of the simplest ways to turn flexible points into valuable and easy-to-use airline miles.
The good news: the process is quick, straightforward, and usually instant. Below, we’ll walk through exactly how to transfer Chase Ultimate Rewards points to United MileagePlus in just a few simple steps.
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How to Transfer Chase Points to United
The first step in converting your Chase Ultimate Rewards points into United MileagePlus miles is to log in to the Ultimate Rewards website and view your account dashboard.
For those with multiple Chase cards, choose the card with enough points for the transfer. If you have some cards that don't directly transfer to Ultimate Rewards partners, you might need to combine your Ultimate Rewards onto one card before starting the transfer process.
Related: How To Transfer Chase Ultimate Rewards Points: A Step-By-Step Guide
Find the Ultimate Rewards transfer partners
In the navigation menu, click on “Travel” and then “Transfer points to partners.” Make sure you’ve selected a Chase card eligible for transfers. Otherwise, you won’t see these options.
After clicking “Transfer points to partners,” you'll be taken to the “Transfer Points” page, where Chase’s complete list of transfer partners is displayed.
To transfer Chase points to United, select “United Airlines” from the list.
If Chase offers a transfer bonus to United, you'll see it displayed under “Bonus offers” at the top of your screen — but note that we've never seen a transfer bonus from Chase to United.
Related: All Current Credit Card Transfer Bonuses
Link your Chase Ultimate Rewards and United MileagePlus accounts
Once you select United MileagePlus, click “Transfer Points” at the bottom of the page. Here, you’ll need to fill out a simple form to link your Chase and United accounts. Make sure you have your MileagePlus number handy, as Chase will ask for your loyalty account details.
The name on your loyalty account must match the name of a primary cardholder or an authorized user. Otherwise, the form won't process. It's also important that your loyalty number is correct. Any errors in the entry process can result in a transfer delay, which may require a call to Chase to sort out the issues.
If you've previously initiated a transfer from Chase to United, you shouldn't need to fill in the loyalty number again. Chase will remember your details.
Related: 22 Different Ways To Redeem Ultimate Rewards
Transfer Chase points to United MileagePlus
Now for the most exciting part: converting your Chase Ultimate Rewards into United miles. To initiate the transfer, enter the number of points you want to turn into miles.
All transfers must occur in 1,000-point increments. For every 1,000 Ultimate Rewards points you transfer, you'll receive 1,000 MileagePlus miles. Before moving any further, double-check that the amount you're transferring is correct. After you've confirmed, click “Submit.” You'll shortly receive notice from Chase via email that your points transfer to United is being processed.
In almost all cases, Chase points transfer to United miles instantly, which means you'll have access to your new stash of MileagePlus miles as soon as you log into your United account. You can start redeeming as soon as they show up!
Related: How To Redeem United Miles for Maximum Value
Checklist Before You Transfer Chase Points to United
Before moving any Ultimate Rewards points to United MileagePlus, take a minute to double-check the following:
- Confirm award availability first. United award space can disappear quickly. Make sure the flight you want is actually bookable before transferring points.
- Verify the mileage cost. United uses dynamic pricing, so award rates can vary widely. Ensure the mileage price makes sense compared to cash fares.
- Compare other Chase redemption options. In some cases, booking through Chase Travel or transferring to a different airline partner may deliver better value.
- Remember that transfers are irreversible. Once Chase points move to United, they can’t be transferred back or to another program.
- Check for fees and surcharges. United generally has reasonable taxes and fees, but partner awards can vary by route.
- Transfer only what you need. Since transfers are instant, it’s best to move the exact number of points required for your booking.
Taking a few minutes to run through this checklist can help ensure you get the best possible value from your Chase Ultimate Rewards — and avoid getting stuck with miles you weren’t ready to use.
Related: 4 Loyalty Programs to Check Before Buying Domestic Flights
How to Earn Chase Ultimate Rewards Points
The easiest way to earn a lot of Chase points is to earn a welcome bonus on a credit card that earns Ultimate Rewards points and use it for your everyday or small business spending. And if you play your cards right (pun intended), you can leverage one of Chase's best-ever offers to juice your point balance even more.
Looking for a great welcome offer? Here are a few to consider:
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
- 8x points on all purchases through Chase Travel℠
- 4x points on flights and hotels booked directly
- 3x points on dining worldwide
- 1x points on all other purchases
- 8X points on all Chase Travel℠ purchases
- 5X total points on eligible Lyft rides through 9/30/2027
- 4x points on flights and hotels booked directly
- 3x points on advertising purchases made with social media platforms and search engines
- 1 point per dollar on all other eligible purchases
You can also bank Ultimate Rewards points by clicking through the Ultimate Rewards shopping portal. Earning bonus Chase points on online purchases is one of the most effortless ways to grow a sizable balance of transferable rewards.
And, lastly, if you refer someone to Chase through your personal Refer-A-Friend page, you'll earn Ultimate Rewards for each successful approval. However, note that not every account is eligible for referral bonuses.
Whether you want to keep funneling Ultimate Rewards points to United MileagePlus or another Chase transfer partner, earning Ultimate Rewards from multiple avenues is a great way to ensure more reward travel is on your horizon.
Related: Do Chase Ultimate Rewards Points Expire?
Bottom Line
With a lengthy list of destinations and a deep roster of partner airlines, MileagePlus miles can take you pretty far. Even better, you can transfer Chase Ultimate Rewards points to United to help fund your next trip — and it only takes a few easy steps.
However, consider other ways to earn miles, such as buying United miles if there's a sale going on or even earning a lucrative sign-up bonus on a United credit card, before finalizing your transfer to ensure you get the best value from your hard-earned Chase points.
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Preferred® Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), and Sapphire Reserve for Business℠ (Rates & Fees)
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