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Chase and IHG have teamed up to deliver new great offers for the IHG One Rewards Premier Credit Card and the $0-annual fee IHG One Rewards Traveler Credit Card. New IHG One Rewards Premier Card cardmembers can earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Meanwhile the IHG One Rewards Traveler Card still offers 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
The IHG One Rewards Premier Card is one of our favorite hotel cards thanks to great benefits like complimentary elite status, a complimentary Reward Night Certificate every year, and your fourth night free on award bookings. With so much value up for grabs, now is a great time to add this card to your wallet.
- Earn 140,000 Bonus Points
- Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier cardmember
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
- Member FDIC
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on purchases on travel, gas stations, and restaurants
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for being a IHG One Rewards Premier Credit Card member
- Earn up to 6X points from IHG® with Platinum Elite Status, a benefit of having this card
- Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
Of these two cards, we recommend getting the IHG One Rewards Premier Card due to its much higher bonus and suite of perks. However, if you can't stomach paying an annual fee, the IHG One Rewards Traveler Card is a top option thanks to its five-figure bonus and surprisingly good perks for a no-annual-fee card:
- Earn 80,000 Bonus Points
- No Annual Fee
- Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
- Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
- No Foreign Transaction Fees
- Redeem 3 Nights, Get the 4th Night Free
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
- Member FDIC
- Earn up to 17X points total per $1 spent when you stay at an IHG hotel
- 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
- 2X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
- Earn up to 2X points from IHG® with Silver Elite Status, a benefit of this Card
- Earn up to 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
Sign-up Bonus – 140,000 Bonus Points
The latest bonus on the IHG One Rewards Premier Card falls just short of the regular offers seen on this card. New cardmembers will take home 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Feature Benefits of the IHG One Rewards Premier Card
- Anniversary Reward Night Certificate — The hero benefit of the IHG One Rewards Premier Card and the reason it pays for itself over the long term. The IHG Anniversary Night is valid at any IHG property that costs up to 40,000 points. Want to book a more expensive stay? You can top off this anniversary IHG free night certificate with an unlimited number of points to redeem at hotels above the 40,000 point level.
- Fourth Night Free — Cardholders receive the fourth night free on award redemptions. Just redeem your points for a four-night stay at an IHG property, and IHG will only charge you for three nights. Depending on the points cost of the fourth night vs. the other nights, that's around a 25% discount!
- IHG Platinum Elite Status — Receive IHG Platinum Elite Status for as long as you retain the IHG One Rewards Premier Card. While not quite the best mid-tier hotel elite status, Platinum Elite members receive perks like complimentary upgrades and late checkout when available, plus you’ll earn 16X points per dollar spent at most IHG brands. If you pay the bill with your IHG One Rewards Premier Card, that’s 26X points per dollar spent with IHG.
- Earn IHG One Rewards Diamond Elite status — Cardmembers can also earn IHG Diamond Elite status after spending $40,000 on qualifying purchases each calendar year.
- Save 20% on Points Purchases — There are situations when buying IHG points can save you a bundle compared to paying cash for your stay. It's important to note that the 20% discount on points purchases can't be combined with other deals or discounts.
- 10,000 Bonus Points and $100 Statement Credit — Earn 10,000 bonus points and a $100 statement credit after spending $20,000 on the card (and then making one additional purchase) each year.
- $50 United Credit Each Year — Receive up to $50 in United TravelBank credit each year after linking your card to United.
- Global Entry, TSA PreCheck, or NEXUS Credit — Cardholders receive a statement credit of up to $120 every four years to cover the TSA PreCheck, Global Entry, or NEXUS application fees.
Best Ways To Redeem IHG One Rewards Points
IHG reward nights range in price from under 10,000 points per night for entry-level hotels to over 100,000 points per night for premium InterContinental and Kimpton properties.
Many IHG redemptions return a consistent value around the ~0.5¢ per point mark. However, you can get even higher value by picking and choosing which redemptions you make and taking advantage of the fourth-night free cardholder perk. For reference, AwardWallet users have averaged 0.68¢ per point in recent redemptions. To help you maximize your IHG points, we've compiled a list of our top luxury IHG One Rewards redemptions and best IHG redemptions under 25k points per night.
Another unique feature of IHG One Rewards is the ability to use a mix of points and cash when booking a hotel stay. If you don’t have enough points in your account to book your desired hotel or want to extend your stay past what your points alone will allow, you can use a mix of points and cash to secure your booking.
Application Restrictions
Chase imposes multiple restrictions on rewards credit card applications. The first is a published application rule stating you can’t get the IHG One Rewards Premier Card if you currently hold an IHG card or have received a signup bonus for one in the previous 24 months:
“This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products.”
The second (unpublished rule) is Chase’s 5/24 policy. If you’ve been approved for five or more personal credit cards in the previous 24 months, you won’t be approved for this card.
Final Thoughts
Chase and IHG just launched an excellent new bonus on the IHG One Rewards Premier Card.
It's rare to see a hotel signup bonus that can put so many travel possibilities within easy reach. Combine that with the IHG One Rewards Premier Card‘s 4th night free on award stays, and you could be spending multiple nights in luxury at an IHG or Kimpton property off a single signup bonus.
- Earn 140,000 Bonus Points
- Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier cardmember
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
- Member FDIC
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on purchases on travel, gas stations, and restaurants
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for being a IHG One Rewards Premier Credit Card member
- Earn up to 6X points from IHG® with Platinum Elite Status, a benefit of having this card
- Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
For rates and fees of the cards mentioned in this post, please visit the following links: IHG One Rewards Premier Credit Card (Rates & Fees), and IHG One Rewards Traveler Credit Card (Rates & Fees)
