Biggest Ever 140,000 Point Bonus on the IHG Rewards Premier Card

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Chase has published the biggest signup offer we've seen to date on the popular IHG® Rewards Club Premier Credit Card, announcing a new offer of 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.

The card is already a great long-term value thanks to the high earning rate on IHG purchases, complimentary elite status, and a reward night certificate each year you hold the card. The new 140,000 bonus points offer is an all-time high since this card launched—a 75% increase over the standard bonus of 80,000 points.

IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Premier Credit Card
Annual Fee$89
Welcome Bonus Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • 1X point per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG® Rewards Club Premier Credit Cardmember
  • Earn 5X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

Feature Benefits of the IHG Rewards Premier Card

  • Anniversary Reward Night Certificate — The hero benefit of the IHG Rewards Premier Card and the reason it pays for itself over the longterm. The anniversary reward night is valid for any IHG property up to the value of 40,000 points per night.
  • Fourth Night Free — Akin to a 25% discount on award stays of four nights, cardholders receive the fourth night free on award redemptions. Essentially, redeem your points for a four-night stay at an IHG property, and IHG will only charge you for three nights—four nights for the price of three!
  • IHG Platinum Elite Status — Receive Platinum Elite Status for as long as you retain the IHG Rewards Premier Card. While not as feature-rich as the best mid-tier hotel elite status, Platinum Elite members receive perks like complimentary upgrades and late checkout when available, plus you’ll earn up to 15X points per dollar spent at most IHG brands. Including the bonus points from your IHG Rewards Premier Card, that’s 25X points per dollar spent with IHG!
  • Save 20% on Points Purchases — There are situations when buying points can save you a bundle compared to paying cash for your stay. It's important to note that, according to the terms and conditions, the 20% discount on points purchases can't be combined with other deals or discounts. In other words, you likely won't be able to combine this with the regular points sales where IHG sells points for as little as 0.5¢ each. Still, the benefit could be a great value when you buy points to redeem for PointBreaks properties or high-end redemptions like Kimpton hotels.
  • Global Entry/TSA PreCheck Credit — Cardholders receive a credit every four years up to the value of $100.

Best Ways to Redeem IHG Rewards Club Points

IHG is best known in the award travel community for its quarterly PointBreaks promotions, which offer a list of hotels at heavily discounted award rates as low as 5,000 points per night. PointBreaks redemptions cost either 5K, 10K, or 15K points, depending on the hotel, so you can book a weekend away for as little as 10K points!

Outside of PointBreaks promos, IHG reward nights range in price from 10,000 points per night for a Category 1 hotel up to 70,000 points per night for a premium Category 13 property. While the lion's share of IHG redemptions return a consistent value around the ~0.5¢ per point mark, we've shared a list of our top IHG Rewards Club redemptions, alongside some exceptional properties that come in at or under the critical 40,000 point mark, perfect for redeeming your IHG reward night.

intercontinental-bangkok-hotel
Use complimentary Reward Night Certificate to stay at the new InterContinental Bangkok

Another unique feature of IHG Rewards Club is the ability to use a mix of points and cash when booking a hotel stay. If you don’t have enough points in your account to book your desired hotel, or want to extend your stay past what your points alone will allow, you can use a mix of points and cash to secure your booking. Plus, there's a quick workaround that allows you to use points and cash bookings to pick up IHG points for as little as half a cent each!

Application Restrictions

Chase imposes multiple restrictions on rewards credit card applications. The first is a published application rule stating you can’t get the IHG Rewards Premier Card if you currently hold the card or have received a signup bonus for it in the previous 24 months.

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.

The second, unpublished set of rules is Chase’s 5/24 policy, which restricts approvals to folks that have fewer than five new credit cards opened in the preceding 24 months leading up to your application. If you’ve been approved for five or more personal credit cards in the previous 24 months, you won’t be approved for this card.

Final Thoughts

The increased 140,000 bonus points on the IHG Rewards Premier Card is the highest bonus this card has offered since it launched back in 2017, providing enough points for two nights at a top-tier IHG property, or as many as 28 nights if redeemed for the lowest PointBreaks redemptions (even more if you utilize the fourth-night free perk). In addition to the massive bonus, you’ll get an anniversary reward night certificate each year good for properties up to 40,000 points per night, Platinum Elite status for as long as you hold the card, and a 20% discount when purchasing points. If you’ve had this card on your radar, now’s the time to pull the trigger and secure the biggest bonus this card has ever offered.

IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Premier Credit Card
Annual Fee$89
Welcome Bonus Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • 1X point per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG® Rewards Club Premier Credit Cardmember
  • Earn 5X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

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Comments

  • 125k points is a big offer but remember the value of the points compared to other programs

    • IMO the value is quite good compared to Marriott, Hilton and Radisson. It only falls short to Hyatt. But with all their bonus earning opportunities, large footprint and Pointbreak offers, you should be able to squeeze a number of stays out of these points. If I wasn’t well above 5/24, I’d jump on this offer.

  • Wow that’s a lot of bonus points! And for only $3000 spend.

    • Not all points are created equal though. Would you rather have $1,000 USD or 5,000 pesos? The value of all points and miles is what you determine it to be but bloggers and websites can give you a good starting point on comparing say a Hyatt point to a Hilton point etc.

  • That is a great bonus offer.

  • Excellent! Thanks for letting us know!

  • This finally might be the time to go for it…

  • I have both the old IHG credit card and the current one. Too bad I cannot qualify for an additional one.

  • Michael Skelly says:

    I thought I did well with the 100k offer. Still trying to decide if it is worth keeping with the annual fee….

    • Honestly if all you do is use the free night (for a night you needed already, not a free night for the sake of a night out of the house), then the card is worth keeping.

  • It’s very good card for me – going to apply tomorrow!!!

  • Might consider it if the status came with breakfast

  • I have the old $49 IHG Chase card, would you recommend canceling that card and trying to get this one? Thank you!

    • I wouldn’t cancel the old IHG card. I wish I had gotten it before it was discontinued. You can continue to get a free reward night as long as you keep that card and pay the $49 fee. You’re eligible for the new version of the card too if you want to double up and have two reward nights each year, but based on the lower fee and 10% points rebate, the old card is one of the most valuable long-term keepers on the market.

  • $89 annual fee. It is worthy.

  • I just used my annual free night at a Kimpton from the old version of this card. It was very pleasant and a great use of the annual fee! I’m not sure if I would get much use out of this version of the card. The article will be helpful in deciding.

  • That is some serious new cardholder bonus. I’m looking to expand my credit portfolio, so I guess I’ll be looking into IHG locations and partners and deciding if this is a card worth having.

  • Why it’s a Chase card which has 5/24 restriction! 🙁

  • Roberto Diaz says:

    When is the expiration date of this new 140k points offer?

  • I signed up for IHG’s last promotion, but I can never use these points. I have been trying for a year and “rewards stays” are never available at any property I have tried. I even tried booking 6 months out. Good luck with IHG points! Value for me = zero!!

    • I’m truly surprised you were successful at leaving a comment on this thread if IHG bookings gave you so much hassle…
      I have only had 1 issue out of 50+ bookings on free reward night bookings or free bookings via IHG points in several different cities, using points only &/or points+cash. Those bookings include low end IHG properties, the points break offers, higher end Intercontinental properties in NYC & Miami, & also the all-inclusive resort in Jamaica. I have never booked more than 6 months out either.
      Try again maybe?

    • I’ve heard similar comments which is why this is not the least bit enticing to me.

  • How long is this offer available?

  • We love having this credit card! Just recently enjoyed three lovely nights at Crowne Plaza Crystal City.. Washington DC.

  • I think this is a great offer!

  • Huge offer. Paying my taxes by credit card, glad to got some free night for it

  • Please hold off the devaluation, thank you 🙂

  • Platinum elite status sounds significant, but the associated benefits are closer to commonplace tin than a truly precious metal..

  • Awesome offer can’t resist to apply!

  • Wow, 28 nights is pretty impressive for $3000 spend. However, I do like how Marriott lets you transfer points to different airlines at pretty good transfer rates.

  • The IHG properties in our area are not safe so it’s hard to get excited about this offer.

  • It’s deals like these that make me consider switching to booking IHG hotels

  • Nice offer! Just missing PointsBreak though…

  • Thanks for informing us about this offer.

  • Great offer, indeed the most bonus from IHG I’ve seen. Spending points is also very easy and great for properties such as in Japan.

  • I keep getting offers for this card and although the 140 thousand points is great to me it’s not worth the $89 a year.. Especially since they have limited due to a 40,000 points today which is hard to fine in the areas that I want. I will just keep my old card at the $49 a year rate which gets about the same perks. Now if they would raise the every day Purchase points I would definitely consider it but I really don’t have much to gain for the extra money

  • thanks for the info

  • I’ve been thinking on this bonus with them. I forgot about the 20% discount on buying points. If you can spend less with that rather than the nightly fee for a room that’s great! I do like IHG. They are adding more hotels and Kimpton is very tempting to use points at. You need to remember the phrase to get something free when they offer that too. It is a nice bonus.

  • Did this and had to wait to be approved. Then in Chase account within three days. No call made to re-approval line.

  • So I’m at 4/24 right now and just getting started with Reward Travel. I was thinking of applying for the Sapphire Preferred. Which one would you apply for? This one (IHG) or the Sapphire Preferred? Thanks

    • No question the CSP. That’s a far better use of points with better transfer partners rather than being locked into IHG.

  • Good offer!

  • This is a great offer. Trying to decide between this card and the Hyatt. Chase is doing great things.

  • The Global Entry makes this an easy bonus!!! Lots of points too!

  • Still waiting for a reply, along with the other ones who asked: “How long is this offer available?”

    • I don’t believe an end date has been announced. It’s typical to see limited-time offers run from 55-70 days, but I don’t have any specifics on this one. We’ll post about it if we get advance notice on the end date.

  • Brendon Smith says:

    Great deal! I could have just used this on my last trip. That is an awesome bonus.

  • Gareth Waugh says:

    That’s not horrible at all, while I think Hyatt has more potential, IHG hotels are more available and can occasionally be pretty sweet.

    • Define more available. I often see and hear about blackout periods for IHG where rooms are inexplicably unbookable but I’ve never seen that with Hyatt.

  • OMG and I thought I grabbed a good deal when I signed up for the 100K offer.
    I am kicking myself for missing out on the extra 40K points…
    Maybe next time the offer will go up even higher?

  • There’s a good chance I’ll be on the road 60 days a year for the next three years and I’m preemptively looking into hotels. I’ve ruled Marriott out and have Hyatt as the front runner. Hyatt means a lot to me since I’m in the Chase ecosphere and can transfer points to Hyatt (yes, IHG too but when a Hyatt point is worth more than 400% more than an IHG point, I’m not not transferring a single point to IHG).
    Anyone have any thoughts on starting from scratch? I have the free Hilton Honors card and would easily sign up for the Surpass as well to get gold status and therefore breakfast but getting the Hyatt card and going the Hyatt route appeals to me a lot more.

  • I got the 125,000 bonus and completed it but would have definitely opted for this higher offer instead. Who would have thought it would go even higher. I didn’t.

    • I read where the offer expires April 2, 2002,

    • It’s always a gamble. Hilton targeted me with an 80k offer for the HHonors card which was 5k more than the standard offer. I checked and didn’t find anything better but now it’s 100k for the free card. They wouldn’t match it either.

  • Lillian Dikovitsky says:

    I will have to consider this. Sounds pretty good.

  • Michael Dikovitsky says:

    If I can keep my $49 fee IHG card and also get this one I think I will do that. Like the Global Entry especially since I will probably downgrade my CSR.

  • Such generous bonus offers only reconfirm already circulating rumors that IHG is eventually planning to devalue their loyalty points!

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