Earn 140,000 Bonus Points With the IHG Premier Card Earn 140,000 Bonus Points With the IHG Premier Card

Earn 140,000 Bonus Points With the IHG Premier Card

Bonus Points

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Chase and IHG have teamed up to deliver another great offer on the IHG® Rewards Premier Credit Card. New cardmembers can earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months of account opening.

The IHG Rewards Premier Card is one of our favorite hotel cards thanks to great benefits like complimentary elite status, a complimentary Reward Night Certificate every year, and your fourth night free on award bookings.

With so much value up for grabs, now is a great time to add this card to your wallet.

IHG® Rewards Premier Credit Card
IHG® Rewards Premier Credit Card
Annual Fee$99
Welcome Bonus Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Earn 26 points total per $1 spent when you stay at an IHG hotel
  • 5X points per $1 spent on purchases on travel, gas stations, and restaurants
  • 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG® Rewards Premier Credit Card member
  • Earn 6X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

Signup Bonus – 140,000 bonus points

The latest bonus on the IHG Rewards Premier Card isn't the best offer we've ever seen on this card, however, new cardmembers will take home 140,000 bonus points after spending $3,000 on purchases in the first 3 months of account opening. The previous best offer we've seen on this card is 140K points + a free night. While not providing as much value as the previous all-time high, the current offer can still land cardholders a ton of points.

Feature Benefits of the IHG Rewards Premier Card

  • Anniversary Reward Night Certificate — The hero benefit of the IHG Rewards Premier Card and the reason it pays for itself over the long term. The IHG Anniversary Night is valid at any IHG property that costs up to 40,000 points. Add unlimited points from your IHG account to your anniversary IHG free night certificate and redeem at hotels above the 40,000 point level.
  • Fourth Night Free — Akin to a 25% discount on award stays of four nights, cardholders receive the fourth night free on award redemptions. Just redeem your points for a four-night stay at an IHG property, and IHG will only charge you for three nights!
  • IHG Platinum Elite Status — Receive Platinum Elite Status for as long as you retain the IHG Rewards Premier Card. While not as feature-rich as the best mid-tier hotel elite status, Platinum Elite members receive perks like complimentary upgrades and late checkout when available, plus you’ll earn up to 16X points per dollar spent at most IHG brands. If you pay the bill with your IHG Rewards Premier Card, that’s 26X points per dollar spent with IHG!
  • Earn IHG Rewards Diamond Elite status — Cardmembers can also earn IHG Rewards Diamond Elite status after spending $40,000 on qualifying purchases each calendar year
  • Save 20% on Points Purchases — There are situations when buying points can save you a bundle compared to paying cash for your stay. It's important to note that, according to the terms and conditions, the 20% discount on points purchases can't be combined with other deals or discounts. In other words, you likely won't be able to combine this with the regular points sales where IHG sells points for as little as 0.5¢ each. Still, the benefit could be a great value when you buy points to redeem for PointBreaks properties or high-end redemptions like Kimpton hotels.
  • 10,000 Bonus Points and $100 Statement Credit – Earn 10,000 bonus points and a $100 statement credit after spending $20,000 on the card (and then making one additional purchase) each year
  • 20% off IHG points purchases
  • $50 United Credit Each Year — Receive $50 in United TravelBank credit each year after linking your card to United TravelBank
  • Global Entry/TSA PreCheck Credit — Cardholders receive a statement credit of up to $100 every four years to cover the TSA PreCheck or Global Entry application fees.

Best Ways to Redeem IHG Rewards Club Points

IHG reward nights range in price from 10,000 points per night for entry-level hotels, up to 70,000 points per night for premium InterContinental and Kimpton properties. While the lion's share of IHG redemptions return a consistent value around the ~0.5¢ per point mark, we've shared a list of our top IHG Rewards Club redemptions, alongside some exceptional properties that come in at or under the critical 40,000 point mark, perfect for redeeming your IHG reward night.

intercontinental-bangkok-hotel
Use a complimentary Reward Night Certificate to stay at the new InterContinental Bangkok

Another unique feature of IHG Rewards Club is the ability to use a mix of points and cash when booking a hotel stay. If you don’t have enough points in your account to book your desired hotel or want to extend your stay past what your points alone will allow, you can use a mix of points and cash to secure your booking. Plus, there's a quick workaround that allows you to use points and cash bookings to pick up IHG points for as little as half a cent each!

Application Restrictions

Chase imposes multiple restrictions on rewards credit card applications. The first is a published application rule stating you can’t get the IHG Rewards Premier Card if you currently hold an IHG card or have received a signup bonus for one in the previous 24 months.

“This product is not available to either (i) current cardmembers of any IHG® Rewards credit card, or (ii) previous cardmembers of any IHG® Rewards credit card who received a new cardmember bonus for this credit card within the last 24 months.”

The second (unpublished rule) is Chase’s 5/24 policy. If you’ve been approved for five or more personal credit cards in the previous 24 months, you won’t be approved for this card.

Final Thoughts

We've seen this card offer as many as 140,000 bonus points plus a free night in the past, but the latest offer of 140,000 bonus points is still a top offer and provides plenty of points for IHG fans.

It's rare to see a hotel signup bonus that can put so many travel possibilities within easy reach. Combine that with the IHG Rewards Premier Card‘s 4th night free on award stays, and you could be spending multiple nights in luxury at an IHG or Kimpton property off a single signup bonus.

IHG® Rewards Premier Credit Card
IHG® Rewards Premier Credit Card
Annual Fee$99
Welcome Bonus Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Earn 26 points total per $1 spent when you stay at an IHG hotel
  • 5X points per $1 spent on purchases on travel, gas stations, and restaurants
  • 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG® Rewards Premier Credit Card member
  • Earn 6X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

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Comments

  • Does the points expire? That is what I have heard with hotel cards that the points expire after one year. I am interested in this card but I don’t have a trip planned yet to use them.

  • Paul Davis says:

    I took advantage of this offer earlier this year. I was disappointed to find that the free night offered is NOT combinable with other points

  • I already have the Chase IHG Rewards Club card. Can I get the sign up bonus for this IHG Rewards Club Premier Credit Card if I have the ‘basic’ IHG Rewards Club card?

    thanks

    • Ed – yes, you can have both cards at present. Once the new changes go into effect on March 24, my understanding is that there will be a ‘card family’ rule, and you won’t be able to apply for another IHG card if you already have one. Thus, you should apply before that if you are eligible and want to have 2 cards.