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The American Express Platinum Card® offers a $300 annual Digital Entertainment Credit to help offset the card's hefty $895 annual fee (Rates & Fees). This credit provides up to $25 per month toward popular streaming and digital subscriptions. But to maximize its value, you’ll need to be strategic in how you use it.
Here’s how to utilize your Amex Digital Entertainment Credit — including a new roundabout way of using it for an Apple TV subscription.
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How the Platinum Card® Digital Entertainment Credit Works
- You need to enroll to receive the digital entertainment credit. Only card members or authorized account managers can enroll.
- Card accounts are eligible for up to $25 of credits per month for a total of $300 credit per year.
- Credits expire at the end of each month they're available.
- Allow up to eight weeks for purchases and credits to post to your account. However, the statement credit typically posts much quicker than that.
Related: All About the American Express Platinum Card®
Digital Entertainment Credit Eligible Services
There are plenty of ways you can spend your Platinum Card®‘s monthly digital entertainment credits. Here are the eligible merchants, including which purchases do (and don't) count.
Disney+
Purchases of Disney+ made through disneyplus.com are eligible. Disney releases a variety of bundles and standalone plans:
- Disney+, Hulu, & ESPN bundle plans
- Disney+, Hulu, HBO Max Bundle plans
- Disney+ standalone plans
- Bundles with NFL+ Premium
At the time of writing, no bundle includes both ESPN+ and MAX, so you'll have to choose which service you'd use more. Eligible purchases do not include subscriptions bundled with cable services or purchased through third parties, promotional offers through third parties, advertising services, or gift cards.
ESPN+
Purchases of ESPN+ services made directly through plus.espn.com are all eligible. This includes Pay Per View (PPV) purchases, Hulu, and a Disney+ Bundle. Eligible purchases do not include subscriptions bundled with cable services or purchased through third parties, promotional offers through third parties, advertising services, or gift cards.
Hulu
Purchases of Hulu services made directly through hulu.com are eligible, including purchases of ESPN+, Hulu, and a Disney+ Bundle. Eligible purchases do not include subscriptions bundled with cable services or purchased through third parties, promotional offers through third parties, advertising services, or gift cards.
Paramount+
Eligible purchases for Paramount include all Paramount+ subscriptions purchased directly at www.paramountplus.com. Eligible purchases do not include subscriptions bundled with cable services or purchased through third parties, advertising services or gift cards.
Peacock
All Peacock subscription purchases made through peacocktv.com are eligible, including Peacock Premium and Premium Plus. Peacock also released a bundle with Apple TV, giving you a roundabout way to use your credit for an Apple TV membership. Eligible purchases do not include subscriptions bundled with cable services, promotional offers through third parties, or gift cards.
Before you utilize your Digital Entertainment Credit for either Paramount+ or Peacock, remember that your Platinum Card® offers a Walmart+ credit of up to $12.95 (plus applicable sales taxes) per month. Walmart+ includes a choice of Paramount+ or Peacock as a perk of membership.
The New York Times
Purchases made through nytimes.com/subscription are eligible, including print and digital subscriptions, New York Times Games, Wirecutter, NYT Cooking, and The New York Times All Access bundle. Excluded purchases include advertising services, NYT conferences, gift cards, TimesDigest, or purchases from the NYTimes company store.
The Wall Street Journal
Subscriptions, news bundles including The Wall Street Journal and Barron’s, and MarketWatch and/or Investor’s Business Daily made directly through wsj.com/amex are eligible. Eligible purchases do not include advertising services, WSJ events, gift cards, or purchases from The Wall Street Journal Online Store.
YouTube
Eligible purchases do not include subscriptions bundled with cable services or purchased through third-party advertising services or gift cards.
Eligible purchases for YouTube include all YouTube TV subscriptions purchased directly at www.tv.youtube.com/welcome/, all YouTube Music subscriptions purchased directly at www.music.youtube.com/music_premium, and all YouTube Premium subscriptions purchased directly at www.youtube.com/premium.
Best Ways to Maximize Your Digital Entertainment Credit
Maximizing your digital entertainment credit will ultimately depend on your spending patterns. However, as part of an overall credit card strategy, you should always seek the best return for every cent you spend.
To make the most of the credit, use your Platinum Card® for a purchase that is as close as possible to $25 per month. If you spend much less, you are losing out on the credit. However, spending much more means not all your costs are reimbursed.
For instance, if you spend $80 per month on eligible subscriptions, you'll get a $25 statement credit. However, you'll only get 1X Membership Rewards points per dollar spent on the additional $55, and you can do much better. We've written a guide to the best credit cards for streaming services, which is worth a read if this is something you spend a considerable amount on.
Looking at the various subscriptions on offer, there are a few go-to options for using your digital entertainment credit. The Disney Duo Basic and Disney Premium Bundle are excellent value, pricing at $10.99 and $19.99 per month, respectively. You might not even be responsible for anything out of pocket if you subscribe to one of these options.
The above example only looks at a single subscription. However, the credit works with multiple subscriptions paid for with your card. For instance, if you have a Disney+ Duo Basic subscription at $10.99 per month and a Peacock Premium subscription at $7.99 per month, that is $18.98 per month (before taxes) on eligible digital entertainment credits.
You could potentially add other services or check your local tax rate to see how much of your credit goes unused, helping you strategize how to maximize this benefit.
Related: Don’t Leave Money on the Table — Use These Credit Card Statement Credits This Year
Other Streaming Payment Options
Once you have hit your $25 monthly maximum for your Platinum Card® digital entertainment credit, your go-to card for streaming services should be the Blue Cash Preferred® Card from American Express. The card earns a whopping 6% cash back on select streaming services (cash back is earned as Reward Dollars), and the list of eligible services is extensive.
Splitting your spending this way maximizes your returns for every dollar you spend on streaming services and digital subscriptions. And it's also worth pointing out that the Blue Cash Preferred offers its own streaming credits.
- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.74% - 28.74%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 6% Cash Back on select U.S. streaming subscriptions
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)
- 3% Cash Back on eligible transit purchases including taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back on eligible purchases at U.S. gas stations
- 1% Cash Back on other eligible purchases
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Enrollment is required for select Amex benefits.
Our Take
The Platinum Card® Digital Entertainment Credit is a valuable perk, but only if you use it wisely. By aligning your subscriptions to maximize the full $25 monthly benefit, you can effectively reduce the cost of your card.
While the eligible services are somewhat limited, the lineup covers a variety of streaming and news platforms. Hopefully, Amex will expand its offerings in the future, making this credit even more flexible.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
- More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
- More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
- More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
- New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
- Earn 5X points on Fine Hotels + Resorts® and The Hotel Collection bookings.
For rates and fees of the cards mentioned in this post, please visit the following links: American Express Platinum Card® (Rates & Fees), and Blue Cash Preferred® Card from American Express (Rates & Fees)
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