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The Business Platinum Card® from American Express charges a high annual fee, but it also offers valuable credits that can help offset the cost. One of the most lucrative is the Dell credit, which provides up to $400 in statement credits each year after enrollment.
You can get up to $200 in statement credits from January through June and another $200 from July through December. However, starting July 1, 2025, American Express is overhauling the Dell credit. Your first-half 2025 credit works under the current structure, so don’t miss your chance to use it while you can!
If you're looking for inspiration on how to use your credit, you're in the right place. Beyond computers and accessories, Dell also sells smart home devices, tech gadgets, software, and audio gear. To help you get the most bang for your buck, we’ve rounded up some options priced close to $200 so you don’t end up paying too much extra out of pocket.
Here are 10 items you can buy with your Business Platinum Card‘s Dell credits.
Page Contents
- How to Enroll for the Business Platinum Card Dell Benefit
- 10 Items You Can Buy With Your Business Platinum Card Dell Credit
- Sony ULT POWER SOUND Portable Bluetooth Speaker: $199.99
- Google Nest 2 Megapixel Indoor Full HD Network Camera: $99.99
- Google Doorbell: $179.99
- Dell Pro Premium EcoLoop Backpack 14-16: $109.99
- Blue Microphones Yeti Nano: $119.99
- One-year Microsoft 365 subscription: $99.99
- Dell Pro 24 Plus Monitor: $199.99
- Garmin Forerunner 165 Smart Watch: $199.99
- Ecobee Smart Thermostat: $189.99
- Xbox Flight Simulator Premium Deluxe Edition Download: $119.99
- Easy Ways to Maximize Your Amex Business Platinum Dell Credit
- Bottom Line
Effective July 1, 2025, Business Platinum Card holders will get a $150 annual credit for purchases through Dell’s U.S. website — plus a $1,000 bonus credit if they spend $5,000 or more in a calendar year. Click here to learn more about these changes.
How to Enroll for the Business Platinum Card Dell Benefit
Before you shop at Dell, you’ll need to enroll to take advantage of the statement credits. Simply log in to American Express and head to the Rewards and Benefits section. You’ll then click on “Benefits,” find the Business Platinum Card Dell Technologies Benefit, and click “Enroll.”
Related: First Steps After Your New Business Platinum Card Arrives
10 Items You Can Buy With Your Business Platinum Card Dell Credit
If you hold the Business Platinum Card, here are 10 items you may want to consider purchasing with the Dell credit.
Sony ULT POWER SOUND Portable Bluetooth Speaker: $199.99
The Sony ULT POWER SOUND Bluetooth Speaker packs serious bass, a rugged waterproof design, and up to 24 hours of battery life into a compact frame. It sells for $199.99 and comes with a shoulder strap for easy portability.
Google Nest 2 Megapixel Indoor Full HD Network Camera: $99.99
The Google Nest 2 Indoor Camera offers 1080p HD video, smart alerts, and a 135-degree field of view to help you keep tabs on what’s happening at home. It goes for $99.99 and includes three hours of free event video history.
Google Doorbell: $179.99
The Google Nest Doorbell lets you see who's at your door with smart alerts that can distinguish between people, packages, animals, and vehicles. It's wire-free, works with nearly any home, and is available for $179.99.
Dell Pro Premium EcoLoop Backpack 14-16: $109.99
A good backpack can make all the difference when traveling or commuting. And the Dell Pro EcoLoop Backpack fits laptops between 14″ and 16″ and offers multiple compartments plus padded shoulder straps for comfort. It’s available on the Dell website for $109.99.
Blue Microphones Yeti Nano: $119.99
For anyone looking to get into podcasting, the Blue Yeti Nano delivers broadcast-quality sound in a compact, desktop-friendly design. It’s available on the Dell website for $119.99.
One-year Microsoft 365 subscription: $99.99
Microsoft 365 (the personal version) includes premium versions of Word, Excel, PowerPoint, and Outlook, plus 1TB of OneDrive cloud storage. And a 12-month subscription covers one user across multiple devices for $99.99.
Dell Pro 24 Plus Monitor: $199.99
Prefer working with an external monitor? The Dell Pro 24 Plus offers a 23.8″ Full HD display and makes for a solid big-screen companion. It’s available for $199.99, though the price may vary depending on your selected specs.
Garmin Forerunner 165 Smart Watch: $199.99
The Garmin Forerunner 165 is a GPS running smartwatch that can help you train with personalized workouts, heart rate tracking, and built-in coaching tools. It’s available for $199.99 and even includes race-specific training plans, as well as a long battery life.
Ecobee Smart Thermostat: $189.99
The ecobee Smart Thermostat adapts to your routine, helping you automatically cut energy costs. It works with most major smart home platforms like Apple HomeKit and Amazon Alexa, and is available for $189.99.
Xbox Flight Simulator Premium Deluxe Edition Download: $119.99
Always wanted to try flying a plane? Your Dell credit can help you do that…digitally. You can download Microsoft Flight Simulator Premium Deluxe Edition for $119.99 and test your luck flying jets like the Boeing 787-10 Dreamliner.
Easy Ways to Maximize Your Amex Business Platinum Dell Credit
Stack with shopping portals
To maximize your Dell purchases, we recommend beginning your shopping experience through shopping portals or Rakuten. If you’re not familiar with Rakuten, it’s an online shopping portal that offers either cash back or Amex points when you shop at eligible online retailers after clicking through this portal first.
If you don’t have an account, Rakuten is currently offering $30 cash back — or 3,000 bonus Amex points, if you choose to get paid in Amex points — when you sign up through a referral (here's my referral link).
If you want a bit of extra help earning elite status with your airline of choice (through credit card spending), you could choose your airline’s shopping portal to add additional miles and potentially help you reach a higher status tier.
However, offers change. You should see what's available and click through the best portal before heading to Dell's website to make purchases with your Business Platinum Card.
Amex Offers
There are occasional Amex Offers for bonus points or cash back (as a statement credit) on Dell purchases. It’s worth checking your card’s offers to see if you have an offer.
Since these are targeted offers, not everyone will see them. You also might have a different offer than your friend, or even different offers across your multiple Amex cards. We've seen past offers for 10% cash back on Dell purchases this way.
Split your payment
If you have more than one Business Platinum Card — or your “Player 2” has one as well — it’s possible to split a Dell purchase across three different credit cards. Stacking multiple credit cards allows you to purchase more expensive things, maximizing each card’s semi-annual $200 credit. It also allows you to maximize Amex Offers if you have them on more than one card.
Bottom Line
The Dell credit helps those with the Business Platinum Card recoup some of the card's high annual fee. The statement credit allows cardmembers to buy a wide range of products beyond computers, including smart home devices, tech gadgets, software, and audio devices, and then receive a credit against the purchase, sometimes covering the full cost of the item.
By enrolling in the benefit and strategically using promotions and shopping portals, cardmembers can maximize their purchases by earning cash back or additional Amex points. Splitting payments or double-dipping the annual credit can further enhance the value of the Dell credit available for cardholders.
But no matter what, don't forget to use your credit before it expires at the end of June. Maximizing it is an easy way to recoup some of your Business Platinum Card‘s annual fee.
- Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
- Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- $695 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Earn 1.5X Membership Rewards® points on each eligible purchase of $5,000 or more.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. shipping providers.
- 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)
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