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The Business Platinum Card® from American Express charges a high annual fee, but it also offers valuable credits that can help offset the cost. One of the most lucrative is the Dell credit, which provides up to $1,150 in statement credits each year after enrollment.
The Dell benefit looks a little different than it used to after recent changes on July 1, 2025. In its revised form, Card Members can get up to $150 back in statement credits per calendar year when using the Business Platinum Card for U.S. purchases directly with Dell Technologies. Additionally, if you spend $5,000 or more on these purchases in a calendar year, you’ll receive a $1,000 statement credit.
Of the two parts of the credit, the $150 statement credit is likely the easier one to use — unless your business spends heavily at Dell and qualifies for the larger credit. Either way, we’ve got you covered; here are some great ways to put your Dell credits to use.
Page Contents
- How the Business Platinum Card Dell Credits Work
- 10 Items Under $200 You Can Buy With Your Business Platinum Card Dell Credit
- Sony ULT POWER SOUND Portable Bluetooth Speaker System: $89.99
- Google Nest 2 Megapixel Indoor Full HD Network Camera: $99.99
- Google Doorbell: $179.99
- Dell Pro Premium EcoLoop Backpack 14-16: $109.99
- Blue Microphones Yeti Nano: $119.99
- One-year Microsoft 365 subscription: $99.99
- Dell Pro 24 Plus Monitor: $199.99
- Garmin Forerunner 55 Smart Watch: $199.99
- Ecobee Smart Thermostat: $189.99
- Xbox Flight Simulator Premium Deluxe Edition Download: $119.99
- How to Unlock the $1,000 Dell Statement Credit
- Easy Ways to Maximize Your Amex Business Platinum Dell Credit
- Bottom Line
How the Business Platinum Card Dell Credits Work
Before you shop at Dell, make sure you’re enrolled to receive the statement credits. Log in to your American Express account, go to the Rewards and Benefits section, click on “Benefits,” locate the Business Platinum Card Dell Technologies Benefit, and select “Enroll.”
Once enrolled, you’re ready to shop. Just keep in mind that the Dell credit was revamped on July 1, 2025, and now has two components:
- Each Card Account can receive up to $150 in statement credits for eligible U.S. purchases with Dell Technologies per calendar year.
- Spend $5,000 or more on U.S. purchases directly with Dell Technologies in a calendar year and receive a $1,000 statement credit.
For 2025, the calendar year started on July 1. So now’s the time to put these new benefits to use.
Related: First Steps After Your New Business Platinum Card Arrives
10 Items Under $200 You Can Buy With Your Business Platinum Card Dell Credit
If you hold the Business Platinum Card, here are 10 items worth considering for your Dell credit. Half are priced under $150 — potentially fully covered by the credit — while the rest fall between $150 and $200, so your credit can still go a long way toward covering the cost.
Sony ULT POWER SOUND Portable Bluetooth Speaker System: $89.99
The Sony ULT POWER SOUND Portable Bluetooth Speaker System packs serious bass, a rugged, waterproof design, and up to 24 hours of battery life into a compact frame. It sells for $89.99 and has a compact, easy-to-carry design.
Google Nest 2 Megapixel Indoor Full HD Network Camera: $99.99
The Google Nest 2 Indoor Camera offers 1080p HD video, smart alerts, and a 135-degree field of view to help you keep tabs on what’s happening at home. It goes for $99.99 and includes three hours of free event video history.
Google Doorbell: $179.99
The Google Nest Doorbell lets you see who's at your door with smart alerts that can distinguish between people, packages, animals, and vehicles. It's wire-free, works with nearly any home, and is available for $179.99.
Dell Pro Premium EcoLoop Backpack 14-16: $109.99
A good backpack can make all the difference when traveling or commuting. And the Dell Pro EcoLoop Backpack fits laptops between 14″ and 16″ and offers multiple compartments plus padded shoulder straps for comfort. It’s available on the Dell website for $109.99.
Blue Microphones Yeti Nano: $119.99
For anyone looking to get into podcasting, the Blue Yeti Nano delivers broadcast-quality sound in a compact, desktop-friendly design. It’s available on the Dell website for $119.99.
One-year Microsoft 365 subscription: $99.99
Microsoft 365 (the personal version) includes premium versions of Word, Excel, PowerPoint, and Outlook, plus 1TB of OneDrive cloud storage. And a 12-month subscription covers one user across multiple devices for $99.99.
Dell Pro 24 Plus Monitor: $199.99
Prefer working with an external monitor? The Dell Pro 24 Plus offers a 23.8″ Full HD display and makes for a solid big-screen companion. It’s available for $199.99, though the price may vary depending on your selected specs.
Garmin Forerunner 55 Smart Watch: $199.99
The Garmin Forerunner 55 is a GPS running smartwatch that can help you train with personalized workouts, heart rate tracking, and built-in coaching tools. It’s available for $199.99 and even includes race-specific training plans, as well as a long battery life.
Ecobee Smart Thermostat: $189.99
The ecobee Smart Thermostat adapts to your routine, helping you automatically cut energy costs. It works with most major smart home platforms like Apple HomeKit and Amazon Alexa, and is available for $189.99.
Xbox Flight Simulator Premium Deluxe Edition Download: $119.99
Always wanted to try flying a plane? Your Dell credit can help you do that…digitally. You can download Microsoft Flight Simulator Premium Deluxe Edition for $119.99 and test your luck flying jets like the Boeing 787-10 Dreamliner.
How to Unlock the $1,000 Dell Statement Credit
The other aspect of the Business Platinum Card’s Dell credit is a $1,000 statement credit after you spend $5,000 or more on U.S. purchases directly with Dell Technologies in a calendar year. Once you make eligible purchases, the $1,000 credit should post to your account within 6–8 weeks.
It goes without saying that you’ll need to spend a lot at Dell to unlock that credit. But depending on the size of your organization and what it spends money on, it might not be all that hard to hit the threshold. Buying items like these could go a long way toward getting you there.
- Laptops: Dell offers a variety of laptops, including the Dell 16 Plus Laptop and the Dell Pro 16 Laptop. Right now, the 16 Plus is priced at $749.99, while the Pro 16 comes in at $719. If you're looking to outfit your team with new devices, buying a few of these could quickly help you unlock the full $1,000 credit — and amount to some serious savings.
- Projectors: If your business needs a new projector, Dell has plenty of options. High-end models like the Epson Home Cinema 5050UB can cost $2,999 or more, while more budget-friendly picks like the Epson EpiqVision Flex CO-FH02 come in around $550. Purchases like this can help you reach the $5,000 spending threshold required to unlock the $1,000 Amex Dell credit.
- Gaming Equipment: Dell offers a wide range of gaming gear, from Alienware gaming laptops like the Alienware 18 Area-51 to powerful desktops like the Alienware Area-51 Gaming Desktop. You’ll also find accessories such as the Alienware 32 4K QD-OLED Gaming Monitor. A big-ticket Dell purchase can both elevate your gaming setup and help you unlock major savings with the Amex Dell credit.
Easy Ways to Maximize Your Amex Business Platinum Dell Credit
Stack with shopping portals
To maximize your Dell purchases, we recommend beginning your shopping experience through shopping portals or Rakuten. If you’re not familiar with Rakuten, it’s an online shopping portal that offers either cash back or Amex points when you shop at eligible online retailers after clicking through this portal first.
If you don’t have an account, Rakuten is currently offering $30 cash back — or 3,000 bonus Amex points, if you choose to get paid in Amex points — when you sign up through a referral (here's my referral link).
If you want a bit of extra help earning elite status with your airline of choice (through credit card spending), you could choose your airline’s shopping portal to add additional miles and potentially help you reach a higher status tier.
However, offers change. You should see what's available and click through the best portal before heading to Dell's website to make purchases with your Business Platinum Card.
Amex Offers
There are occasional Amex Offers for bonus points or cash back (as a statement credit) on Dell purchases. It’s worth checking your card’s offers to see if you have an offer.
Since these are targeted offers, not everyone will see them. You also might have a different offer than your friend, or even different offers across your multiple Amex cards. We've seen past offers for 10% cash back on Dell purchases this way.
Split your payment
If you have more than one Business Platinum Card — or your “Player 2” has one as well — it’s possible to split a Dell purchase across three different credit cards. Stacking multiple credit cards allows you to purchase more expensive things, maximizing each card’s annual $150 credit. It also allows you to maximize Amex Offers if you have them on more than one card.
Bottom Line
The Dell credit helps those with the Business Platinum Card recoup some of the card's high annual fee. The statement credits allow cardmembers to buy a wide range of products beyond computers, including smart home devices, tech gadgets, software, and audio devices, and then receive a credit against the purchase, sometimes covering the full cost of the item.
By enrolling in the benefit and strategically using promotions and shopping portals, cardmembers can maximize their purchases by earning cash back or additional Amex points. Splitting payments or double-dipping the annual credit can further enhance the value of the Dell credit available for cardholders.
But no matter what, don't forget to use your credit(s) before they expire at the end of the year. Maximizing it is an easy way to recoup some of your Business Platinum Card‘s annual fee.
- Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
- Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- 5X points on flights and prepaid hotels booked on AmexTravel.com
- 1.5X points (that's an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 1X points on other eligible purchases
- Use the Business Platinum Card® and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- $695 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Earn 1.5X Membership Rewards® points on each eligible purchase of $5,000 or more.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. shipping providers.
- 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)
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