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The Business Platinum Card® from American Express charges a high annual fee. In exchange, the card also offers numerous credits that can help offset that pricey annual fee. One of the most valuable credits offered by the Business Platinum Card is the annual Dell credit, providing up to $400 in statement credits each year after you enroll for this benefit.
You can receive up to $200 in statement credits between January and June and $200 in additional statement credits between July and December. And while it's unclear if the Dell benefit will be returning in the second half of 2025, you can still (at least) make use of the perk in the first half of the year.
Aside from computers and computer accessories, Dell also sells smart home devices, tech gadgets, software, and audio devices, amongst other things. Finding products as close to $200 as possible is a good way to optimize the credit and avoid paying out of pocket — especially for things you might otherwise need.
Here are 10 items you can buy with your Business Platinum Card‘s Dell credits.
Page Contents
- How To Enroll for the Business Platinum Card Dell Benefit
- 3 Ways to Maximize Your Amex Business Platinum Dell Credit
- 10 Items You Can Buy With Your Business Platinum Card Dell Credit
- JBL Charge 5: $179.95
- Indoor Google Nest Cam: $79.99
- Google Nest Doorbell: $179.99
- Dell EcoLoop Premier Backpack 14-16: $101.99
- Blue Microphones Yeti Nano: $99.99
- Microsoft Office Home and Student: $149.99
- Dell 24 Monitor: $184.99
- Garmin Forerunner 55 Smart Watch: $199.99
- Google Nest Hub Max: $229
- Google Thermostat: $129.99
- Bottom Line
How To Enroll for the Business Platinum Card Dell Benefit
Before you shop at Dell, you’ll need to enroll to take advantage of the statement credits. Simply log in to American Express and head to the Rewards and Benefits section. You’ll then click on “Benefits,” find the Business Platinum Card Dell Technologies Benefit, and click “Enroll.”
Related: First Steps After Your New Business Platinum Card Arrives
3 Ways to Maximize Your Amex Business Platinum Dell Credit
Stack With Shopping Portals
To maximize your Dell purchases, we recommend beginning your shopping experience through shopping portals or Rakuten. If you’re not familiar with Rakuten, it’s an online shopping portal that offers either cash back or Amex points when you shop at eligible online retailers after clicking through this portal first.
If you don’t have an account, Rakuten is currently offering $30 cashback — or 3,000 extra points, if you choose to get paid in Amex points — when you sign up through a referral (here's my referral link).
If you want a bit of extra help earning elite status with your airline of choice (through credit card spending), you could choose your airline’s shopping portal to add additional miles and potentially help you reach a higher status tier.
However, offers change. You should see what's available and click through the best portal before heading to Dell's website to make purchases with your Business Platinum Card.
Amex Offers
There are occasional Amex Offers for bonus points or cash back (as a statement credit) on Dell purchases. It’s worth checking your card’s offers to see if you have an offer.
Since these are targeted offers, not everyone will see them. You also might have a different offer than your friend — or even different offers across your multiple Amex cards. We've seen past offers for 10% cash back on Dell purchases this way.
Splitting Payments
If you have more than one Business Platinum Card — or your “Player 2” has one as well — it’s possible to split a Dell purchase across three different credit cards. Stacking multiple credit cards allows you to purchase more expensive things, maximizing each card’s semi-annual $200 credit. It also allows you to maximize Amex Offers (see above) if you have them on more than one card.
10 Items You Can Buy With Your Business Platinum Card Dell Credit
If you hold or are considering the Business Platinum Card, here are 10 items you may want to consider purchasing with the Dell credit.
JBL Charge 5: $179.95
It's not just another Bluetooth speaker; the JBL Charge 5 doubles as a power bank and is rugged enough to take outdoors. I've personally bought three of these and given them out as gifts. And there are multiple colors to choose from!
Indoor Google Nest Cam: $79.99
This Google Nest Cam can distinguish between people and pets, so you only get alerts for the things that matter to you. With its 24/7 live view, you can keep an eye on your home from anywhere you're traveling via the Google Home app. It comes with up to three hours of free event video history, so you can go back and catch up on what you missed. The best part: You can control everything hands-free with your new Google Nest Hub. It's currently on sale for $79.99.
Google Nest Doorbell: $179.99
The Google Nest Doorbell allows you to see what's happening at your door from anywhere, and it'll send you alerts. The best part? It's wireless, so you can install it yourself quite easily. You can seamlessly integrate it with Google Assistant and Amazon Alexa-enabled devices. That means you can stream live video to compatible smart displays and use smart speakers and displays as your doorbell chime. It occasionally goes on sale for $129.99.
Dell EcoLoop Premier Backpack 14-16: $101.99
Finally, a travel-related item. The Dell EcoLoop Premier Backpack 14-16 is a lightweight backpack that's perfect if you're Team Carry-On. The padded laptop compartment fits up to 16″ laptops. The backpack features quick-access external pockets, a gusseted main compartment zipper, and a three-year warranty.
Blue Microphones Yeti Nano: $99.99
A good microphone can go a long way for anyone into podcasting, game streaming, or voiceovers for social media content. This Blue Microphones Yeti Nano is super easy to start using with its plug-and-play operation.
Microsoft Office Home and Student: $149.99
Microsoft Office Home and Student is essential for anyone with a Windows-based computer. The package includes Word, Excel, and PowerPoint; the Home and Student version is available through Dell.
Dell 24 Monitor: $184.99
If you work from home or play video games, having an extra screen or a larger screen is game-changing. Dell offers several types of monitors depending on what you want to use them for (the specs differ), and several are available for $200 or less. One such example is the Dell 24 Monitor, which is $184.99
Garmin Forerunner 55 Smart Watch: $199.99
Whether you're a runner or a walker, having a GPS smartwatch is helpful; you can use it to track your speed, distance, and the number of steps you've taken. The Garmin Forerunner 55 Smart Watch is a powerful yet affordable smartwatch — available for $199.99. Perhaps the best aspect of the watch is its 336-hour battery life, so you won't have to charge it often!
Google Nest Hub Max: $229
With so many smart home products available, a Google Nest Hub Max might be handy. It lets you control compatible devices from one place; it also integrates with Nest products. Plus, you can stream your favorite music, catch up on news and podcasts, and even listen to audiobooks while cooking (I keep mine in the kitchen). I've seen it on sale for $189 occasionally.
Google Thermostat: $129.99
The Google Thermostat not only looks cool, it's also a game-changer. It learns your schedule and temperature preferences to program itself to save energy, helping to reduce your utility bills. And yes, it's compatible with your new Google Nest Hub (above).
Bottom Line
The Dell credit helps those with the Business Platinum Card recoup some of the card's high annual fee. The statement credit allows cardmembers to buy a wide range of products beyond computers, including smart home devices, tech gadgets, software, and audio devices, and then receive a credit against the purchase — sometimes covering the full cost of the item.
By enrolling in the benefit and strategically using promotions and shopping portals, cardmembers can maximize their purchases by earning cash back or additional Amex points. Splitting payments or double-dipping the annual credit can further enhance the value of the Dell credit available for cardholders.
- Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
- Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- $695 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Earn 1.5X Membership Rewards® points on each eligible purchase of $5,000 or more.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. shipping providers.
- 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)
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