50% Bonus When Using Chase Ultimate Rewards on Apple Items

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Now through November 30, 2021, Chase cardholders can get up to a 50% bonus when redeeming their Ultimate Rewards for Apple products in the Chase shopping portal.

Chase Ultimate Rewards for Apple Products Promotion

(Again!) 50% Bonus When Using Chase Ultimate Rewards on Apple Items

Chase cardholders can get up to a 50% bonus when purchasing Apple products through the Chase shopping portal. The bonus percentages are as follows:

Since you get a base of 1 cent per point, this means your Chase points will be worth 1.10 cents, 1.25 cents, or 1.5 cents per point. Say you want to get the new iPhone 13 Pro for $1,099. Instead of using 109,900 Ultimate Rewards points, you will only need to use:

iPhones are included in this promotion, though they weren't when this promotion first occurred last year.

Terms and Conditions

  • You can pay for part of your purchase with points and cash. The 10%, 25%, or 50% bonus will only be applied to the portion of your purchase you use points for.
  • For points + cash payments, up to 80% of the value can be cash. 20% or more must be a points redemption.
  • Apple products must be purchased through the Apple Ultimate Rewards Store.

Using the Apple Ultimate Rewards Store

Apple Chase Ultimate Rewards Store

There are a few important items to note about the Apple Ultimate Rewards Store. This store is technically a third-party Apple retailer. Thus, it does not have the same shipment, warranty, and return policies as the Apple Store. Some members have commented on difficulties with receiving their product or getting any help returning a defective product.

If you have other eligible purchases, you can use Chase's Pay Yourself Back feature to get the same 25% and 50% bonus. Then, purchase your Apple products directly from the Apple Store, or whatever else you want to use your cash for.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Annual Fee$95
Welcome Bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Our #1 recommended beginners rewards card featuring an 60,000-point signup bonus after you spend $4,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
  • 5X points on Lyft rides through March 2022
  • 5X points on travel purchased through Chase
  • 3X points on dining at restaurants worldwide
  • 3X points on eligible streaming services
  • 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
  • 2X points on all other travel
  • 1X point per dollar spent on all other purchases

Our Take

Another (temporary) option for Sapphire Preferred cardholders to get a redemption rate of 1.25 cents per point and for Sapphire Reserve cardholders to get 1.5 cents per point. That's not a bad redemption rate, but savvy Chase cardholders can get much better value from their Chase Ultimate Rewards by redeeming points through Chase's airline and hotel partners.

This promotion is really just for Apple product users. For those planning to get a new Apple phone or computer, this promotion comes at a great time. With Black Friday and Cyber Monday deals coming later this month, you could get a good price and redeem points at an improved rate. That's if you don't mind using your points in this way.

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Comments

  • While chase cards are my primary cards, I find it better to use the apple card at 3% cash back and 0% interest loans for apple products!

  • Fernando Farache says:

    Good info. Still I would prefer to use my points in flights or in cheaper things. Apple is great but expensive.

  • Thanks for sharing this info. I happened to have some left-over points that I can put to a good use.

  • Word to the wise: Chase has always taken forever to fulfill these orders. Use PYB or the travel portal and buy it outright with cash instead.

  • I gotta get this going and cash some UR points at 1.5 before the end of the year.

  • una promocion para un publico reducido y exclusivo.

  • Harvey Kwan says:

    I don’t think this is a great use of points….I would only do this if I had excess.

  • Not a bad return, but I’d still choose flights, then use cash to buy the iPhone (or whatever) and earn more points on the purchase 😎

    • Somebody gets it!! Double dipping, triple dipping or even quadruple dipping. Redeeming points for cash allows you to buy the product with cash which earns you points on the full value. Plus you can use a shopping portal and earn points or miles through that. Plus you can vet credit card purchase protection and an extended warranty.

  • I would rather deal directly with Apple but still good info.

  • fernanda andrade says:

    The offer is for a restricted audience. Apple products are good, but quite expensive. Good luck to those who are able to take advantage of the offer.

    • Chase is banking on the people who impulse buy and see “free Apple stuff” not realizing what they’re giving up in doing so.

  • Jennifer says:

    I would rather buy directly from Apple so I would have the warranty in place. So I concur that you can just buy it outright with your credit card and use the pay yourself back to get the money back.

    • Great comment regarding warranty! Any idea on what warranty policy is available for the products purchased from Chase portal?

  • The 50% bonus is only with the Chase Sapphire Reserve card. Other cards are much lower.

  • Emily Davidson says:

    The trick for this is to get exactly what you want before it sells out, and then bide your time. I ordered airpods the last time Chase did something like this with Apple and it took a while for them to actually arrive