Up to 50% Bonus When Using Chase Ultimate Rewards for Apple Products Up to 50% Bonus When Using Chase Ultimate Rewards for Apple Products

Up to 50% Bonus When Using Chase Ultimate Rewards for Apple Products

Earn Bonus Points

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Chase's Apple promotion is back! Now through November 30, 2023, Chase cardholders can get up to a 50% bonus when redeeming points for Apple products through the Chase Ultimate Rewards portal. Read on to find out what bonus you can get with your Chase card (10%, 25%, or 50%).

Chase Ultimate Rewards for Apple Products Promotion

Screenshot of Chase Ultimate Rewards website showing limited time Apple offer

Chase cardholders can get up to a 50% bonus when purchasing Apple products through the Ultimate Rewards portal. The bonus percentages are as follows:

Chase cardholders can typically redeem Ultimate Rewards points for Apple products at a base of 1 cent per point. With this promotion, your Chase points will be worth 1.10 cents, 1.25 cents, or 1.5 cents per point.

Say you want to get the new iPhone 15 Pro for $999. Instead of using 99,900 Ultimate Rewards points, you will only need to use:

This points discount is automatically applied. No promotion code or special link is needed.

Screenshot showing option to redeem Chase Ultimate Rewards points for an Apple iPhone 15 Pro

Note that iPhones are included in this promotion, although they weren't when this promotion first occurred in 2020.

Terms and Conditions

  • You can pay for part of your purchase with points and cash. The 10%, 25%, or 50% bonus will only be applied to the portion of your purchase you use points for.
  • For points + cash payments, up to 80% of the value can be cash. 20% or more must be a points redemption.
  • Apple products must be purchased through the Apple Ultimate Rewards Store.

Related: Different Ways To Redeem Ultimate Rewards

Using the Apple Ultimate Rewards Store

There are a few important items to note about the Apple Ultimate Rewards Store. This store is technically a third-party Apple retailer. Thus, it does not have the same shipment, warranty, and return policies as the Apple Store. Some members have commented on difficulties with receiving their product or getting any help returning a defective product.

If you have other eligible purchases, you can use Chase's Pay Yourself Back feature to get a statement credit offsetting those purchases. Then, purchase your Apple products directly from the Apple Store — or whatever else you want to use your cash for.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Annual Fee$95
Welcome Bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Our #1 recommended beginners rewards card featuring a 60,000-point signup bonus after you spend $4,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
  • 5X points on Lyft rides through March 2025
  • 5X points on travel purchased through Chase
  • 3X points on dining at restaurants worldwide
  • 3X points on eligible streaming services
  • 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
  • 2X points on all other travel
  • 1X point per dollar spent on all other purchases

Our Take

This promotion provides yet another — albeit temporary — option for Sapphire Preferred cardholders to get a redemption rate of 1.25 cents per point and for Sapphire Reserve cardholders to get 1.5 cents per point.

That's not a bad redemption rate, but savvy Chase cardholders can get much better value from their Chase Ultimate Rewards by redeeming points through Chase's airline and hotel partners. In recent AwardWallet user redemptions, Ultimate Rewards points provided an average of 2.01¢ in value. That's way better than the maximum of 1.5 cents available with this promotion.

Make sure to check out our guide on how to redeem Chase Ultimate Rewards points for flights, hotels, and car rentals for more information.

This promotion comes at a great time for those planning to get a new Apple phone or computer. That's if you don't mind using your points in this way.

4.6 / 5 - (7 votes)
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  • Hmmm, good info if someone wants to use their points for products and not travel.

  • Customer service don’t understand the software issue

  • You wont be able to return the item, unless it is broken. Don’t buy from here. Take cah back and buy from apple store.

  • Don’t buy any apple product from them. you will never be able to return the item. I wasted 1640$ The Mac Book Pro OS is using 5GB RAM in 8GB laptop but they are refusing to return or replace the laptop.

  • While chase cards are my primary cards, I find it better to use the apple card at 3% cash back and 0% interest loans for apple products!

  • Fernando Farache says:

    Good info. Still I would prefer to use my points in flights or in cheaper things. Apple is great but expensive.

  • Thanks for sharing this info. I happened to have some left-over points that I can put to a good use.

  • Word to the wise: Chase has always taken forever to fulfill these orders. Use PYB or the travel portal and buy it outright with cash instead.

  • I gotta get this going and cash some UR points at 1.5 before the end of the year.

  • una promocion para un publico reducido y exclusivo.

  • Harvey Kwan says:

    I don’t think this is a great use of points….I would only do this if I had excess.

  • Not a bad return, but I’d still choose flights, then use cash to buy the iPhone (or whatever) and earn more points on the purchase 😎

    • Somebody gets it!! Double dipping, triple dipping or even quadruple dipping. Redeeming points for cash allows you to buy the product with cash which earns you points on the full value. Plus you can use a shopping portal and earn points or miles through that. Plus you can vet credit card purchase protection and an extended warranty.

  • I would rather deal directly with Apple but still good info.

  • fernanda andrade says:

    The offer is for a restricted audience. Apple products are good, but quite expensive. Good luck to those who are able to take advantage of the offer.

    • Chase is banking on the people who impulse buy and see “free Apple stuff” not realizing what they’re giving up in doing so.

  • Jennifer says:

    I would rather buy directly from Apple so I would have the warranty in place. So I concur that you can just buy it outright with your credit card and use the pay yourself back to get the money back.

    • Great comment regarding warranty! Any idea on what warranty policy is available for the products purchased from Chase portal?

  • The 50% bonus is only with the Chase Sapphire Reserve card. Other cards are much lower.

  • Emily Davidson says:

    The trick for this is to get exactly what you want before it sells out, and then bide your time. I ordered airpods the last time Chase did something like this with Apple and it took a while for them to actually arrive